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    VLO
    Earnings call· Sep 2025(Q3 FY25)

    VALERO ENERGY CORP/TX VLO

    Oct 23, 2025 Source

    Executive summary

    Valero Energy Corporation Q3 FY25 — Strong Refining Margins and Record Ethanol Production Drive Robust Results

    Valero delivered robust third-quarter results, propelled by strong refining margins, high utilization rates, and record ethanol production. The company continues its commitment to shareholder returns through substantial buybacks and dividends, while strategically investing in projects like the St. Charles FCC optimization. Challenges persist in the Renewable Diesel segment due to policy and feedstock economics, alongside ongoing geopolitical uncertainties impacting crude markets.

    Highlights

    5
    • Refinery throughput utilization reached 97%, with Gulf Coast and North Atlantic regions setting new all-time highs.

    • Refining segment reported $1.6 billion in operating income (adjusted $1.7 billion) in Q3 FY25, a significant increase from Q3 FY24.

    • Ethanol segment achieved record production of 4.6 million gallons per day and operating income of $183 million, up from $153 million in Q3 FY24.

    • Returned $1.3 billion to stockholders in Q3 FY25, including $931 million for share repurchases of 5.7 million shares, representing a 78% payout ratio.

    • Ended the quarter with a strong balance sheet, including $4.8 billion in cash and $5.3 billion in available liquidity, and a net debt-to-capitalization ratio of 18%.

    Concerns

    4
    • Renewable Diesel segment reported an operating loss of $28 million in Q3 FY25, compared to an operating income of $35 million in Q3 FY24.

    • Expected lower Renewable Diesel sales volumes of approximately 258 million gallons in Q4 FY25 due to economics.

    • Incremental depreciation expense of $100 million per quarter related to the planned Benicia Refinery cessation of operations, impacting Q4 FY25 and Q1 FY26 earnings by approximately $0.25 per share.

    • Sour crude differentials remained relatively narrow in Q3 FY25, though expected to widen in Q4.

    Guidance & targets

    14
    CategoryTargetConfidence
    Capital investments attributable to Valero
    $1.9 billion
    high materiality
    High
    Refining throughput volumes (Gulf Coast)
    1.78 million to 1.83 million barrels per day
    medium materiality
    High
    Refining throughput volumes (Mid-Continent)
    420,000 to 440,000 barrels per day
    medium materiality
    High
    Refining throughput volumes (West Coast)
    240,000 to 260,000 barrels per day
    medium materiality
    High
    Refining throughput volumes (North Atlantic)
    485,000 to 505,000 barrels per day
    medium materiality
    High
    Refining cash operating expenses
    approximately $4.80 per barrel
    medium materiality
    High
    Renewable Diesel sales volumes
    approximately 258 million gallons
    medium materiality
    High
    Renewable Diesel operating expenses
    $0.52 per gallon
    medium materiality
    High
    Ethanol production volumes
    4.6 million gallons per day
    medium materiality
    High
    Ethanol operating expenses
    average $0.40 per gallon
    medium materiality
    High
    Net interest expense
    about $135 million
    low materiality
    High
    Total depreciation and amortization expense
    approximately $815 million
    medium materiality
    High
    Incremental depreciation related to Benicia Refinery
    approximately $100 million
    high materiality
    High
    G&A expenses
    approximately $985 million
    low materiality
    High

    Segment performance

    3
    SegmentRevenueYoYQoQMargin
    Refining
    Strong operating income driven by high utilization and favorable margins. Adjusted operating income was $1.7 billion for Q3 FY25 compared to $568 million for Q3 FY24.
    Adjusted operating income: $1.7 billionThroughput volumes: 3.1 million barrels per dayThroughput capacity utilization: 97%Adjusted cash operating expenses: $4.71 per barrel
    $1.6 billion operating income
    Renewable Diesel
    Reported an operating loss in Q3 FY25 compared to operating income of $35 million for Q3 FY24, reflecting challenges from tariffs and policy downturns, though margins are improving in Q4 due to softening fat prices.
    Sales volumes: 2.7 million gallons per day
    operating loss of $28 million
    Ethanol
    Achieved record production and strong operating income in Q3 FY25 compared to $153 million for Q3 FY24, supported by a record corn crop and robust demand.
    Production volumes: 4.6 million gallons per day
    $183 million operating income

    Operational metrics

    25
    Adjusted Net Income Attributable to Valero Stockholders
    $1.1 billioncompared to $371 million for Q3 FY24
    Q3 FY25

    Excluding the adjustments shown in the earnings release tables.

    Adjusted EPS
    $3.66compared to $1.16 per share for Q3 FY24
    Q3 FY25

    Excluding the adjustments shown in the earnings release tables.

    Net Cash Provided by Operating Activities
    $1.9 billion
    Q3 FY25

    Included in this amount was a $325 million favorable impact from working capital and $86 million of adjusted net cash used in operating activities associated with the other joint venture member's share of DGD.

