Skip to content
    TJX
    Earnings call· Jan 2026(Q4 FY26)

    TJX COMPANIES INC /DE/ Q4 FY26 earnings call TJX

    Feb 25, 2026 Source

    Executive summary

    The TJX Companies, Inc. Q4 FY26 — Strong Sales and Profitability Exceed Expectations

    TJX delivered an excellent Q4 and full fiscal year 2026, with strong sales and profitability exceeding expectations across all divisions, driven by compelling merchandise and value. The company is focused on aggressive marketing, brand acquisition, and store experience enhancements to capture further market share and leverage its flexible business model in a dynamic retail landscape. Management is confident in continued global growth and shareholder returns for fiscal 2027.

    Highlights

    5
    • Fourth quarter consolidated comparable store sales increased a very strong 5%, well above plan.

    • Full-year net sales surpassed $60 billion, marking a major milestone for the company.

    • Full-year consolidated comparable store sales increased 5%, with profitability and earnings per share growing double digits, all well above initial guidance.

    • Fourth quarter adjusted diluted earnings per share of $1.43, up 16% over last year, significantly exceeding plan.

    • Full-year adjusted diluted earnings per share of $4.73, up 11% over last year.

    Concerns

    2
    • Fourth quarter comparable sales were trending higher prior to winter storms in North America at the end of the quarter, which temporarily impacted sales.

    • Full-year adjusted SG&A was 19.5%, 10 basis points unfavorable to last year's 19.4%.

    Guidance & targets

    30
    CategoryTargetConfidence
    Full-year FY27 Comparable Sales Growth
    2% to 3%
    high materiality
    High
    Full-year FY27 Consolidated Sales
    $62.7 billion to $63.3 billion
    high materiality
    High
    Full-year FY27 Pretax Profit Margin
    11.7% to 11.8%
    high materiality
    High
    Full-year FY27 Gross Margin
    31.1% to 31.2%
    high materiality
    High
    Full-year FY27 SG&A
    19.5%
    medium materiality
    High
    Full-year FY27 Net Interest Income
    $76 million
    low materiality
    High
    Full-year FY27 Tax Rate
    25.0%
    low materiality
    High
    Full-year FY27 Weighted Average Share Count
    approximately 1.12 billion shares
    low materiality
    High
    Full-year FY27 Diluted Earnings Per Share
    $4.93 to $5.02
    high materiality
    High
    Q1 FY27 Comparable Sales Growth
    2% to 3%
    high materiality
    High
    Q1 FY27 Consolidated Sales
    $13.8 billion to $13.9 billion
    high materiality
    High
    Q1 FY27 Pretax Profit Margin
    10.3% to 10.4%
    high materiality
    High
    Q1 FY27 Gross Margin
    29.9% to 30%
    high materiality
    High
    Q1 FY27 SG&A
    19.8%
    medium materiality
    High
    Q1 FY27 Net Interest Income
    $22 million
    low materiality
    High
    Q1 FY27 Tax Rate
    23.1%
    low materiality
    High
    Q1 FY27 Weighted Average Share Count
    approximately 1.12 billion shares
    low materiality
    High
    Q1 FY27 Diluted Earnings Per Share
    $0.97 to $0.99
    high materiality
    High
    Full-year FY27 Capital Expenditures
    $2.2 billion to $2.3 billion
    high materiality
    High
    Full-year FY27 Net New Stores
    146 stores
    high materiality
    High
    Full-year FY27 Marmaxx Net New Stores
    45 stores
    medium materiality
    High
    Full-year FY27 HomeGoods Net New Stores
    35 stores
    medium materiality
    High
    Full-year FY27 Sierra Net New Stores
    24 stores
    medium materiality
    High
    Full-year FY27 Canada Net New Stores
    13 stores
    medium materiality
    High
    Full-year FY27 TJX International Net New Stores
    19 stores
    medium materiality
    High
    Full-year FY27 Store Remodels
    approximately 540 remodels
    low materiality
    High
    Full-year FY27 Store Relocations
    approximately 40 stores
    low materiality
    High
    Quarterly Dividend Increase
    13% to $0.48 per share
    high materiality
    High
    Full-year FY27 Share Buyback
    $2.5 billion to $2.75 billion
    high materiality
    High
    Long-term Store Potential
    7,000 stores
    high materiality
    High

