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    CNP
    Earnings call· Mar 2026(Q1 FY26)

    CENTERPOINT ENERGY Q1 FY26 earnings call CNP

    Apr 23, 2026 Source

    Executive summary

    CenterPoint Energy Q1 FY26 — Firmly committed Houston load jumps to 12.2 GW as EPS growth reaffirmed

    CNP is leaning into an accelerating Houston large-load story — committed industrial demand nearly doubled — framed as an affordability and demand-charge tailwind rather than a direct wires-capex driver, with replacement-capacity transmission still to come. A derisked, mostly pre-funded balance sheet and an AMT cash-tax windfall underpin reaffirmed compounding EPS growth, while Indiana emerges as the next incremental leg.

    Highlights

    5
    • Non-GAAP EPS of $0.56 for Q1 2026 (GAAP $0.48); FY26 non-GAAP EPS guidance reiterated at $1.89-$1.91, ~8% growth over 2025 at midpoint

    • Firmly committed Houston Electric industrial load raised to 12.2 GW (from 7.5 GW prior), spanning 12+ customers / ~20 projects, with 3.2 GW already ERCOT-approved (2.5 GW approved in <80 days since last call)

    • ~70% of planned 2026 financing completed; parent commercial paper balance $0 vs ~$1B normal; $650M convertible issued in February to cut floating-rate exposure

    • Corporate AMT change removes ~$150M/year of cash taxes (refund plus go-forward benefit), equivalent to funding ~$1B of incremental capex with no new equity

    • Houston delivery charges 11% below the national average and lowest in ERCOT; utilizing 10 GW of existing capacity seen driving ~$4B of customer savings over 10 years

    Concerns

    4
    • Higher interest expense was $0.04 unfavorable YoY; adjusted FFO/debt at 12.5% reflects timing pressure from pulled-forward debt issuance

    • Weather and usage $0.02 unfavorable YoY on milder Texas and Indiana weather

    • Loss of Louisiana and Mississippi earnings post-divestiture was $0.05 unfavorable YoY

    • Solar/battery buildout economics face IRA tax-credit expiration risk toward the end of the decade

    Guidance & targets

    15
    CategoryTargetConfidence
    Full-year 2026 non-GAAP (adjusted) EPS
    $1.89-$1.91, targeting at least the midpoint
    high materiality
    High
    Non-GAAP EPS annual growth rate (through 2028)
    Mid- to high end of 7% to 9%
    high materiality
    High
    Non-GAAP EPS annual growth rate (2028 through 2035)
    7% to 9% annually
    high materiality
    Medium
    Full-year 2026 capital investment
    $6.8 billion
    high materiality
    High
    Houston Electric committed load energized
    ~8 GW energized by 2029
    high materiality
    Medium
    Remaining committed load ERCOT approval filing
    File remaining 9 GW with ERCOT within the next few weeks
    medium materiality
    High
    Adjusted FFO to debt (Moody's basis) year-end
    High end of targeted cushion (150 bps of cushion)
    high materiality
    High
    Ohio LDC sale close
    Close in Q4 2026
    medium materiality
    High
    Minnesota and Indiana gas rate case filings
    File rate case applications later this year (Q4 2026)
    medium materiality
    Medium
    Indiana large-load incremental capex opportunity
    ~$1 billion incremental CapEx
    medium materiality
    Medium
    Houston customer savings from utilizing existing capacity
    ~$4 billion aggregate savings over the next 10 years
    medium materiality
    Medium
    Indiana residential customer savings from initial large load
    ~$250 million savings over 15 years
    low materiality
    Low
    Transmission planning / load study refresh
    Complete the refresh load study and transmission planning update in the second half of 2026
    medium materiality
    Medium
    Incremental capital plan uplift (line of sight beyond base)
    Over $10 billion of incremental investment opportunity beyond the $65.5B base plan
    high materiality
    Medium
    Temporary generation units monetization
    Market smaller units now and larger San Antonio units after return; targeting cash upside via sublease or sale
    low materiality
    Medium

    Operational metrics

    14
    Non-GAAP (adjusted) EPS
    $0.56YoY drivers bridge; GAAP EPS $0.48
    Q1 2026

    Non-GAAP excludes Ohio LDC sale tax gain/expenses and removal of temporary generation units from base rates.

    Firmly committed new industrial load (Houston Electric)
    12.2 GWup from 7.5 GW on Q4 2025 call
    as of Q1 2026

    Customers pay interconnection modifications; drives demand charges rather than direct wires capex.

    Incremental demand charges per GW of industrial load
    ~$6 million per month
    run-rate

    Earnings and affordability tailwind for each 1 GW of industrial load added; outside the capex plan.

    FFO to debt
    12.5%expected to reverse/improve through year
    end of Q1 2026

    Opportunistic debt issuance in the quarter; normalizes as capital is deployed.

    2026 financing plan completion
    ~70%
    as of Q1 2026

    Significantly derisks this year's financing plan.

