Equifax (EFX) earnings

Results to: Sep 2026
Latest analysed call: Sep 2026 (Q3 FY26)
Balance sheet to: Dec 2025

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Equifax earnings: last reported Tue, 20 Oct 2026, for the quarter ended Sep 2026.

Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

Metric	Value	Change	Basis	Period	Note
Revenue	1,693 $ million	+9.6% YoY	Quarterly, as filed	Quarter to Sep 2026	Revenue from operations as filed.
Operating margin	21.0 %	+3.9 pts YoY	Operating profit / revenue	Quarter to Sep 2026	For the quarter; a change is in percentage points.
Net profit	212 $ million	+32.1% YoY	Quarterly, as filed	Quarter to Sep 2026	Profit after tax as filed.

Source: Inve data from filed results (SEC filings) · to Sep 2026

Price

$182.36 −2.55% · −$4.78

Last close Oct 23, 2026 · US · USD · Source: Inve

Performance −20.9% 1Y

1Y: $230.64 on 22 Oct 2025 → $182.36. High $233.8 (24 Oct 2025), low $137.24 (30 Sept 2026).

Previous close: $187.14
52-week range: $137.24 – $233.8
One year: −21.16%

Overview

Symbol: EFX
Sector: Industrials
Exchange: US
Currency: USD

Financials

What the filings say

Net profit, year on year: +32% (quarter to sep 2026 against sep 2025).

In $ million. Oldest period first.

Line item	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Sales	1,419	1,442	1,537	1,545	1,551	1,649	1,700	1,693
Expenses	1,131	1,206	1,226	1,281	1,266	1,361	1,386	1,337
Operating profit	288	236	311	264	284	288	314	355
Operating margin	20.3%	16.4%	20.2%	17.1%	18.3%	17.4%	18.5%	21.0%
Interest	56	53	53	52	54	56	60	62
Profit before tax	226	185	261	215	233	236	257	297
Tax rate	23.1%	27.8%	26.3%	25.0%	24.3%	26.5%	27.9%	28.1%
Net profit	174	133	191	160	176	172	184	212
EPS ($ per share)	—	1.07	1.54	1.30	—	1.43	1.55	1.80

Source: Inve data · income statement, quarterly · to Sept 2026

In $ million. Oldest period first.

Line item	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Equity capital	237	237	237	237	237	237	237	237
Reserves	4,718	3,855	4,185	4,752	5,256	5,609	6,019	6,445
Total liabilities	3,998	5,286	6,402	7,440	7,575	7,593	6,840	7,126
Fixed assets	765	948	1,139	1,316	1,587	1,834	1,892	1,932
Total assets	7,153	7,909	9,612	11,041	11,548	12,280	11,759	11,864

Source: Inve data · balance sheet · to Dec 2025

In $ million. Oldest period first.

Line item	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Cash from operations	672	314	946	1,335	757	1,117	1,325	1,616
Cash from investing	-461	-697	-493	-3,398	-959	-878	-511	-554
Cash from financing	-311	558	811	618	274	-306	-846	-1,060
Net cash flow	-113	178	1,283	-1,460	61	-68	-47	11
Capital expenditure	-322	-400	-421	-469	-624	-601	-511	-481
Free cash flow	350	-86	525	866	133	516	813	1,134

Source: Inve data · cash flow · to Dec 2025

EFX revenue by segment

Workforce Solutions shrank from 43% to 41% of revenue over the last two years.

EFX revenue by business segment, share of consolidated revenue by quarter
Segment	Q4 FY2024	Q1 FY2025	Q2 FY2025	Q3 FY2025	Q4 FY2025	Q1 FY2026	Q2 FY2026	Q3 FY2026	YoY growth latest quarter
Workforce Solutions	—	43%	43%	42%	42%	41%	41%	41%	+6.9%
United States Consumer Information Solutions	—	—	—	34%	—	37%	36%	35%	+13.0%
International	25%	22%	23%	24%	24%	22%	23%	24%	+9.4%

Share of consolidated revenue by quarter. Q4 is the fiscal year less its first three quarters.