    Segment performance

    4
    SegmentRevenueYoYQoQMargin
    Marmaxx
    Full-year sales grew to $36.6 billion with strong 4% comp sales growth, driven by increases in both apparel and home categories. Comp sales were consistent across regions and customer income demographics. Adjusted full-year segment profit margin increased to an outstanding 14.4%.
    Comp sales growth: 4%
    $36.6 billion14.4%
    HomeGoods
    Annual sales surpassed $10 billion, a significant milestone. Comp sales increased a very strong 5% with broad strength across all regions. 27 new stores were opened. Adjusted full-year segment profit margin increased to an outstanding 12%.
    Comp sales growth: 5%New stores opened: 27
    $10 billion12%
    TJX Canada
    Full-year sales increased to $5.6 billion and comp sales increased an outstanding 7%. Consistent and strong performance was seen across all three Canadian retail banners. Adjusted segment profit margin on a constant currency basis increased to a strong 13.8%.
    Comp sales growth: 7%
    $5.6 billion13.8%
    TJX International
    Full-year sales grew to $8 billion and comp sales increased a strong 4% with strength in both Europe and Australia. The division is on track to open its first stores in Spain. Adjusted segment profit margin on a constant currency basis increased significantly to 7.3%.
    Comp sales growth: 4%
    $8 billion7.3%

    Operational metrics

    17
    Adjusted Net Sales
    $17.7 billion9% increase
    Q4 FY26

    Excludes net impact from litigation settlement related to credit card interchange fees.

    Adjusted Net Sales
    $60.4 billion7% increase
    FY26

    Excludes net impact from litigation settlement related to credit card interchange fees.

    Adjusted Pretax Profit Margin
    12.2%Up 60 bps
    Q4 FY26

    Excludes net impact from litigation settlement related to credit card interchange fees. Well above plan, primarily due to lower shrink and expense leverage on above-plan sales, partially offset by higher incentive compensation accruals.

    Adjusted Gross Margin
    31.1%Up 60 bps
    Q4 FY26

    Excludes net impact from litigation settlement related to credit card interchange fees.

    Adjusted SG&A
    19.1%Favorable 10 bps
    Q4 FY26

    Excludes net impact from litigation settlement related to credit card interchange fees.

    Net Interest Income Impact on Pretax Profit Margin
    -10 bps
    Q4 FY26

    Negative impact versus last year.

    Adjusted Pretax Profit Margin
    11.7%Up 20 bps
    FY26

    Excludes net impact from litigation settlement related to credit card interchange fees.

    Adjusted Gross Margin
    31%Up 40 bps
    FY26

    Excludes net impact from litigation settlement related to credit card interchange fees. Includes a 20 basis point benefit from shrink favorability.

    Adjusted SG&A
    19.5%10 bps unfavorable
    FY26

    Excludes net impact from litigation settlement related to credit card interchange fees.

    Net Interest Income Impact on Pretax Profit Margin
    -10 bps
    FY26

    Negative impact versus last year.

    Cash Balance
    $6.2 billion
    FY26 end

    Cash on hand at the end of the fiscal year.

    Shareholder Distributions
    $4.3 billion
    FY26

    Total amount returned to shareholders through buyback and dividend programs.

    Inventory Balance Sheet Growth
    14%
    Q4 FY26 end

    Growth in balance sheet inventory.

    Inventory Per Store Growth
    10%
    Q4 FY26 end

    Growth in inventory on a per store basis.

    Shrink Improvement
    20 bps
    Last 2 years each

    Improvement in shrink performance for each of the last two fiscal years, bringing levels back to pre-COVID.

    Customer Income Demographics Comp Sales
    Same comp
    Q4 FY26

    Comp sales performance was balanced across different income demographics in the U.S.

    Customer Age Skew
    Younger
    Current

    The customer base skews younger than the general population, attributed to new customer acquisitions.

    Industry KPIs

    5
    MetricValueDetails
    Sg a OPEX ratio19.1%%
    Comparable sales5%%
    Store count growth146stores
    Gross margin drivers31.1%%
    Inventory position markdown risk14%%

    Product announcements

    4
    ProductTypeDetails
    First stores in Spainexpansion
    HomeGoods marketing campaignlaunch
    T.J. Maxx marketing campaignlaunch
    Sierra marketing campaignlaunch

    Deals & partnerships

    2
    Joint venture in MexicoJV

    The joint venture in Mexico has made excellent progress on the merchandising side of the business and continues to see opportunities to further optimize the store assortment.

