LICHSGFIN LIC Housing Finance Q3 FY26 results (Oct–Dec 2025) and concall
LIC Housing Finance reported a mixed Q3 FY26, with modest revenue and loan book growth, but improved asset quality and net interest margins. While facing intense competition and slower disbursement growth, the company is undertaking a strategic review with consultants to drive future growth, focusing on diversifying its loan mix and improving operational efficiency. Management expects a strong Q4, traditionally its best quarter, with further improvements in disbursements and asset quality.
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What they filed
Q3 FY26: revenue up 1.9%, net profit down 2.6% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 |
|---|---|---|---|---|---|---|
| Revenue | 6,938 | 7,070 | 7,303 | 7,186 | 7,179 +3% | 7,206 +2% |
| Net profit | 1,328 | 1,435 | 1,374 | 1,364 | 1,349 +2% | 1,398 −3% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
