PNBHOUSING PNB Housing Q3 FY25 results (Oct–Dec 2024) and concall
PNB Housing delivered a strong Q3 FY25 performance characterized by record retail book growth and significant asset quality improvement. The company is successfully pivoting toward higher-yield segments like Affordable (Roshni) and Emerging markets, which now drive a larger share of disbursements. Management expressed high confidence in reaching a ₹1 lakh crore retail book by FY27 while maintaining superior asset quality and improving NIMs.
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What they filed
| Line item | Q2 FY25 | Q3 FY25 |
|---|---|---|
| Revenue | 1,868 | 1,923 |
| Net profit | 472 | 471 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
