LICHSGFIN LIC Housing Finance Q4 FY26 results (Jan–Mar 2026) and concall
LIC Housing Finance Limited delivered a robust Q4 FY26, marked by a 10% increase in disbursements and a 9.46% rise in PAT, alongside significant improvements in asset quality. Despite geopolitical uncertainties and competitive pressures leading to NIM compression, the company successfully reduced its cost of funds. Management outlined strategic initiatives, including co-lending, engaging business aggregators, and establishing an affordable housing vertical, to drive double-digit loan book growth and diversify its portfolio, while cautiously navigating market dynamics.
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What they filed
Q4 FY26: revenue down 2.9%, net profit up 8.7% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|---|
| Revenue | 6,938 | 7,070 | 7,303 | 7,186 | 7,179 +3% | 7,206 +2% | 7,094 −3% |
| Net profit | 1,328 | 1,435 | 1,374 | 1,364 | 1,349 +2% | 1,398 −3% | 1,493 +9% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
