SBIN State Bank of India Q4 FY25 results (Jan–Mar 2025) and concall
State Bank of India delivered a strong performance in Q4 FY25, with full-year net profit increasing by 16.08% to ₹70,901 crores. The bank achieved robust credit growth of 12% YoY, supported by healthy domestic advances and stellar asset quality metrics, including a low slippage ratio of 0.55%. Management reiterated its commitment to maintaining profitability and efficiency, while also outlining plans for capital raising and leveraging digital initiatives for future growth. Despite some moderation in credit growth expectations, the outlook remains positive with strategic focus on core activitie
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What they filed
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 |
|---|---|---|---|
| Revenue | 1,13,871 | 1,17,427 | 1,19,509 |
| Net profit | 18,331 | 16,891 | 18,643 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.





