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    Earnings calls

    One 97 concall ledger

    Every earnings call for PAYTM — management tone, guidance, KPIs and promise tracking, quarter by quarter.

    PAYTM · 6 transcripts · Financial Services · latest Q1 FY27

    One 97 has 6 earnings calls on record here, a Financial Services company, most recently Q1 FY27. Each quarter is scored on revenue, margins, guidance delivery and the questions management left unanswered — so the gap between what was promised and what was delivered is easy to read.

    Q3 FY26Published 30 Jan 2026Call held 30 Jan 2026

    PAYTM Q3 FY26 Earnings Call Transcript & Analysis

    Revenue Growth0.22 yoy+22% YoYGMV Growth0.24 yoy+24% YoYPayment Processing Margin4 bpsBNPL Monthly Disbursal₹100 crBNPL Customers1,00,000 customers

    Revenue Growth 0.22 yoy (+22% YoY); GMV Growth 0.24 yoy (+24% YoY); Payment Processing Margin 4 bps. Revenue grew 22% YoY, and GMV grew 24% YoY.

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    Q2 FY26Published 05 Nov 2025Call held 05 Nov 2025

    PAYTM Q2 FY26 Earnings Call Transcript & Analysis

    Sales Employees Added5,000 headcountNon-DLG Outstanding Book Growth0.8%Postpaid Unit Economics Margin20 bpsPrevious Postpaid Margin70 bpsDevice Refurbishment Cost Saving0.25%

    Sales Employees Added 5000 headcount; Non-DLG Outstanding Book Growth 0.8%; Postpaid Unit Economics Margin 20 bps. Payment processing margin improved, contributing to overall net payment margin expansion.

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