See how segments are shifting across companies → Segment Shift

EFX operating KPIs by quarter

EFX operating KPIs stated on its earnings calls, by fiscal quarter
KPI	Mar 2026 Q1 FY26	Jun 2026 Q2 FY26	Change vs prior quarter
TWN total current records Workforce Solutions	120M TWN record additions continue to be very strong again in the first quarter with 211 million active records, up 11% and 120 million total current records, up 9%, which represents 105 million unique SSNs. Source: earnings call transcript	124M Win record additions continue to perform well again in the second quarter, with strong 10% growth in active records up to $217 million and $124 million total current active records, which was up 10%, which represents 108 million unique SSNs. Source: earnings call transcript	+3.3%
TWN unique SSNs Workforce Solutions	105M TWN record additions continue to be very strong again in the first quarter with 211 million active records, up 11% and 120 million total current records, up 9%, which represents 105 million unique SSNs. Source: earnings call transcript	108M Win record additions continue to perform well again in the second quarter, with strong 10% growth in active records up to $217 million and $124 million total current active records, which was up 10%, which represents 108 million unique SSNs. Source: earnings call transcript	+2.9%

Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.

Revenue by region

Q3 FY2026 · share of revenue

Latin America 7%
Asia Pacific 6%
Europe 6% ↓ 1 pt
CA 4%

As EFX cuts its regions in its filings; they can nest, so they need not add to 100%.

Insider filings

103 filings between Oct 27, 2025 and Sep 3, 2026.

Open market

decisions to buy or sell

Purchases

$464.9K

1 purchase by 1 insider

Sales

$38.46M

46 sales by 4 insiders

100% filed under a 10b5-1 plan — scheduled in advance, not decided on the day

Compensation

not trading decisions

32: Award — granted as compensation
6: Option exercise — converted options into shares
17: Tax withheld — shares kept back by the company to cover tax

Also filed: 1 gift.

Who traded

open market only

Insider	Bought	Sold	Last filing
Begor Mark W	—	$32.06M	Jul 24, 2026
GAMBLE JOHN W JR	—	$2.87M	Sep 3, 2026
Farshchi Jamil	—	$2.63M	Feb 11, 2026
Borton Chad M	—	$912.4K	May 7, 2026
Mao Cecilia	$464.9K	—	Feb 18, 2026

Latest filings (50)

