SBICARD SBI Cards Q1 FY27 results (Apr–Jun 2026) and concall
SBI Cards delivered a strong Q1 FY27, marked by robust growth in total spends and significant improvement in asset quality, with PAT increasing 20% Y-o-Y to INR664 crores. The company's spend market share expanded to 19.5%, driven by digital initiatives and increased card acquisitions. While maintaining a strong liquidity position and healthy capital adequacy, management remains watchful of geopolitical uncertainties and potential increases in the cost of funds.
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What they filed
Q1 FY27: revenue up 3.4%, net profit up 19.4% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|
| Revenue | 4,619 | 4,674 | 4,877 | 4,961 | 5,127 +11% | 4,934 +6% | 5,041 +3% |
| Net profit | 383 | 534 | 556 | 445 | 557 +45% | 609 +14% | 664 +19% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
