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PNPNBHOUSING

PNB Housing Q2 FY26 results (Jul–Sep 2025) and concall

Financial Services · Concall AI · Call held 27 Oct 2025

PNB Housing delivered a strong operational performance in Q2 FY26, characterized by robust retail disbursement growth and significant improvements in asset quality. The company is successfully pivoting toward high-yield Affordable and Emerging segments, which now account for 38% of the retail book. While margins saw slight pressure from investment yields, the bottom line was bolstered by substantial recoveries and the foreclosure of a large corporate account.

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What they filed

Q2 FY26: revenue up 16.1%, net profit up 32.6% against the same quarter last year.

₹ Cr · quarterly
Line itemQ2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue1,868 1,923 2,030 2,064 2,168 +16%
Net profit472 471 567 532 626 +33%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.