Sep 2026 (Q3 FY26) — Oct 21, 2026
Cathay General Bancorp Q3 FY26 — Record Net Interest Income and Strong Balance Sheet Growth
Read the full callCathay General Bancorp earnings: last reported Wed, 21 Oct 2026, for the quarter ended Sep 2026.
Reported
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 15.9 | +29.0% YoY | Quarterly, as filed | Quarter to Jun 2026 | Revenue from operations as filed. |
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 92.2 | +19.1% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Guidance
2 of 11 judged targets kept · 13 open · verdicts reflect calls analysed to Sep 2026.
| Target | Original wording | Said | Latest call | Verdict |
|---|---|---|---|---|
| Total deposit growth | between 4% and 5% | Dec 2025 | We are also increasing our deposit growth outlook to 4% to 5%, compared with the prior expectation of 3% to 4%. | Revised Up |
| Core noninterest expense growth (excluding tax credit and core deposit intangible amortization) | increase between 3.5% and 4.5% | Dec 2025 | We continue to expect adjusted noninterest expense growth of 3.5% to 4.5% for the year. | On Track |
9 of CATHAY GENERAL BANCORP's 24 targets were missed. See which ones, and which are quietly gone. The 2 above are the free sample; 22 more targets are in the full ledger.
Claimed
Qualified
Price
1Y: $46.17 on 22 Oct 2025 → $64.3. High $64.93 (14 Aug 2026), low $45.17 (17 Nov 2025).
Overview
Guidance
2 of 11 judged targets kept · 13 open · verdicts reflect calls analysed to Sep 2026.
| Target | Original wording | Said | Latest call | Verdict |
|---|---|---|---|---|
| Total deposit growth | between 4% and 5% | Dec 2025 | We are also increasing our deposit growth outlook to 4% to 5%, compared with the prior expectation of 3% to 4%. | Revised Up |
| Core noninterest expense growth (excluding tax credit and core deposit intangible amortization) | increase between 3.5% and 4.5% | Dec 2025 | We continue to expect adjusted noninterest expense growth of 3.5% to 4.5% for the year. | On Track |
Claimed
Qualified
The full ledger
A free account opens 5 company ledgers a month. All 24 tracked commitments, with each call’s wording and source.
Call summaries
Cathay General Bancorp Q3 FY26 — Record Net Interest Income and Strong Balance Sheet Growth
Read the full callCathay General Bancorp Q2 FY26 — Strong NIM Expansion and Capital Management
Read the full callCathay General Bancorp Q1 FY26 — Strong NIM Expansion and Capital Returns
Read the full callEvery analysed call
Financials
Net profit, year on year: +19% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 14 | 14 | 13 | 12 | 15 | 14 | 15 | 16 |
| Profit before tax | 78 | 87 | 87 | 96 | 94 | 113 | 110 | 119 |
| Tax rate | 13.6% | 7.6% | 19.8% | 19.6% | 17.2% | 20.2% | 21.0% | 22.4% |
| Net profit | 68 | 80 | 70 | 77 | 78 | 91 | 87 | 92 |
| EPS ($ per share) | 0.94 | — | 0.99 | 1.11 | 1.13 | — | 1.30 | 1.38 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reserves | 1,479 | 1,659 | 1,789 | 1,985 | 2,245 | 2,500 | 2,688 | 2,910 |
| Total liabilities | 14,663 | 15,800 | 16,625 | 18,440 | 19,474 | 20,345 | 20,209 | 21,304 |
| Fixed assets | 103 | 104 | 103 | 99 | 95 | 91 | 89 | 88 |
| Investments | 375 | — | — | — | — | — | — | — |
| Total assets | 16,785 | 18,094 | 19,043 | 20,887 | 21,948 | 23,082 | 23,055 | 24,230 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 337 | 435 | 320 | 334 | 467 | 385 | 329 | 369 |
| Cash from investing | -1,134 | -1,382 | -242 | -860 | -1,849 | -1,477 | 184 | -857 |
| Cash from financing | 863 | 940 | 750 | 1,554 | 95 | 759 | -302 | 874 |
| Net cash flow | 65 | -7 | 827 | 1,029 | -1,287 | -334 | 211 | 385 |
| Capital expenditure | -7 | -7 | -6 | -4 | -3 | -3 | -4 | -5 |
| Free cash flow | 330 | 428 | 314 | 331 | 464 | 381 | 326 | 364 |
| Segment | Q3 FY2024 | Q4 FY2024 | Q1 FY2025 | Q2 FY2025 | Q3 FY2025 | Q4 FY2025 | Q1 FY2026 | Q2 FY2026 | YoY growth latest quarter |
|---|---|---|---|---|---|---|---|---|---|
| Asset Management 1 | — | — | — | — | — | — | — | 50% | — |
| Deposit Account | — | — | — | — | — | — | — | 12% | — |
Share of consolidated revenue by quarter. Q4 is the fiscal year less its first three quarters.
See how segments are shifting across companies → Segment Shift
56 filings between Oct 27, 2025 and Sep 25, 2026.
Purchases
None
No insider bought shares.
