SBIN State Bank of India Q2 FY26 results (Jul–Sep 2025) and concall
State Bank of India reported a strong Q2 FY26, showcasing industry-leading credit growth and improved domestic NIMs of 3.09%. The bank successfully completed a ₹25,000 crore equity capital raise through a significantly oversubscribed QIP. Management highlighted robust recovery efforts, exceeding AUCA targets, and expressed confidence in maintaining NIMs above 3% long-term. Strategic initiatives like Project SARAL and YONO 2.0 are progressing to enhance digital capabilities and operational efficiency, positioning SBI for sustained growth and value creation.
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What they filed
Q2 FY26: revenue up 5.1%, net profit up 10.0% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|
| Revenue | 1,13,871 | 1,17,427 | 1,19,509 | 1,17,996 | 1,19,654 +5% |
| Net profit | 18,331 | 16,891 | 18,643 | 19,160 | 20,160 +10% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