    Parent commercial paper balance
    $0vs. normal average ~$1 billion
    end of Q1 2026

    Reflects pulled-forward debt issuance and derisked liquidity position.

    Convertible debt issuance
    $650 million
    February 2026

    Non-GAAP EPS interest line benefited from favorable convert pricing.

    Corporate AMT cash tax savings
    ~$150 million per yearwas previously paid as cash taxes
    go-forward

    Treasury AMT guidance change lets CNP become a non-cash taxpayer; refund plus recoveries.

    Existing hosting capacity (Houston)
    ~10 GW
    current

    Used to serve large-load customers timely; ~$4B customer savings over 10 years from utilizing it.

    Generation interconnecting to system (Houston/eastern region)
    ~9 GW
    in process

    Solar rushing to qualify for tax credits pre-expiry, co-locating batteries.

    ERCOT large-load submissions
    ~4 GW submitted in latest process; >11 GW separate large-load studyincremental to ERCOT's reported forecast tables
    Q1 2026

    The 11+ GW study (residential + potential large load) was filed with but not picked up in ERCOT's reported numbers.

    Residential customer growth (Houston)
    2% annually
    sustained for last few decades

    Driven by jobs and population influx from economic expansion.

    Delivery charges vs. national average
    11% below national averagelowest in ERCOT
    current

    Affordability profile few regions can offer; rates held roughly flat since 2014.

    Temporary generation units lease economics
    ~2x original 2021 lease ratesvs. original 2021 lease rates
    current marketing

    Removed from base rates; potential cash upside to the plan.

    Industry KPIs

    4
    MetricValueDetails
    Multi year capital plan$65.5 billion base plan (over $65B)USD
    Adjusted EPS dividend growth$1.89-$1.91 FY26 non-GAAP EPS; 7%-9% long-term growth$/share and %
    Combined electric gas framework state mandatesCombining two Indiana gas rate cases into one; separate electric and gas tracker filings across jurisdictions
    Allowed ROE equity layer rate case calendar by jMultiple tracker filings and pending gas rate cases; ~85% of investments recovered via capital trackers

    Deals & partnerships

    4
    Ohio LDC buyer (unnamed)divestiture

    Sale of the Ohio local distribution company; on track to close in Q4 2026.

    Louisiana and Mississippi gas businesses buyer (unnamed)divestiture

    Prior-period divestiture reducing Q1 2026 EPS vs Q1 2025.

    Large-load customer, Southern Indiana (unnamed)customer contract~$1B incremental CapEx opportunity; ~1.5 GW

    Single largest load in the Southern Indiana territory, with upside for additional growth.

    Temporary generation unit sublease/purchase parties (unnamed)divestiture~2x original 2021 lease rates on smaller units

    Larger units currently serve San Antonio; option to sublease or sell.

    Capital programs

    4
    Base 10-year capital investment plan (through 2035)underway / on track$65.5 billion (over $65B)
    Period spend: $6.8B targeted in 2026 ($1.2B invested in Q1)
    Spent to date: $1.2B in Q1 2026
    Funding: Debt issuance (continuous) plus ~$4B common equity plan
    Start: current 10-year plan

    Benefit: Rate base growth, grid resiliency, safest gas systems, intra-regional transmission and 765 kV import capacity

    Includes projects to position existing capacity and the 765 kV lines (online 2031-2032); over $10B incremental opportunity to be folded in, plus AMT benefit enabling ~$1B more capex without new equity.

    Incremental capital investment opportunity (beyond base plan)announced / line of sightover $10 billion
    Funding: To be determined as folded into plan (AMT benefit funds ~$1B with no new equity)

    Benefit: Project-cost clarity and new load-driven projects; upside to earnings power

    Plus potential additional projects from the H2 2026 transmission planning refresh.

    Indiana large-load capacity buildout (Southern Indiana)in negotiation / high confidence~$1 billion incremental CapEx
    Start: 2027

    Benefit: Unlocks at least 1.5 GW; ~$250M residential customer savings over 15 years

    Combines existing capacity, a MISO-queue transmission project, and conversion of a simple-cycle CT to combined-cycle; upside beyond 1.5 GW for additional large-load customers.

    765 kV transmission system buildout (Houston import capacity)underwayincluded within $65.5B base plan

    Benefit: Increased import capacity into greater Houston region

    H2 2026 transmission study to fill the 2029-2031 gap before 765 kV lines add import capacity; medium/longer-term buildout continuing into next decade.

