Skip to content
    CASY
    Earnings call· Jan 2026(Q3 FY26)

    CASEYS GENERAL STORES Q3 FY26 earnings call CASY

    Mar 10, 2026 Source

    Executive summary

    Casey's General Stores Q3 FY26 — Strong Inside Sales and Fuel Margin Drive Earnings Growth

    Casey's General Stores delivered a strong third quarter, driven by robust inside sales, particularly in prepared food and dispensed beverages, and healthy fuel margins. The company continues to leverage its value proposition and strategic initiatives, including the expansion of its chicken wings program and growth in Casey's Rewards membership, to drive performance. Management remains focused on efficient operations and strategic unit growth, with an Investor Day planned to outline the next three-year strategic plan.

    Highlights

    5
    • Diluted EPS increased 50% to $3.49 per share.

    • Net income rose 49% to $130 million.

    • EBITDA grew 27.5% to $309 million.

    • Inside same-store sales were up 4%, with prepared food and dispensed beverage leading at 4.3% growth.

    • Fuel margin exceeded $0.40 per gallon, reaching $0.41 per gallon, up $0.046 from prior year.

    Concerns

    3
    • Free cash flow decreased to $76 million from $91 million in the prior year.

    • Effective tax rate increased to 24.1% from 19.2% in the prior year due to a one-time benefit in the prior year.

    • Net interest expense was $23.4 million, down $6 million, but still a significant expense.

    Guidance & targets

    6
    CategoryTargetConfidence
    Fiscal 2026 EBITDA
    18% to 20% increase
    high materiality
    High
    Fiscal 2026 Inside Same-Store Sales
    3.5% to 4.5% increase
    high materiality
    High
    Fiscal 2026 Inside Margin
    41.5% to 42.5%
    high materiality
    High
    Fiscal 2026 Total Operating Expenses
    approximately 10% increase
    medium materiality
    High
    Fiscal 2026 Effective Tax Rate
    23.5% and 24.5%
    medium materiality
    High
    Fourth Quarter Operating Expense
    up mid-single digits
    low materiality
    Medium

    Segment performance

    4
    SegmentRevenueYoYQoQMargin
    Inside Sales (Same-Store)
    Strong performance driven by prepared food and dispensed beverage, and grocery and general merchandise.
    2-year stack basis: 7.9%
    4%42.2%
    Prepared Food and Dispensed Beverage (Same-Store)
    Led inside sales growth, with strong performance in whole pies and hot sandwiches across all dayparts.
    2-year stack basis: 9.2%
    4.3%58.3%
    Grocery and General Merchandise (Same-Store)
    Energy drinks and nicotine alternatives showed double-digit growth, outperforming the category.
    2-year stack basis: 7.4%
    4%35.7%
    Fuel (Same-Store)
    Gallons sold grew for the fifth consecutive quarter, indicating market share gains, especially against a 4% decline in the Mid-Continent region per Opus data.
    0.4%$0.41 per gallon

    Operational metrics

    39
    Diluted earnings per share
    $3.49up 50%
    Q3 FY26

    Reported for the third quarter.

    Net income
    $130 millionincrease of 49%
    Q3 FY26

    Reported for the third quarter.

    EBITDA
    $309 million27.5% higher
    Q3 FY26

    Reported for the third quarter.

    Total revenue
    $3.91 billionincrease of 0.3%
    Q3 FY26

    Primarily due to higher inside sales and fuel gallons sold, offset by lower retail fuel price.

    Total inside sales
    $1.48 billionincrease of 5.7%
    Q3 FY26

    Reported for the third quarter.

    Prepared food and dispensed beverage sales
    $423 millionincrease of 6.5%
    Q3 FY26

    Reported for the third quarter.

    Grocery and general merchandise sales
    $1.06 billionincrease of 5.4%
    Q3 FY26

    Reported for the third quarter.

    Retail fuel sales
    down $57 million
    Q3 FY26

    Offset by a decline in average retail price.

    Average retail fuel price
    $2.72vs $2.85 a year ago
    Q3 FY26

    Average price during the period.

    Gross profit
    $1.01 billionincrease of 10.3%
    Q3 FY26

    Reported for the third quarter.

