Inve India ▾

H U D C O share price & results

H U D C O· Financial Services

Results to
Jun 2026
Latest analysed call
Q1 FY27
Ownership as of
Sept 2026

Govt-owned NBFC-IFC financing affordable housing & urban infrastructure for govts, pan-India.

Company research is public. Sign in to keep your own companies, notes and cases.

Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

MetricValueChangeBasisPeriodNote
Revenue3,717 ₹ crore+26.6% YoYQuarterly, as filedQuarter to Jun 2026Revenue from operations as filed.
Operating marginUnavailable—Operating profit / revenueQuarter to Jun 2026Not in the filed figures for the quarter to jun 2026. No older figure is substituted.
Net profit851 ₹ crore+35.1% YoYQuarterly, as filedQuarter to Jun 2026Profit after tax as filed.
Return on equity21.30 %+4.4 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Jun 2026Adjusted profit attributable to owners ÷ average owners’ equity.
Free cash flow marginUnavailable—Fiscal yearFY ending Mar 2026Not in the analysed materials. No older figure is substituted.
Revenue growth (YoY)25.95 %−5.0 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Jun 2026Revenue change against the same period one year earlier.

Source: Inve data from filed results; ratios from the Screener-verified panel · to Jun 2026

Guidance

What management said, and what became of it

2 of 5 judged targets kept · 8 open · verdicts reflect calls analysed to Q1 FY27.

H U D C O management guidance track record on Inve: 13 targets tracked across analysed earnings calls (2 achieved, 3 missed, 8 open).

TargetOriginal wordingSaidLatest callVerdict
Cost of FundsFurther reduction by 10-15 basis points from 6.75%
Call transcript, Q4 FY25 · 8 May 2025		Q4 FY25Q1 FY27:Management reports new cost of debt between 5.5% and 6.5%, reinforcing the achieved reduction.
Call transcript, Q1 FY27 · 28 Jul 2026		Achieved
Loan Book Target FY26INR 1.5 lakh crores by FY26
Call transcript, Q4 FY25 · 8 May 2025		Q4 FY25Q1 FY27:The target period (FY26) has ended, but management did not report the final closing loan book figure. A new long-term target for 2030 was introduced instead.
Call transcript, Q1 FY27 · 28 Jul 2026		Ghosted
Net Interest MarginAround 3.25% (maybe 3.3%)
Call transcript, Q4 FY25 · 8 May 2025		Q4 FY25Q1 FY27:Reported NIM of 3.0% and guided for 'around 3%', meeting the lower end of the previously diluted guidance.
Call transcript, Q1 FY27 · 28 Jul 2026		On Track

Source: Inve Guidance Tracker for H U D C O · to Q1 FY27

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

3 of H U D C O's 13 targets were missed. See which ones, and which are quietly gone. The 3 above are the free sample; 10 more targets are in the full ledger.

Free account: 5 full ledgers a month and one Inve Case. Pro opens 100 a month, ₹499.
See the full record

Price

₹143.33 −1.32% · −₹1.92

Last close 27 Oct 2026 · NSE · INR · Source: Inve

Performance −36.8% 1Y

₹140₹160₹180₹200₹220₹240Oct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26Oct 26Q2 FY26 — 12 Nov 2025Q3 FY26 — 4 Feb 2026Q1 FY27 — 28 Jul 2026

1Y: ₹226.85 on 24 Oct 2025 → ₹143.33. High ₹243.93 (18 Nov 2025), low ₹143.33 (27 Oct 2026).

Previous close
₹145.25
Market cap
₹28.7k Cr
52-week range
₹143.33 – ₹243.93
One year
−36.86%
Price to earnings (TTM to Jun 2026)
6.74×
Return on equity (TTM to Jun 2026)
21.30%

Overview

Symbol
NSE:HUDCO
Exchange
NSE
Currency
INR

What H U D C O does

Based on the company's own presentations, annual report and earnings calls.

HUDCO (Housing and Urban Development Corporation) is a Government of India-owned Navratna public financial institution registered with RBI as an NBFC-IFC. It provides project financing to central/state governments, state public agencies, urban local bodies and specialized entities for affordable housing and urban infrastructure (social infra such as hospitals and water supply, and commercial infra such as roads, highways, urban mobility, ports and energy). Beyond lending, it earns fee income from consultancy (architectural, urban & regional planning, project appraisal & monitoring, asset monetisation, environmental studies) and from capacity-building/training services delivered through its dedicated training institute. It also acts as the implementing/counterpart-funding partner for Government of India urban missions such as PMAY, Smart City, AMRUT, Swachh Bharat Mission and Jal Jeevan Mission.

Segments

  • Financing
  • Consultancy
  • Capacity Building
Employee strength
585
Regional Offices
20
Development Offices
11
Geographic presence
Pan-India, with Regional Offices in all State capitals
Domestic credit rating
AAA (highest)
International credit rating
Sovereign-equivalent (e.g. BBB+/Baa3)
Founded 1970Headquarters HUDCO Bhawan, Core-7-A, India Habitat Centre, Lodhi Road, New Delhi - 110003Employees 585 (March 2026) Company website

How the price took the results

close before → close after

Q1 FY27
−3.8%
28 Jul
Q3 FY26
+2.9%
4 Feb
Q2 FY26
−1.5%
12 Nov

The move from the last close before each results date to the first close after it — the market's first read on the quarter, not the quarter itself.

Your own record

Start an Inve Case for H U D C O

Free account: one company. Everything above stays public.

Write why you follow H U D C O and the condition you want checked. Inve compares your numeric conditions with available results and management guidance; your own conditions remain yours to review.

What an account adds

Keep reading

Other Financial Services companies

All Financial Services companies → · Financial Services earnings growth →

Learn to analyse H U D C O

Guides on how to read this kind of business and the numbers that matter.