Date	Insider	What	Shares	Value
Sep 3, 2026	GAMBLE JOHN W JR EVP, CFO & COO	Sale 10b5-1 plan	4,500	$845.8K
Jul 24, 2026	Begor Mark W CEO	Sale 10b5-1 plan	600	$101.9K
Jul 24, 2026	Begor Mark W CEO	Option exercise 10b5-1 plan	37,791	$4.25M
Jul 24, 2026	Begor Mark W CEO	Sale 10b5-1 plan	1,300	$227.4K
Jul 24, 2026	Begor Mark W CEO	Sale 10b5-1 plan	2,936	$510.2K
Jul 24, 2026	Begor Mark W CEO	Sale 10b5-1 plan	6,200	$1.06M
Jul 24, 2026	Begor Mark W CEO	Sale 10b5-1 plan	21,543	$3.71M
Jul 24, 2026	Begor Mark W CEO	Sale 10b5-1 plan	500	$87.9K
Jul 24, 2026	Begor Mark W CEO	Sale 10b5-1 plan	600	$101.1K
Jul 24, 2026	Begor Mark W CEO	Sale 10b5-1 plan	4,112	$710.5K
May 7, 2026	MARCUS ROBERT D Director	Award	1,253	$220.1K
May 7, 2026	Larson Barbara A Director	Award	1,253	$220.1K
May 7, 2026	HOUGH G. THOMAS Director	Award	1,253	$220.1K
May 7, 2026	MCGREGOR SCOTT A Director	Award	1,253	$220.1K
May 7, 2026	McKinley John A Director	Award	1,253	$220.1K
May 7, 2026	FEIDLER MARK L Director	Award	1,253	$220.1K
May 7, 2026	Smith Melissa D Director	Award	1,253	$220.1K
May 7, 2026	TILLMAN AUDREY B Director	Award	1,253	$220.1K
May 7, 2026	Fichuk Karen L Director	Award	1,253	$220.1K
May 7, 2026	Borton Chad M EVP, Pres Workforce Solutions	Sale 10b5-1 plan	2,455	$426.9K
May 6, 2026	Borton Chad M EVP, Pres Workforce Solutions	Tax withheld 10b5-1 plan	1,934	$335.0K
May 1, 2026	GAMBLE JOHN W JR EVP, CFO & COO	Sale 10b5-1 plan	3,500	$617.9K
Apr 24, 2026	Begor Mark W CEO	Option exercise 10b5-1 plan	37,791	$4.25M
Apr 24, 2026	Begor Mark W CEO	Sale 10b5-1 plan	20,471	$3.53M
Apr 24, 2026	Begor Mark W CEO	Sale 10b5-1 plan	10,944	$1.88M
Apr 24, 2026	Begor Mark W CEO	Sale 10b5-1 plan	4,659	$807.8K
Apr 24, 2026	Begor Mark W CEO	Sale 10b5-1 plan	1,717	$299.3K
Mar 2, 2026	Smith David John EVP, Pres USIS	Award	9,979	$0
Mar 2, 2026	Smith David John EVP, Pres USIS	Award	12,979	$0
Feb 25, 2026	Borton Chad M EVP, Pres Workforce Solutions	Award	16,466	$0
Feb 25, 2026	Bindal Sunil EVP, Chief Corp Dev Officer	Award	4,790	$0
Feb 25, 2026	Schneider Harald EVP, Chief D&A Officer	Award	2,994	$0
Feb 25, 2026	Chaney Carla EVP, Chief HR Officer	Award	7,635	$0
Feb 25, 2026	Begor Mark W CEO	Award	40,955	$0
Feb 25, 2026	Walker Kathryn Q EVP, Chief Mkt & Comms Officer	Award	1,497	$0
Feb 25, 2026	Remon Patricio EVP, President International	Award	5,389	$0
Feb 25, 2026	Mao Cecilia EVP, Chief Product Officer	Award	2,695	$0
Feb 25, 2026	Houston Julia A EVP, Chief Legal Officer	Award	11,152	$0
Feb 25, 2026	Griggs James M SVP & Corp Controller	Award	1,641	$0
Feb 25, 2026	GAMBLE JOHN W JR EVP, CFO & COO	Award	17,963	$0
Feb 25, 2026	Farshchi Jamil EVP, Chief Technology Officer	Award	14,221	$0
Feb 23, 2026	GAMBLE JOHN W JR EVP, CFO & COO	Sale 10b5-1 plan	4,500	$880.7K
Feb 18, 2026	Mao Cecilia EVP, Chief Product Officer	Purchase 10b5-1 plan	2,400	$464.9K
Feb 12, 2026	Borton Chad M EVP, Pres Workforce Solutions	Sale 10b5-1 plan	2,535	$485.5K
Feb 11, 2026	Farshchi Jamil EVP, Chief Technology Officer	Sale 10b5-1 plan	1,167	$233.2K
Feb 10, 2026	Begor Mark W CEO	Award 10b5-1 plan	33,278	$0
Feb 10, 2026	Begor Mark W CEO	Option exercise 10b5-1 plan	37,791	$4.25M
Feb 10, 2026	Farshchi Jamil EVP, Chief Technology Officer	Sale 10b5-1 plan	6,213	$1.22M
Feb 10, 2026	Farshchi Jamil EVP, Chief Technology Officer	Tax withheld 10b5-1 plan	3,042	$616.6K
Feb 10, 2026	Farshchi Jamil EVP, Chief Technology Officer	Award 10b5-1 plan	4,667	$0

Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.

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