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    PNB Housing

    India's 3rd-largest HFC by loan asset; home loans via Prime, Emerging Markets and Affordable (Roshni) units.

    Financial Services
    Financial Services
    View PNBHOUSING earnings calls
    ₹1,003
    +0.32% from avg

    Overview

    Price

    ₹1,003

    Market Cap

    ₹28.1k Cr

    Sector

    Financial Services

    Financial Services

    Rank

    3

    Performance

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly

    Balance Sheet

    Balance Sheet

    ₹ Cr · Annual
    Line itemFY19FY20FY21FY22FY23FY24FY25FY26TTM
    LiabilitiesEquity Capital167168168169169260260261261
    Reserves7.4k7.8k8.8k9.7k10.8k14.7k16.6k17.7k19.0k
    Borrowings
    Other Liabilities4.5k3.2k3.1k2.9k2.2k2.4k3.3k2.6k3.1k
    Total Liabilities83.9k78.9k71.4k65.7k66.9k72.4k82.5k85.8k93.5k
    AssetsFixed Assets103251181150146207239258274
    CWIP54243151636
    Investments4.6k2.1k2.0k3.5k3.2k4.3k3.4k3.1k2.8k
    Other Assets79.2k76.6k69.2k62.1k63.5k67.8k78.9k82.4k90.5k
    Total Assets83.9k78.9k71.4k65.7k66.9k72.4k82.5k85.8k93.5k

    Valuation

    Banks & financials don't fit this model

    Lenders and insurers have a fundamentally different capital structure. Discounting net profit misvalues them — we exclude them rather than mislead you.

    PNBHOUSING · FINANCIALS_SECTOR

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    Guides on how to read this kind of business and the numbers that matter.