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    PATHWARD FINANCIAL, INC.

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    Overview

    Price

    Market Cap

    Sector

    Rank

    Performance

    No price data available

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly
    MetricQ2 FY24Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Trend
    EarningsRevenue
    $188.62M
    $179.52M
    $182.63M
    $274.80M
    $195.75M
    +3.8%
    $186.71M
    +4.0%
    $173.10M
    -5.2%
    $276.30M
    +0.5%
    Stable
    Operating Profit
    Net Profit
    $44.87M
    $33.53M
    $29.97M
    $74.96M
    $42.15M
    -6.1%
    $38.80M
    +15.7%
    $35.17M
    +17.3%
    $72.91M
    -2.7%
    Strengthening
    EPS
    $1.78
    $1.34
    $1.23
    $3.16
    $1.83
    +2.8%
    $1.69
    +26.1%
    $1.57
    +27.6%
    $3.37
    +6.6%
    Strengthening
    Other Income
    Interest
    Depreciation
    Profit before Tax
    $51.18M
    $37.49M
    $36.17M
    $91.36M
    $47.16M
    -7.9%
    $48.37M
    +29.0%
    $42.66M
    +17.9%
    $87.23M
    -4.5%
    Strengthening
    MarginsOPM
    Tax
    11.9%
    9.0%
    16.6%
    17.7%
    10.2%
    -14.7%
    19.2%
    +113.2%
    16.9%
    +1.6%
    16.3%
    -8.1%
    Strengthening
    ReturnsROIC
    13.2%
    9.8%
    8.8%
    22.0%
    12.4%
    -6.1%
    11.4%
    +15.7%
    10.3%
    +17.3%
    21.4%
    -2.7%
    Strengthening

    Balance Sheet

    Balance Sheet

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    AssetsCash & Equivalents$99.98M$126.55M$427.37M$314.02M$388.04M$375.58M$158.34M$120.57M$157.60M
    Short-Term Investments
    Total Current Assets
    Net PP&E$40.46M$45.93M$67.41M$79.29M$71.81M$66.06M$63.45M$63.33M$64.15M
    Goodwill$303.27M$309.50M$309.50M$309.50M$309.50M$309.50M$309.50M$297.93M$297.93M
    Intangibles$70.72M$52.81M$41.69M$33.15M$25.69M$20.72M$16.59M$12.50M$10.81M
    Total Assets$5.84B$6.18B$6.09B$6.69B$6.74B$7.50B$7.53B$7.17B$7.11B
    LiabilitiesTotal Current Liabilities
    Short-Term Debt$425.76M$646.02M$0$0$13.00M$377.00M$9.00M$26.00M
    Long-Term Debt$88.96M$215.84M$98.22M$92.83M$36.03M$33.87M$33.35M$33.46M$33.51M
    Long-Term Leases
    Total Liabilities$5.09B$5.34B$5.24B$5.82B$6.10B$6.89B$6.71B$6.31B$6.26B
    EquityCommon Stock & APIC$393.0K$378.0K$344.0K
    Retained Earnings$213.05M$252.81M$234.93M$259.19M$233.47M$246.38M$337.06M$359.83M$340.74M
    Total Equity$744.15M$839.91M$843.71M$870.73M$633.24M$619.35M$822.47M$858.04M$851.46M
    HighlightsNet Cash / (Debt)-$414.75M-$735.31M$329.14M$352.01M$328.71M-$252.02M$78.11M$98.09M

    Cash Flow

    Cash Flow

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    ActivitiesCash from Operating$137.75M$191.01M$467.22M$581.64M$290.05M$327.91M$488.81M$450.62M$675.28M
    Cash from Investing-$389.79M-$339.20M-$206.32M-$1.12B-$332.11M-$945.56M-$262.93M$25.84M-$641.13M
    Cash from Financing-$915.58M$174.88M$40.02M$422.93M$117.82M$604.86M-$443.20M-$513.03M-$131.28M
    SummaryCapital Expenditure-$8.54M-$13.97M-$12.27M-$12.96M-$8.18M-$8.62M-$10.14M-$11.68M-$12.55M
    Free Cash Flow$129.21M$177.04M$454.95M$568.68M$281.87M$319.29M$478.66M$438.94M$662.73M
    FCF Margin36.4%91.2%103.4%46.9%43.9%60.0%52.3%79.7%