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First Citizens (FCNCA) earnings

FIRST CITIZENS BANCSHARES INC /DE/· Financials

Results to
Jun 2026
Latest analysed call
Sep 2026 (Q3 FY26)
Balance sheet to
Dec 2025

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First Citizens earnings: last reported Fri, 23 Oct 2026, for the quarter ended Sep 2026.

Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

MetricValueChangeBasisPeriodNote
Revenue2,432 $ million+2.5% YoYQuarterly, as filedQuarter to Jun 2026Revenue from operations as filed.
Operating marginUnavailable—Operating profit / revenueQuarter to Jun 2026Not in the filed figures for the quarter to jun 2026. No older figure is substituted.
Net profit672 $ million+16.9% YoYQuarterly, as filedQuarter to Jun 2026Profit after tax as filed.

Source: Inve data from filed results (SEC filings) · to Jun 2026

Guidance

What management said, and what became of it

37 of 43 judged targets kept · 61 open · verdicts reflect calls analysed to Jun 2026.

FIRST CITIZENS BANCSHARES INC /DE/ management guidance track record on Inve: 104 targets tracked across analysed earnings calls (37 achieved, 6 missed, 61 open).

TargetOriginal wordingSaidLatest callVerdict
Partial paydown of the FDIC purchase money notepay down a portion of the note during 2026Mar 2025Jun 2026:This brings our total cumulative prepayments to $8.5 billion
Call transcript, Jun 2026 · no direct link
Achieved
Full-year adjusted noninterest expense$5.37 billion to $5.46 billionDec 2025Jun 2026:full year in the $5.34 billion to $5.41 billion range, both improvements from our previous guidance
Call transcript, Jun 2026 · no direct link
Revised Up
Sale of the mortgage loan portfolio moved to held for salea strategic sale of the approximately $700 million mortgage portfolio in the first quarter of 2026Dec 2025No later analysed call mentions it.Ghosted

Source: Inve Guidance Tracker for FIRST CITIZENS BANCSHARES INC /DE/ · to Jun 2026

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

6 of FIRST CITIZENS BANCSHARES INC /DE/'s 104 targets were missed. See which ones, and which are quietly gone. The 3 above are the free sample; 101 more targets are in the full ledger.

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Price

$2,375.84 +8.15% · +$179.08

Last close Oct 23, 2026 · US · USD · Source: Inve

Performance +36.3% 1Y

$1.8k$2.0k$2.2k$2.4kOct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26Oct 26Mar 2026 (Q1 FY26) — 23 Apr 2026Jun 2026 (Q2 FY26) — 23 Jul 2026Sep 2026 (Q3 FY26) — 23 Oct 2026

1Y: $1,742.49 on 22 Oct 2025 → $2,375.84. High $2,375.84 (23 Oct 2026), low $1,742.49 (22 Oct 2025).

Previous close
$2,196.76
52-week range
$1,742.49 – $2,375.84
One year
+35.64%

Overview

Symbol
FCNCA
Exchange
US
Currency
USD

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