PNBHOUSING PNB Housing Q1 FY26 results (Apr–Jun 2025) and concall
PNB Housing delivered a strong Q1 FY26 performance characterized by robust growth in high-yield segments and significant asset quality improvement. The company is intentionally slowing its Prime segment to protect margins while aggressively expanding in Affordable and Emerging markets, which now constitute 37% of the retail book. Management raised its full-year NIM guidance to 3.7%, reflecting confidence in their ability to manage spreads despite a declining interest rate environment.
You’re reading a preview. Opening the full call uses 1 concall credit.
Sign in to use your monthly call allowance.
What they filed
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 |
|---|---|---|---|---|
| Revenue | 1,868 | 1,923 | 2,030 | 2,064 |
| Net profit | 472 | 471 | 567 | 532 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