    Brands for Less (Middle East)minority investment

    The Brands for Less stores in the Middle East continue to perform well, with plans to continue opening stores across that region.

    Risks & headwinds

    3
    Winter storms impact on Q4 salesQ4 FY26

    Impacted Q4 comp sales trending prior to the end of the quarter

    Mitigation: Sales picked up again after the storms passed.

    Tariff pressureFY27

    Potential impact from last Friday's ruling on tariffs and monitoring changing tariff environment

    Mitigation: Full-year FY27 guidance assumes the ability to offset the tariff pressure on the business this year.

    Incremental store wage and payroll costsQ1 FY27

    Expected to make Q1 FY27 SG&A 40 basis points unfavorable versus last year's 19.4%

    Mitigation: For the full year FY27, these costs are expected to be offset by lower incentive compensation accruals, resulting in flat SG&A.

    Q&A highlights

    7

    How are pricing actions impacting customer reaction, especially with higher ticket prices, and are there demographic differences in response?

    Pricing actions are selective and driven by competitive market pricing to maintain a value gap. Higher average retail can also result from a change in merchandise mix, such as offering more 'better goods.' Customer perception of value has actually improved over the last six months, and the company's model allows it to react to market price movements.

    our out-the-door value is still exceptionally strong. We do the -- we always -- and I think I've talked about this before, we do surveys to ensure customer perception of the value is still where -- and in fact, it's actually improved over the last 6 months.

    asked by Lorraine Maikis · answered by Ernie Herrman

    2 min read7 chapters

    Detailed Narrative

    01

    Q4 and Full-Year Performance Exceeds Expectations

    TJX reported an excellent fourth quarter and full fiscal year 2026, with consolidated comparable store sales increasing a strong 5% in both periods, significantly exceeding internal plans. Full-year net sales surpassed $60 billion, marking a key milestone for the company. Profitability and earnings per share also saw double-digit growth for the full year, well above initial guidance, demonstrating robust operational execution.

    02

    Strong Divisional Performance Across the Board

    All divisions delivered strong and consistent sales performance, achieving comparable store sales growth of 4% or better for the full year. Marmaxx's full-year sales reached $36.6 billion with 4% comp growth, HomeGoods surpassed $10 billion in annual sales with 5% comp growth, TJX Canada achieved an outstanding 7% comp growth, and TJX International grew 4%. Each division also reported increases in customer transactions and attracted new shoppers.

    03

    Merchandise and Value Proposition as Key Differentiators

    The company's success is attributed to its compelling merchandise assortment and strong value proposition, which resonated with shoppers across all retail banners during the holiday season. Management highlighted the 'outstanding' availability of quality branded merchandise, with a team of over 1,400 buyers sourcing from approximately 21,000 vendors annually. This extensive network ensures a fresh assortment and strong value for customers.

    04

    Aggressive Strategic Offense and Market Share Capture

    TJX is actively pursuing market share gains through an 'offensive' strategy, including aggressive marketing campaigns (e.g., new campaigns for HomeGoods, T.J. Maxx, Sierra, and Olympics tie-ins). The company is also engaging more aggressively with branded vendors, who increasingly seek TJX to clear excess inventory. Continuous investment in store remodels, new prototypes, and strategic store staffing further enhances the shopping experience and drives consistent comparable sales increases.

    05

    Long-Term Global Growth Opportunities

    Management sees significant long-term growth potential, with a vision to expand to 7,000 stores globally across its existing retail banners and new markets like Spain. The company emphasizes its proven track record of opening stores in optimal locations and its flexible business model, which allows it to adapt to changing macro environments and economic landscapes, supporting sustained global growth.

    06

    Healthy Inventory and Strong Liquidity Position

    The company maintains a healthy inventory position, with balance sheet inventory up 14% and inventory on a per-store basis up 10% at year-end. TJX generated $6.9 billion in operating cash flow for the full year and ended with $6.2 billion in cash, underscoring its strong liquidity. This financial strength enables continued investment in growth initiatives and significant shareholder returns.

    07

    Successful Shrink Reduction Efforts

    TJX reported significant progress in reducing shrink, achieving 20 basis point improvements in each of the last two fiscal years. These efforts have successfully brought shrink levels back to pre-COVID levels, attributed to the outstanding work of associates and operational improvements. While future gains may be harder, the company remains focused on maintaining these improvements.

    AI-generated summary of the company’s earnings call. Not investment advice.