Sales
$8.31M
25 sales by 8 insiders
8% filed under a 10b5-1 plan — scheduled in advance, not decided on the day
| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| TANG ANTHONY M | — | $2.26M | Jun 9, 2026 |
| Sun Richard | — | $2.21M | Sep 2, 2026 |
| CHENG DUNSON K | — | $1.53M | Nov 24, 2025 |
| WU PETER | — | $1.15M | May 5, 2026 |
| Liu Chang | — | $482.3K | Apr 6, 2026 |
| FERNANDEZ FELIX S | — | $453.4K | Jan 29, 2026 |
| Lo Thomas M. | — | $197.0K | Aug 25, 2026 |
| Chan May K. | — | $31.3K | Apr 28, 2026 |
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Sep 25, 2026 | SUN ALBERT EVP, Chief Credit Officer | Option exercise | 1,417 | $0 |
| Sep 25, 2026 | SUN ALBERT EVP, Chief Credit Officer | Tax withheld | 457 | $28.1K |
| Sep 8, 2026 | Wang Albert Jen-Wen EVP, Chief Financial Officer | Tax withheld | 1,294 | $80.0K |
| Sep 8, 2026 | Wang Albert Jen-Wen EVP, Chief Financial Officer | Option exercise | 4,012 | $0 |
| Sep 2, 2026 | Sun Richard Director | Sale | 1,000 | $62.3K |
| Aug 25, 2026 | Sun Richard Director | Sale | 1,000 | $62.1K |
| Aug 25, 2026 | Lo Thomas M. EVP, Chief Admin Officer | Sale | 1,600 | $100.0K |
| Aug 10, 2026 | Sun Richard Director | Sale | 3,000 | $189.3K |
| Jul 31, 2026 | Sun Richard Director | Sale | 5,000 | $312.1K |
| Jul 30, 2026 | Sun Richard Director | Sale | 5,000 | $316.6K |
| Jul 29, 2026 | Sun Richard Director | Sale | 10,000 | $632.9K |
| Jul 29, 2026 | Sun Richard Director | Sale | 10,000 | $633.3K |
| Jul 27, 2026 | Lo Thomas M. EVP, Chief Admin Officer | Tax withheld | 934 | $58.4K |
| Jul 27, 2026 | Lo Thomas M. EVP, Chief Admin Officer | Option exercise | 2,896 | $0 |
| Jul 27, 2026 | Chan May K. SVP, General Counsel | Option exercise | 1,448 | $0 |
| Jul 27, 2026 | Chan May K. SVP, General Counsel | Tax withheld | 467 | $29.2K |
| Jun 9, 2026 | TANG ANTHONY M Vice Chairman | Sale | 5,000 | $299.6K |
| Jun 8, 2026 | TANG ANTHONY M Vice Chairman | Sale | 10,000 | $589.0K |
| Jun 5, 2026 | TANG ANTHONY M Vice Chairman | Sale | 5,000 | $291.8K |
| Jun 4, 2026 | TANG ANTHONY M Vice Chairman | Sale | 10,000 | $581.6K |
| May 5, 2026 | WU PETER Vice Chairman | Sale | 20,000 | $1.15M |
| Apr 28, 2026 | Chan May K. SVP, General Counsel | Sale | 558 | $31.3K |
| Apr 15, 2026 | Sun Richard Director | Award | 1,593 | $0 |
| Apr 15, 2026 | Kono Ann Director | Award | 1,593 | $0 |
| Apr 15, 2026 | Woo Elizabeth A. Director | Award | 1,593 | $0 |
| Apr 15, 2026 | Chan Lana Lai-Yan Director | Award | 265 | $0 |
| Apr 15, 2026 | CHUNG NELSON Director | Award | 1,593 | $0 |
| Apr 15, 2026 | FERNANDEZ FELIX S Director | Award | 1,593 | $0 |
| Apr 15, 2026 | Jelenko Jane H Director | Award | 1,593 | $0 |
| Apr 15, 2026 | Hung Maan-Huei Director | Award | 1,593 | $0 |
| Apr 15, 2026 | TANG ANTHONY M Vice Chairman | Award | 1,593 | $0 |
| Apr 15, 2026 | WU PETER Vice Chairman | Award | 1,593 | $0 |
| Apr 15, 2026 | Wang Shally Director | Award | 1,593 | $0 |
| Apr 6, 2026 | Liu Chang President & CEO | Sale 10b5-1 plan | 4,836 | $243.5K |
| Apr 1, 2026 | CHENG DUNSON K Executive Chairman | Tax withheld | 4,081 | $206.9K |
| Apr 1, 2026 | CHENG DUNSON K Executive Chairman | Option exercise | 17,132 | $0 |
| Apr 1, 2026 | CHENG DUNSON K Executive Chairman | Tax withheld | 5,647 | $286.2K |
| Apr 1, 2026 | CHENG DUNSON K Executive Chairman | Option exercise | 12,078 | $0 |
| Apr 1, 2026 | CHENG DUNSON K Executive Chairman | Tax withheld | 3,592 | $182.1K |
| Apr 1, 2026 | CHENG DUNSON K Executive Chairman | Option exercise | 13,281 | $0 |
| Apr 1, 2026 | Liu Chang President & CEO | Tax withheld | 10,098 | $511.9K |
| Apr 1, 2026 | Liu Chang President & CEO | Option exercise | 19,846 | $0 |
| Apr 1, 2026 | Liu Chang President & CEO | Tax withheld | 7,828 | $396.8K |
| Apr 1, 2026 | Liu Chang President & CEO | Option exercise | 15,385 | $0 |
| Apr 1, 2026 | Liu Chang President & CEO | Tax withheld | 7,120 | $360.9K |
| Apr 1, 2026 | Liu Chang President & CEO | Option exercise | 13,992 | $0 |
| Jan 29, 2026 | FERNANDEZ FELIX S Director | Sale | 8,972 | $453.4K |
| Jan 29, 2026 | Lo Thomas M. EVP, Chief Admin Officer | Sale | 1,000 | $50.2K |
| Dec 4, 2025 | TANG ANTHONY M Vice Chairman | Sale | 5,000 | $249.4K |
| Dec 2, 2025 | TANG ANTHONY M Vice Chairman | Sale | 5,000 | $245.0K |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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