Sep 2026 (Q3 FY26) — Oct 22, 2026
Amalgamated Financial Corp. Q3 FY26 — Record Earnings and Strategic Capital Deployment
Read the full callAmalgamated Financial earnings: last reported Thu, 22 Oct 2026, for the quarter ended Sep 2026.
Reported
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | Quarterly, as filed | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 34.8 | +33.8% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Guidance
1 of 1 judged target kept · 13 open · verdicts reflect calls analysed to Sep 2026.
| Target | Original wording | Said | Latest call | Verdict |
|---|---|---|---|---|
| Total Assets | $9.6 billion | Jun 2026 | We reached our target balance sheet size of approximately $9.6 billion this quarter by adding $141 million of interest-earning assets across the lending, PACE and traditional securities portfolios. | Achieved |
| Core pre-tax pre-provision earnings | $188 to $190 million | Jun 2026 | For core pretax pre-provision earnings, we are raising from the prior high-end target of $190 million to a new range of $193 million to $194 million, driven mainly by our strong Q3 performance. | Revised Up |
| DDA as % of total deposits | somewhere in the 36% range | Sep 2026 | Probably going to be somewhere in the 36% range when we get to the end of the fourth quarter. | New |
13 of Amalgamated Financial Corp.'s 14 targets are still open. See which are on track and which have gone quiet. The 3 above are the free sample; 11 more targets are in the full ledger.
Claimed
Qualified
Price
YTD: $48.79 on 24 Aug 2026 → $50.5. High $50.5 (23 Oct 2026), low $46.52 (14 Oct 2026).
Overview
Guidance
1 of 1 judged target kept · 13 open · verdicts reflect calls analysed to Sep 2026.
| Target | Original wording | Said | Latest call | Verdict |
|---|---|---|---|---|
| Total Assets | $9.6 billion | Jun 2026 | We reached our target balance sheet size of approximately $9.6 billion this quarter by adding $141 million of interest-earning assets across the lending, PACE and traditional securities portfolios. | Achieved |
| Core pre-tax pre-provision earnings | $188 to $190 million | Jun 2026 | For core pretax pre-provision earnings, we are raising from the prior high-end target of $190 million to a new range of $193 million to $194 million, driven mainly by our strong Q3 performance. | Revised Up |
| DDA as % of total deposits | somewhere in the 36% range | Sep 2026 | Probably going to be somewhere in the 36% range when we get to the end of the fourth quarter. | New |
Claimed
Qualified
The full ledger
A free account opens 5 company ledgers a month. All 14 tracked commitments, with each call’s wording and source.
Call summaries
Amalgamated Financial Corp. Q3 FY26 — Record Earnings and Strategic Capital Deployment
Read the full callAmalgamated Financial Corp. Q2 FY26 — Record Earnings and Raised Full-Year Guidance
Read the full callEvery analysed call
Financials
Net profit, year on year: +34% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Profit before tax | 38 | 33 | 35 | 35 | 37 | 33 | 34 | 47 |
| Tax rate | 26.9% | 25.9% | 27.9% | 26.7% | 27.0% | 19.9% | 26.0% | 25.4% |
| Net profit | 28 | 24 | 25 | 26 | 27 | 27 | 25 | 35 |
| EPS ($ per share) | 0.91 | — | 0.82 | 0.85 | 0.89 | — | 0.85 | 1.16 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | — | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Reserves | — | 181 | 217 | 260 | 330 | 388 | 480 | 567 |
| Total liabilities | — | 4,835 | 5,443 | 6,514 | 7,334 | 7,387 | 7,549 | 8,075 |
| Fixed assets | — | 18 | 13 | 12 | 10 | 8 | 6 | 5 |
| Total assets | — | 5,325 | 5,979 | 7,078 | 7,843 | 7,972 | 8,257 | 8,870 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 31 | 83 | 66 | 71 | 147 | 117 | 124 | 136 |
| Cash from investing | -258 | -546 | -755 | -865 | -1,202 | -134 | -316 | -378 |
| Cash from financing | 192 | 504 | 606 | 1,087 | 788 | 44 | 162 | 473 |
| Net cash flow | -36 | 42 | -84 | 292 | -267 | 27 | -30 | 230 |
| Capital expenditure | -1 | -1 | -2 | -2 | -2 | -1 | -2 | -1 |
| Free cash flow | 30 | 83 | 64 | 68 | 146 | 116 | 122 | 134 |
174 filings between Oct 30, 2025 and Oct 1, 2026.
Purchases
None
No insider bought shares.
Sales
$85.00M
59 sales by 15 insiders
27% filed under a 10b5-1 plan — scheduled in advance, not decided on the day
Some filings report no price, so the dollar figures above are a floor, not a total.
| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Workers United | — | $40.00M | Sep 14, 2026 |
| Western States Regional Joint Board, Workers United | — | $40.00M | Sep 14, 2026 |
| Brown Sam D. | — | $1.68M | Oct 1, 2026 |
| Darby Jason | — | $1.09M | Sep 10, 2026 |
| Tenner Mandy | — | $453.2K | Sep 8, 2026 |
| Searby Sean | — | $383.2K | Sep 15, 2026 |
| Romney Edgar Jr | — | $284.4K | Sep 10, 2026 |
| Fox Lynne P. | — | $244.6K | Oct 31, 2025 |
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Oct 1, 2026 | Brown Sam D. SEVP, Chief Banking Officer | Sale 10b5-1 plan | 148 | $6.9K |
| Sep 15, 2026 | Searby Sean EVP Chief Info. & Ops. Officer | Sale 10b5-1 plan | 3,314 | $158.2K |
| Sep 14, 2026 | Western States Regional Joint Board, Workers United 10% owner | Sale | 82,412 | $3.93M |
| Sep 14, 2026 | Western States Regional Joint Board, Workers United 10% owner | Sale | 50,000 | $2.40M |
| Sep 14, 2026 | Workers United 10% owner | Sale | 82,412 | $3.93M |
| Sep 14, 2026 | Western States Regional Joint Board, Workers United 10% owner | Sale | 95,872 | $4.59M |
| Sep 14, 2026 | Workers United 10% owner | Sale | 95,872 | $4.59M |
| Sep 14, 2026 | Workers United 10% owner | Sale | 50,000 | $2.40M |
| Sep 11, 2026 | Western States Regional Joint Board, Workers United 10% owner | Sale | 154,128 | $7.38M |
| Sep 11, 2026 | Western States Regional Joint Board, Workers United 10% owner | Sale | 80,000 | $3.83M |
| Sep 11, 2026 | Workers United 10% owner | Sale | 154,128 | $7.38M |
| Sep 11, 2026 | Workers United 10% owner | Sale | 80,000 | $3.83M |
| Sep 10, 2026 | Romney Edgar Jr Chief Strategy & Admin Officer | Sale 10b5-1 plan | 5,992 | $284.4K |
| Sep 10, 2026 | Darby Jason Senior Executive VP and CFO | Sale 10b5-1 plan | 19,995 | $961.8K |
| Sep 9, 2026 | Western States Regional Joint Board, Workers United 10% owner | Sale | 79,649 | $3.82M |
| Sep 9, 2026 | Workers United 10% owner | Sale | 79,649 | $3.82M |
| Sep 9, 2026 | Brown Sam D. SEVP, Chief Banking Officer | Sale 10b5-1 plan | 735 | $35.0K |
| Sep 8, 2026 | Tenner Mandy EVP, Chief Legal Officer | Sale 10b5-1 plan | 2,920 | $142.3K |
| Sep 8, 2026 | Brown Sam D. SEVP, Chief Banking Officer | Sale 10b5-1 plan | 30,000 | $1.45M |
| Sep 8, 2026 | Western States Regional Joint Board, Workers United 10% owner | Sale | 29,892 | $1.45M |
| Sep 8, 2026 | Workers United 10% owner | Sale | 29,892 | $1.45M |
| Sep 8, 2026 | Workers United 10% owner | Sale | 13,018 | $633.3K |
| Sep 8, 2026 | Western States Regional Joint Board, Workers United 10% owner | Sale | 13,018 | $633.3K |
| Sep 4, 2026 | Workers United 10% owner | Sale | 45,801 | $2.25M |
| Sep 4, 2026 | Western States Regional Joint Board, Workers United 10% owner | Sale | 22,982 | $1.13M |
| Sep 4, 2026 | Workers United 10% owner | Sale | 22,982 | $1.13M |
| Sep 4, 2026 | Western States Regional Joint Board, Workers United 10% owner | Sale | 45,801 | $2.25M |
| Sep 3, 2026 | Workers United 10% owner | Sale | 44,658 | $2.21M |
| Sep 3, 2026 | Western States Regional Joint Board, Workers United 10% owner | Sale | 44,658 | $2.21M |
| Sep 2, 2026 | Darby Jason Senior Executive VP and CFO | Sale | 1 | $66 |
| Sep 2, 2026 | Workers United 10% owner | Sale | 44,244 | $2.13M |
| Sep 2, 2026 | Western States Regional Joint Board, Workers United 10% owner | Sale | 44,244 | $2.13M |
| Sep 1, 2026 | Tenner Mandy EVP, Chief Legal Officer | Tax withheld | 1,338 | $63.3K |
| Sep 1, 2026 | Darby Jason Senior Executive VP and CFO | Tax withheld | 5,504 | $260.6K |
| Sep 1, 2026 | Searby Sean EVP Chief Info. & Ops. Officer | Tax withheld | 1,532 | $72.5K |
| Sep 1, 2026 | Brown Sam D. SEVP, Chief Banking Officer | Sale | 4 | — |
| Sep 1, 2026 | Brown Sam D. SEVP, Chief Banking Officer | Tax withheld | 2,192 | $103.8K |
| Sep 1, 2026 | Western States Regional Joint Board, Workers United 10% owner | Sale | 15,000 | $709.3K |
| Sep 1, 2026 | Workers United 10% owner | Sale | 15,000 | $709.3K |
| Aug 31, 2026 | Western States Regional Joint Board, Workers United 10% owner | Sale | 73,535 | $3.54M |
| Aug 31, 2026 | Workers United 10% owner | Sale | 73,535 | $3.54M |
| Aug 10, 2026 | Mark Finser Director | Sale | 800 | $39.9K |
| Aug 3, 2026 | Wells Royce A. Director | Sale | 787 | $39.4K |
| Jul 30, 2026 | Bruce Maryann Director | Sale | 2,138 | $105.9K |
| Jun 11, 2026 | Darby Jason Senior Executive VP and CFO | Sale | 2,500 | $108.1K |
| Jun 11, 2026 | Darby Jason Senior Executive VP and CFO | Sale | 250 | $10.8K |
| Jun 11, 2026 | Darby Jason Senior Executive VP and CFO | Sale | 250 | $10.9K |
| Jun 10, 2026 | Bruce Maryann Director | Sale | 2,089 | $91.3K |
| Jun 9, 2026 | VELUSWAMY LESLIE EVP & Chief Accounting Officer | Sale | 2,500 | $108.8K |
| May 20, 2026 | Miller Meredith Director | Award | 1,623 | $65.0K |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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