    Inside gross profit
    $51 millionincrease of 8.9%
    Q3 FY26

    Reported for the third quarter.

    Fuel gross profit
    $46.2 millionincrease of 15.3%
    Q3 FY26

    Reported for the third quarter.

    Inside gross profit margin
    42.2%up 130 basis points
    Q3 FY26

    Reported for the third quarter.

    Prepared food and dispensed beverage margin
    58.3%up 50 basis points
    Q3 FY26

    Reported for the third quarter.

    Cheese cost
    $2.05decrease of 3%
    Q3 FY26

    Benefited margin.

    Grocery and general merchandise margin
    35.7%increase of 150 basis points
    Q3 FY26

    Impacted by strong cost of goods management and favorable mix shift.

    Fuel margin
    $0.41up $0.046/gallon
    Q3 FY26

    Reported for the third quarter.

    Total operating expenses
    up 4.1%up $27.4 million
    Q3 FY26

    Various drivers contributed to the increase.

    Same-store operating expense (excluding credit card fees)
    4.6%
    Q3 FY26

    Increased in the third quarter.

    Net interest expense
    $23.4 milliondown $6 million
    Q3 FY26

    Primarily due to paying off debt associated with the Fikes transaction.

    Depreciation
    $114.1 millionup $8.9 million
    Q3 FY26

    Primarily due to operating more stores.

    Effective tax rate
    24.1%vs 19.2% prior year
    Q3 FY26

    Increase driven by a one-time benefit in the prior year from revaluing state deferred tax liabilities.

    Available liquidity
    $1.4 billion
    Q3 FY26

    As of January 31.

    Credit facility debt-to-EBITDA ratio
    1.6x
    Q3 FY26

    Ended the quarter at this ratio.

    Net cash generated by operating activities
    $260 million
    Q3 FY26

    Reported for the third quarter.

    Purchases of PP&E
    $184 million
    Q3 FY26

    Reported for the third quarter.

    Quarterly dividend
    $0.57maintained
    Q3 FY26

    Board of Directors voted to maintain the dividend.

    Share repurchases
    $76 million
    Q3 FY26

    Repurchased during the third quarter.

    Energy drink growth
    14%
    Q3 FY26

    Contributed to non-alcoholic beverage performance.

    Nicotine pouch business growth
    31%
    Q3 FY26

    Growth in the quarter.

    Vapor business growth
    12%
    Q3 FY26

    Growth in the quarter, improved by enforcement actions against illicit vape.

    Stores operated
    31more than prior year
    Q3 FY26

    Contributed to total operating expense increase.

    Same-store labor hours
    down slightly
    Q3 FY26

    Organization continues to prioritize efficiency.

    Fuel CPG
    low $0.40
    February

    Performance for the month of February.

    Cheese pounds used
    11.5 million
    Q3 FY26

    Amount of cheese used in the quarter.

    Cheese lock-in
    80%
    Q3 FY26 and next couple of quarters

    Percentage of cheese locked in at favorable prices.

    Casey's Rewards members
    over 10 million
    Q3 FY26

    Crossed a major milestone.

    Pizza units in wing-selling stores
    high single-digit percentagesup
    Q3 FY26

    Indicates the wings platform is largely incremental.

    Wings pricing
    $7.99
    Current

    Pricing for the new chicken wings product.

    Industry KPIs

    7
    MetricValueDetails
    Sg a rate4.1%% of total operating expenses
    Gross margin drivers42.2%%
    Membership economicsover 10 millionmembers
    Fuel gas station economics$0.41USD/gallon
    Warehouse store club count80stores
    Comparable same store sales4%%
    Category level comps and inflation deflation14%%

    Product announcements

    4
    ProductTypeDetails
    Twisted Pepperoni and Ultimate Meatlaunch
    Monster Ultra Red, White and Blue Razz flavorlaunch
    Chicken Wingsexpansion
    Frieslaunch

    Deals & partnerships

    3
    Fikesacquisition

    Integration is progressing as expected. $13 million in one-time deal and integration costs incurred in prior year related to closing. 25 stores converted, 50 by end of FY26.

    CEFCOacquisition

    Integration is progressing as expected. 25 stores converted, 50 by end of FY26.

    DoorDashpartnership

    Partnership for the Feeding America campaign, benefiting over 60 local food banks in Casey's footprint.

