Every earnings call for PNBHOUSING — management tone, guidance, KPIs and promise tracking, quarter by quarter.
PNBHOUSING · 7 transcripts · Financial Services · latest Q4 FY26PNB Housing has 7 earnings calls on record here, a Financial Services company, most recently Q4 FY26. Each quarter is scored on revenue, margins, guidance delivery and the questions management left unanswered — so the gap between what was promised and what was delivered is easy to read.
PAT (FY26) ₹2,291 cr (+18% YoY); ROE (FY26) 12.73%; NIM 3.69%. Retail loan book grew 16% YoY to INR 86,946 crores.
Read full transcript & analysisPAT ₹520 cr (+8% YoY); ROE (Annualised 9M FY26) 12.31%; NIM 3.63%. Retail loan book grew by 16% YoY to INR 81,931 crores.
Read full transcript & analysisPAT ₹520 cr (+8% YoY); NIM 3.63%. Retail loan book grew by 16% YoY to ₹81,931 crores, with the total loan book reaching ₹82,203 crores.
Read full transcript & analysisPAT ₹582 cr (+24% YoY); NIM 3.67%; GNPA 1.04% (−16% YoY). PAT grew 24% YoY to ₹582 crores, supported by a significant credit cost reversal.
Read full transcript & analysisPAT ₹534 cr (+23% YoY); NIM 3.74%. PAT grew 23% YoY to ₹534 crores in Q1 FY26.
Read full transcript & analysisPAT ₹483 cr (+43% YoY); NIM 3.7%. Retail loan book grew 17.5% YoY to ₹70,676 crores, surpassing the 17% guidance and marking the highest growth in 22 quarters.
Read full transcript & analysisPAT ₹470 cr (+23% YoY); NIM 3.68%; GNPA 1.24%. PAT grew 23% YoY and 9% QoQ to ₹470 crores in Q2 FY25.
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