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LIC Housing Finance share price & results

LIC Housing Finance Limited· Financial Services

Results to
Jun 2026
Latest analysed call
Q1 FY27
Ownership as of
Sept 2026

LIC-promoted, NHB-registered HFC financing homes, property and builder projects pan-India.

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Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

MetricValueChangeBasisPeriodNote
Revenue7,083 ₹ crore−1.4% YoYQuarterly, as filedQuarter to Jun 2026Revenue from operations as filed.
Operating marginUnavailable—Operating profit / revenueQuarter to Jun 2026Not in the filed figures for the quarter to jun 2026. No older figure is substituted.
Net profit1,499 ₹ crore+9.9% YoYQuarterly, as filedQuarter to Jun 2026Profit after tax as filed.
Return on equity14.76 %−1.6 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Jun 2026Adjusted profit attributable to owners ÷ average owners’ equity.
Free cash flow marginUnavailable—Fiscal yearFY ending Mar 2026Not in the analysed materials. No older figure is substituted.
Revenue growth (YoY)0.23 %−0.4 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Jun 2026Revenue change against the same period one year earlier.

Source: Inve data from filed results; ratios from the Screener-verified panel · to Jun 2026

Guidance

What management said, and what became of it

6 of 11 judged targets kept · 11 open · verdicts reflect calls analysed to Q1 FY27.

LIC Housing Finance Limited management guidance track record on Inve: 22 targets tracked across analysed earnings calls (6 achieved, 5 missed, 11 open).

TargetOriginal wordingSaidLatest callVerdict
Disbursement Growth15% growth for Q1 FY27
Call transcript, Q4 FY26 · 14 May 2026		Q4 FY26Q1 FY27:Total disbursements grew 14.5% YoY to ₹15,014 crores, in line with the 15% target.
Call transcript, Q1 FY27 · 31 Jul 2026		Achieved
Loan Book Growth10% to 12% growth for FY27
Call transcript, Q4 FY26 · 14 May 2026		Q4 FY26Q1 FY27:Loan book grew 4% YoY. Management revised the AUM growth guidance down to 8-10% for FY27 from the previous 10-12%.
Call transcript, Q1 FY27 · 31 Jul 2026		Revised Down
Overall Loan Book Growthdouble-digit growth for the year
Call transcript, Q1 FY26 · 4 Aug 2025		Q1 FY26Q4 FY26:Full year loan book growth was 4% YoY, missing the double-digit target.
Call transcript, Q4 FY26 · 14 May 2026		Missed

Source: Inve Guidance Tracker for LIC Housing Finance Limited · to Q1 FY27

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

5 of LIC Housing Finance Limited's 22 targets were missed. See which ones, and which are quietly gone. The 3 above are the free sample; 19 more targets are in the full ledger.

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Price

₹497.4 +1.51% · +₹7.4

Last close 26 Oct 2026 · NSE · INR · Source: Inve

Performance −14.2% 1Y

₹450₹500₹550₹600Oct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26Oct 26Q2 FY26 — 30 Oct 2025Q3 FY26 — 2 Feb 2026Q4 FY26 — 14 May 2026Q1 FY27 — 31 Jul 2026

1Y: ₹579.5 on 24 Oct 2025 → ₹497.4. High ₹595.25 (11 May 2026), low ₹460.7 (23 Mar 2026).

Previous close
₹490
Market cap
₹27.4k Cr
52-week range
₹460.7 – ₹595.25
One year
−14.88%
Price to earnings (TTM to Jun 2026)
4.77×
Return on equity (TTM to Jun 2026)
14.76%

Overview

Symbol
NSE:LICHSGFIN
Exchange
NSE
Currency
INR

What LIC Housing Finance Limited does

Based on the company's own presentations, annual report and earnings calls.

LIC Housing Finance is a housing finance company promoted by Life Insurance Corporation of India (LIC), which holds a majority stake, incorporated in 1989 and registered with the National Housing Bank. It originates and services individual home loans and non-housing individual loans (such as loans against property) for salaried and self-employed borrowers, and non-housing corporate loans (project loans) to developers, earning interest income on the resulting loan portfolio. The company distributes its products through its own network of regional, back, cluster, area and marketing offices, LIC's tied agents (Home Loan Agents), direct sales agents, customer relations associates and a captive direct-marketing channel, supplemented by branches of its wholly owned subsidiary LIC HFL Financial Services and a representative office in Dubai serving NRIs.

Segments

  • Individual Home Loans
  • Non-Housing Individual Loans
  • Non-Housing Corporate - Project Loans
  • Non-Housing Corporate - Others
Marketing offices
303
Total employees
2,399
Area offices
303
Cluster offices
39
Regional offices
10
Back offices
23
Founded 1989Headquarters 131, Maker Tower-F, 13th Floor, Cuffe Parade, Mumbai - 400005, Maharashtra, IndiaEmployees 2,399 (Q4 FY2026 (March 2026)) Company website

How the price took the results

close before → close after

Q1 FY27
−3.3%
31 Jul
Q4 FY26
−4.3%
14 May
Q3 FY26
−2.2%
2 Feb
Q2 FY26
−3.9%
30 Oct

The move from the last close before each results date to the first close after it — the market's first read on the quarter, not the quarter itself.

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