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One 97 Q1 FY26 results (Apr–Jun 2025) and concall

Financial Services · Concall AI · Call held 22 Jul 2025

One 97 Communications (Paytm) reported a strong Q1 FY26, achieving positive EBITDA of 4% and a robust 60% contribution margin. The company saw an incredible quarter for merchant disbursements and maintained its POS market share. While financial services revenue was ₹561 crores, the lending book's AUM declined over 40% due to changes in DLG strategy, and personal loan recovery remains linear, with the Rs 50,000 ticket loan issue still an overhang.

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What they filed

₹ Cr · quarterly
Line itemQ3 FY25Q4 FY25Q1 FY26
Revenue1,828 1,912 1,918
EBITDA-223 -88 72
Net profit-208 -545 123
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.