    Risks & headwinds

    3
    Fuel price volatilityShort-term

    Retail prices up ~$0.30/gallon recently, now in low $3/gallon range. Prior quarter in '22 with Ukraine war saw $0.36 fuel margin.

    Mitigation: Historically, cycles end up net positive for fuel margin. Demand destruction not seen until prices approach $5/gallon. Strong inside offering and value proposition attract customers even in higher fuel price environments.

    Increased operating expensesOngoing

    Total operating expenses up 4.1% or $27.4 million in Q3 FY26. Same-store operating expense (ex-credit card fees) increased 4.6%.

    Mitigation: Company prioritizes efficiency, with same-store labor hours down slightly. Future labor additions will be tied to incremental sales and margin, ensuring business warrants additional hours.

    Competitive environmentOngoing

    Restaurant industry (QSRs, pizza players) under pressure with increased costs and menu price increases. Convenience store industry is competitive.

    Mitigation: Casey's diversified business (fuel, grocery, prepared food) provides an advantage. Differentiated food offer, especially pizza, creates a unique niche and strong value proposition. Half of stores have no national brand pizza competitor.

    Q&A highlights

    7

    How does fuel price volatility, especially from recent geopolitical events, impact the business, particularly fuel sales and profitability?

    Volatility is normal; initial price spikes (driven by crude) compress margins as wholesale prices rise faster than retail, but margins expand on the back end as retail prices fall slower. Historically, this cycle has been a net positive. Demand destruction typically doesn't occur until retail prices approach $5/gallon, and current prices are around $3/gallon.

    So over the course of the cycle, it historically has ended up being a net positive from a fuel margin standpoint. But it is a little bit of tightening on the front end, a little bit of expansion on the back end.

    asked by Corey Tarlowe · answered by Darren Rebelez

    2 min read6 chapters

    Detailed Narrative

    01

    Community Engagement and Brand Building

    Casey's is actively supporting its communities through initiatives like the Feeding America campaign in partnership with DoorDash, benefiting over 60 local food banks. This commitment to community, alongside product innovation such as new specialty pizzas and exclusive beverage offerings like Monster's Ultra Red, White and Blue Razz, reinforces the company's brand and value proposition to guests.

    02

    Strategic Expansion of Prepared Foods

    The company has significantly expanded its chicken wings program to over 550 stores, aiming to complement pizza sales and create incremental occasions. Early indications suggest the platform is largely incremental, with pizza units in wing-selling stores showing high single-digit percentage growth. The rollout will continue over the next two years, focusing on efficient supply chain and operational integration.

    03

    Customer Loyalty and Fuel Capabilities

    Casey's Rewards program has surpassed 10 million members, demonstrating strong guest engagement and value. On the fuel side, the team is enhancing business-to-business relationships, growing self-supply capabilities, and increasing its capacity to haul fuel in company trucks. These efforts provide a strategic advantage, especially in the current volatile fuel market.

    04

    Integration of Acquisitions and Future Growth

    The integration of Fikes and CEFCO acquisitions is progressing as expected, with G&A and fuel benefits largely realized. The bulk of prepared food synergies, particularly from pizza additions, are anticipated in the first half of the next fiscal year as more stores are converted. The company is on track to open 80 new stores in FY26, achieving its 500-store target for the current three-year plan, and maintains a robust pipeline for future unit growth through both new-to-industry stores and M&A.

    05

    Consumer Behavior and Competitive Landscape

    Casey's observes continued shopping across all income cohorts, with lower-income consumers showing strong growth in prepared foods due to its value proposition. The company maintains a strong competitive position against QSRs due to its diversified business model and differentiated food offer. In the convenience store sector, Casey's unique prepared foods program provides a significant advantage, even in competitive suburban markets.

    06

    Labor Management and Productivity

    After exceeding its goal of reducing same-store labor hours by 1% annually over the past three years, Casey's is approaching a steady-state labor model. While continuous improvement efforts will persist, future labor additions will be tied to incremental sales and volume growth, ensuring guest satisfaction while maintaining operational efficiency. The company is prepared to adjust labor allocation based on business demand.

    AI-generated summary of the company’s earnings call. Not investment advice.