LICHSGFIN LIC Housing Finance Q2 FY26 results (Jul–Sep 2025) and concall
LIC Housing Finance reported a mixed Q2 FY26, with a 6% YoY growth in its outstanding loan portfolio to ₹3,11,816 crores and a notable improvement in asset quality, with Stage-3 exposure falling to 2.51%. However, overall disbursements remained flat YoY, primarily due to a significant decline in project loan disbursements and high balance transfers out, which management acknowledged as a key concern. Net interest margin compressed slightly to 2.62%, though the cost of funds saw a sequential decline, and the company expects NIMs to stabilize or improve going forward.
You’re reading a preview. Opening the full call uses 1 concall credit.
Sign in to use your monthly call allowance.
What they filed
Q2 FY26: revenue up 3.5%, net profit up 1.6% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|
| Revenue | 6,938 | 7,070 | 7,303 | 7,186 | 7,179 +3% |
| Net profit | 1,328 | 1,435 | 1,374 | 1,364 | 1,349 +2% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
