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LILICHSGFIN

LIC Housing Finance Q1 FY26 results (Apr–Jun 2025) and concall

Financial Services · Concall AI · Call held 4 Aug 2025

LIC Housing Finance reported a flattish Q1 FY26 with a 7% YoY revenue growth to INR7,233.13 crores and a 4.6% increase in PAT to INR1,359.92 crores. While the company saw an improvement in Stage 3 exposure YoY, it increased QoQ and credit costs were higher. NIM compressed due to competitive pressures and delayed rate cuts, but management expects improvement in subsequent quarters with strong disbursement momentum.

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What they filed

₹ Cr · quarterly
Line itemQ2 FY25Q3 FY25Q4 FY25Q1 FY26
Revenue6,938 7,070 7,303 7,186
Net profit1,328 1,435 1,374 1,364
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.