LICHSGFIN LIC Housing Finance Q1 FY27 results (Apr–Jun 2026) and concall
LIC Housing Finance Limited reported a mixed Q1 FY27 with strong disbursement growth of 14.5% and a 9.4% increase in PAT, alongside significant improvement in asset quality. However, total revenue saw a slight decline, and Net Interest Margin (NIM) compressed by 10 basis points YoY. The company is focusing on product diversification, digital transformation, and higher-yielding non-individual loans to balance growth and margins, while aiming for double-digit AUM growth and sub-2% GNPA by FY27.
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What they filed
Q1 FY27: revenue down 1.4%, net profit up 9.9% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 6,938 | 7,070 | 7,303 | 7,186 | 7,179 +3% | 7,206 +2% | 7,094 −3% | 7,083 −1% |
| Net profit | 1,328 | 1,435 | 1,374 | 1,364 | 1,349 +2% | 1,398 −3% | 1,493 +9% | 1,499 +10% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