    Risks & headwinds

    7
    Higher interest expense / financing costongoing

    -$0.04 EPS YoY in Q1 2026

    Mitigation: $650M convertible cut floating-rate exposure; ~70% of 2026 financing completed; lower CP balances

    FFO/debt timing pressureexpected to reverse through 2026

    12.5% at end of Q1 2026 (below target cushion)

    Mitigation: Pulled-forward issuance to normalize; AMT refund and prior-period recoveries; targeting high end of 150 bps cushion at year-end

    Weather / usage variabilityquarter

    -$0.02 EPS YoY in Q1 2026

    Mitigation: None stated (milder TX and IN weather)

    Loss of divested Louisiana/Mississippi earningsongoing

    -$0.05 EPS YoY in Q1 2026

    Mitigation: Divested rate base replaced by accelerated Texas investments

    IRA tax-credit expiration for solar/battery economicstoward end of the decade

    Not quantified; potential slowdown in solar/battery buildout as credits expire

    Mitigation: Incremental gas development expected to fill in after credits expire

    Rate case / regulatory outcome risk (MN and IN gas cases)filings in Q4 2026

    MN + IN gas businesses <20% of consolidated earnings power

    Mitigation: ~85% of investments recovered via trackers; combining IN cases for customer-bill benefit

    Large-load concentration and ERCOT approval executionthrough 2029

    9 GW pending ERCOT filing; ~8 GW to energize by 2029 (2028 per Q&A)

    Mitigation: Diversified across 12+ customers/~20 projects, 90% ≤0.5 GW; customers hold land, prepay fees; long-lead equipment (breakers, transformers) secured

    Q&A highlights

    10

    How much of the 12 GW committed load is already in the capex plan versus incremental upside, and what gates inclusion?

    In ERCOT, customers pay for interconnection modifications, so the 12.2 GW is not a direct capex driver. Two tailwinds: ~$6M/month of demand charges per 1 GW of industrial load (earnings + affordability), and indirect need to replace system capacity, which becomes incremental transmission projects landing in the H2 2026 plan update.

    for every 1 gigawatt of industrial load that we add to our system, it's about $6 million a month of incremental demand charges

    asked by Shahriar Pourreza · answered by Jason Wells

    3 min read6 chapters

    Detailed Narrative

    01

    Houston Electric large-load acceleration to 12.2 GW

    Management raised the firmly committed new industrial load forecast for Houston Electric to 12.2 GW, up from 7.5 GW on the Q4 call. 3.2 GW has already secured ERCOT approval (2.5 GW of it approved within <80 days of filing since the last call), and the remaining 9 GW is slated for ERCOT submission within a few weeks, expected to qualify for 'batch 0.' The pipeline is diversified across 12+ unique customers and nearly 20 projects, with 90% of demand at 0.5 GW or less per project, aiding fast, efficient interconnection near existing substations. CNP expects to energize ~8 GW by 2029.

    02

    Wires model: demand charges over capex

    In ERCOT, CenterPoint provides only transmission and distribution service, and large-load customers pay for the switchyard, substation and interconnection modifications needed to connect. So the 12.2 GW does not directly drive the capex plan. Instead, each 1 GW of industrial load generates roughly $6 million/month of incremental demand charges — an earnings and affordability tailwind — while indirectly creating the need to replace system capacity, which will surface as incremental transmission projects in a second-half 2026 update.

    03

    Transmission capacity replacement and 765 kV buildout

    CNP has ~10 GW of existing hosting capacity plus ~9 GW of generation (largely solar and batteries) connecting in the greater Houston/eastern region. The base $65.5B plan already includes intra-regional projects to move power where needed and 765 kV import lines coming online in 2031-2032. A transmission study due in H2 2026 targets the 2029-2031 gap where existing capacity is exhausted before the 765 kV lines add import capacity, and is expected to yield a significant set of new transmission and system-stability projects.

    04

    Indiana transformational load opportunity

    CenterPoint is increasingly confident on a large-load customer in its Southern Indiana territory — its single largest load there — that could enable ~$250 million of residential customer savings over 15 years. It plans to unlock at least 1.5 GW of incremental capacity using existing capacity, a MISO-queue transmission project, and converting a simple-cycle CT into a combined-cycle facility, implying ~$1 billion of incremental capex within 2027-2029, with upside for further large-load customers beyond that.

    05

    Regulatory recovery and rate case calendar

    About 85% of investments are recovered through capital trackers. Houston Electric's DCRF sought a ~$108M revenue-requirement increase (settled, rates effective June, ahead of plan) and its TCOS sought ~$36M (approved, rates effective last week). Texas Gas GRIP requested ~$62M (expected in rates June). Gas rate cases in Minnesota (replacement capex) and Indiana (combining two cases into one for a customer-bill benefit) are planned for Q4 2026; those gas businesses represent <20% of consolidated earnings power.

    06

    Balance sheet, financing and AMT tailwind

    Adjusted FFO/debt on Moody's methodology was 12.5%, pressured by pulling debt issuances forward into attractive markets; management expects to end 2026 at the high end of its 150 bps cushion. Nearly 70% of 2026 financing is complete, a $650M February convertible cut floating-rate exposure, and parent commercial paper stood at $0 versus ~$1B normal. A corporate AMT change ends ~$150M/year of cash taxes (with a refund plus prior-period recoveries), which management says can fund ~$1 billion of incremental capex with no new equity beyond the $4B common equity plan.

    AI-generated summary of the company’s earnings call. Not investment advice.