LICI Life Insurance Corporation Of India Q3 FY26 results (Oct–Dec 2025) and concall
Life Insurance Corporation reported a strong performance for the nine months ended December 31, 2025, with significant growth across key financial metrics. Total Premium Income, PAT, and Net VNB all saw double-digit year-on-year increases, while AUM expanded and the expense ratio improved. The company also made notable progress in increasing its Non-Par business share and leveraging Bancassurance and Alternate Channels, despite a slight dip in overall policies sold and persistency ratios for certain cohorts.
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What they filed
Q3 FY26: revenue up 420.0%, net profit up 17.2% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 |
|---|---|---|---|---|---|---|
| Revenue | 14 | -5 | 2 | 6 | 4 −71% | 16 +420% |
| EBITDA | 6,588 | 11,934 | 21,514 | 10,474 | 9,492 +44% | 12,366 +4% |
| Net profit | 7,723 | 11,009 | 19,039 | 10,955 | 10,096 +31% | 12,908 +17% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