    Adjusted Net Cash Provided by Operating Activities
    $1.6 billion
    Q3 FY25

    Excluding capital investments attributable to the other joint venture member's share of DGD and other variable interest entities.

    Capital Investments Attributable to Valero
    $382 million
    Q3 FY25

    Total capital investments were $409 million, of which $364 million was for sustaining the business, including costs for turnarounds, catalysts and regulatory compliance, and the balance was for growing the business.

    Total Shareholder Returns
    $1.3 billion
    Q3 FY25

    Returned $1.3 billion to our stockholders in the third quarter of 2025, of which $351 million was paid as dividends and $931 million was for the purchase of approximately 5.7 million shares of common stock, resulting in a payout ratio of 78% for the quarter.

    Year-to-Date Shareholder Returns
    over $2.6 billion
    YTD FY25

    Year-to-date, we have returned over $2.6 billion through dividends and stock buybacks for a payout ratio of 68%.

    Total Debt
    $8.4 billion
    as of Sep 30, 2025
    Total Finance Lease Obligations
    $2.2 billion
    as of Sep 30, 2025
    Cash and Cash Equivalents
    $4.8 billion
    as of Sep 30, 2025
    Available Liquidity
    $5.3 billion
    as of Sep 30, 2025

    excluding cash

    G&A Expenses
    $246 million
    Q3 FY25
    Net Interest Expense
    $139 million
    Q3 FY25
    Income Tax Expense
    $390 million
    Q3 FY25
    Depreciation and Amortization Expense
    $836 million
    Q3 FY25

    Includes approximately $100 million of incremental depreciation expense related to the plan to cease refining operations at the Benicia Refinery next year.

    Global Light Product Demand Growth
    about 460,000 barrels a day
    next year (2026)
    Net Capacity Additions (Global Refining)
    about 415,000 barrels a day
    next year (2026)
    Gasoline Demand
    flat to slightly down
    year-over-year

    Consistent with DOEs; vehicle miles traveled are up but offset by more efficient automobile fleet.

    Gasoline Sales Volumes
    flatyear-over-year
    Q3 FY25
    Jet Demand
    good nominations
    current

    Consistent with DOE data showing about a 4% bump in jet demand.

    Diesel Sales
    up 8%year-over-year
    Q3 FY25

    Not representative of the broader market; DOE data shows about a 2% year-over-year increase. Driven by good agricultural demand.

    Diesel Yield
    38% or 39%
    Q3 FY25

    Reflects a mode of operation maximizing diesel production over gasoline.

    D4 RIN Production
    downversus last year
    2025
    D4 RIN Target
    3.3 billion
    current
    BD Producer Breakeven (with $1 BTC)
    $0.70 to $0.80versus $1 last year
    current

    After removing ILUC out of the model for soybean oil and small producer benefit.

    Industry KPIs

    2
    MetricValueDetails
    Realized price differentialWCS at a 12% discount to Brent, Maya 14% discount to Brent, medium sours at an 8% discount%
    FCF shareholder distributions$1.3 billionUSD

    Deals & partnerships

    1
    Valero (internal decision)Planned cessation of refining operations at Benicia Refinery.

    Valero plans to cease refining operations at its Benicia Refinery next year. The company intends to continue supplying its contractual obligations for its wholesale business after the shutdown, potentially through waterborne imports from anywhere in the world.

    Capital programs

    1
    FCC Unit Optimization Project at St. Charles Refineryunderway$230 million

    Benefit: enhance ability to produce high value product yields, including high-octane alkylate

    This initiative will enhance Valero's ability to produce high value product yields, including high-octane alkylate.

    Risks & headwinds

    6
    Narrow sour crude differentialsQ3 FY25, improving in Q4 FY25

    WCS had been as narrow as 7% discount to Brent, medium sours as narrow as 2.5% discount; currently WCS at 12% discount, Maya 14% discount, medium sours at 8% discount.

    Mitigation: Expected to widen with increased OPEC+ and Canadian production; increased offers to U.S. market for Rocky crude; processing Basra and Kirkuk in Q4; arbitrage to move Mars into Asia has closed; Asia pushing back on Latin American grades.

    Renewable Diesel segment operating lossQ3 FY25

    $28 million operating loss in Q3 FY25.

    Mitigation: Softening fat prices leading to positive EBITDA in Q4; expectation that RVO will be net positive for renewables.

    Incremental depreciation expense from Benicia Refinery cessationQ4 FY25 and Q1 FY26

    $100 million per quarter, approximately $0.25 per share earnings impact.

    Mitigation: Part of planned cessation of refining operations; company intends to continue supplying contractual obligations via waterborne imports.

    Potential impact of Russian sanctions on oil supplyongoing, potentially increasing

    1.5 million barrels a day of Russian capacity off-line.

