SBIN State Bank of India Q3 FY25 results (Oct–Dec 2024) and concall
State Bank of India delivered a strong Q3 FY25 performance, reporting a net profit of ₹16,891 crores, an 84% increase year-over-year. The bank demonstrated robust credit growth across all segments, with whole bank credit growing 13.49% YoY and domestic credit at 14.06% YoY. Asset quality remained stellar, marked by a low slippage ratio of 0.39% and a net NPA ratio of 0.53%. Total deposits crossed ₹52.29 trillion, growing 9.81% YoY, while the bank maintained a healthy capital adequacy ratio.
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What they filed
| Line item | Q2 FY25 | Q3 FY25 |
|---|---|---|
| Revenue | 1,13,871 | 1,17,427 |
| Net profit | 18,331 | 16,891 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
