SBIN State Bank of India Q1 FY26 results (Apr–Jun 2025) and concall
State Bank of India reported a strong financial performance in Q1 FY26, with net profit increasing by 12.48% YoY to ₹19,160 crores. The bank demonstrated healthy credit and deposit growth, alongside significant improvements in asset quality, reflected in a Net NPA ratio of 0.47% and a slippage ratio of 0.75%. Despite some corporate credit headwinds from prepayments, retail segments, especially home loans, showed robust growth. Management remains confident in achieving its full-year targets for NIM, RoA, and RoE, supported by strategic digital transformation initiatives and a strong project pip
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What they filed
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 |
|---|---|---|---|---|
| Revenue | 1,13,871 | 1,17,427 | 1,19,509 | 1,17,996 |
| Net profit | 18,331 | 16,891 | 18,643 | 19,160 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