    Mitigation: OPEC has capacity to make up lost supply; could be a headwind to quality differentials but bullish for product cracks.

    New global refining capacity not reaching nameplate reliability2026

    415,000 barrels a day net capacity additions expected globally in 2026.

    Mitigation: Valero expects new capacity won't hit nameplate and Russian capacity will take longer to come online, leading to tighter balances.

    Policy uncertainty for Renewable Diesel (PTC changes, RVO, SRE reallocation)entering 2026

    PTC changing Jan 1 on all foreign feedstocks; current D4 RIN target 3.3 billion, production down vs last year.

    Mitigation: Expectation that RVO will be net positive for renewables and will mean higher RIN prices to cover profitability gaps.

    What to watch in Q4 FY25

    5

    Sour Crude Differentials

    Q4 FY25
    CurrentWCS at 12% discount to Brent, Maya 14% discount to Brent, medium sours at 8% discount
    TargetWidening differentials

    Why it matters

    Widening sour crude differentials directly improve Valero's refining profitability by lowering feedstock costs.

    Sour crude differentials are also expected to widen with the increased OPEC+ and Canadian production.

    Q&A highlights

    8

    Inquiring about the impact of TMX on West Coast crude values and the overall outlook for sour crude differentials, especially with OPEC+ and Canadian production.

    TMX hasn't impacted West Coast crude values as much as anticipated, with most barrels going to the Far East. Quality differentials have widened (WCS to Brent, Maya to Brent, medium sours), providing economic benefits. Expects further widening due to increased OPEC+ and Canadian production, and potential Russian sanctions.

    Although OPEC began unwinding their production cuts in April, much of that volume was offset by an increase in summer power burn. So it wasn't really until September that we saw any meaningful increase in the export volume from OPEC.

    asked by Sam Margolin · answered by Gary Simmons

    2 min read7 chapters

    Detailed Narrative

    01

    Refining Market Dynamics and Outlook

    Valero's refining margins were robust in Q3 FY25, supported by strong global demand and persistently low inventory levels, despite high utilization rates. Supply constraints were attributed to refinery rationalizations, delayed ramp-ups of new facilities, and ongoing geopolitical disruption🌐s. Management anticipates these favorable fundamentals to continue, with sour crude differentials expected to widen due to increased OPEC+ and Canadian production, alongside increased offers of Rocky crude to the U.S. market.

    02

    Operational Excellence and Reliability

    The company achieved an impressive 97% refinery throughput utilization, with its Gulf Coast and North Atlantic regions setting new all-time highs. This performance is a testament to Valero's long-standing commitment to reliability, improved maintenance practices, and better scheduling. Management also noted that the absence of extreme weather events during the summer contributed to the sustained high utilization rates across its system.

    03

    Renewable Diesel Segment Challenges and Recovery

    The Renewable Diesel segment reported an operating loss of $28 million in Q3 FY25, primarily impacted by policy downturns and rising fat prices. However, recent market rationalization has led to softening fat prices, improving DGD margins to positive EBITDA in Q4. The outlook for 2026 remains uncertain due to changes in PTC benefits for foreign feedstocks and pending RVO adjustments, which are expected to drive higher RIN prices to cover profitability gaps.

    04

    Ethanol Segment Strength and Growth Drivers

    Valero's Ethanol segment delivered strong results, achieving record production of 4.6 million gallons per day and increased operating income of $183 million. This robust performance is fueled by a record corn crop, strong domestic and export demand, and growing global interest in higher ethanol blends (E10, E15, E20s, E30s), positioning Valero favorably as a major exporter in the evolving market.

    05

    Capital Allocation and Shareholder Returns Strategy

    Valero returned $1.3 billion to stockholders in Q3 FY25, comprising $351 million in dividends and $931 million in share repurchases (5.7 million shares), resulting in a 78% payout ratio. Year-to-date, total returns exceed $2.6 billion, with a 68% payout ratio. The company reiterated its consistent strategy of returning all excess free cash flow to shareholders through ongoing share buybacks.

    06

    Benicia Refinery Closure and Market Resupply Plan

    Valero plans to cease refining operations at its Benicia Refinery next year, which will result in approximately $100 million of incremental depreciation expense per quarter for Q4 FY25 and Q1 FY26. The company intends to continue supplying its wholesale business contractual obligations in the market post-closure, leveraging waterborne imports from various global sources to optimize against international arbitrage opportunities rather than committing to specific long-term supply contracts.

    07

    Leveraging New Technologies for Efficiency

    Valero is cautiously optimistic💬 about the potential of AI and machine learning to further enhance operational availability and efficiency, particularly in areas like equipment inspection and maintenance. The company has already implemented robotics for tank cleaning and drones for inspection, benefiting from its long-standing practice of consistent data collection. While significant improvements are harder to find given existing high performance, these technologies are expected to contribute to ongoing operational enhancements.

    AI-generated summary of the company’s earnings call. Not investment advice.