Jun 2026 (Q2 FY26) — Jul 23, 2026
Five Star Bancorp Q2 FY26 — Strong Loan and Deposit Growth Amidst Market Expansion
Read the full callFive Star Bancorp (FSBC) earnings
- Jun 2026
- Jun 2026 (Q2 FY26)
- Dec 2025
Five Star Bancorp earnings: last reported Thu, 23 Jul 2026, for the quarter ended Jun 2026.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | Quarterly, as filed | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 19.4 | +33.7% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Price
$44.09 −0.16% · −$0.07
Performance +25.4% 1Y
1Y: $35.15 on 22 Oct 2025 → $44.09. High $49.68 (16 Jul 2026), low $32.87 (20 Nov 2025).
- Previous close
- $44.16
- 52-week range
- $32.87 – $49.68
- One year
- +27.69%
Overview
- Symbol
- FSBC
- Sector
- Financials
- Exchange
- US
- Currency
- USD
Call summaries
Every analysed call
Five Star Bancorp earnings calls (FSBC)
Financials
What the filings say
Net profit, year on year: +34% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Profit before tax | 15 | 19 | 18 | 20 | 22 | 23 | 25 | 26 |
| Tax rate | 28.2% | 31.2% | 28.7% | 27.8% | 26.5% | 23.3% | 25.6% | 25.6% |
| Net profit | 11 | 13 | 13 | 15 | 16 | 18 | 19 | 19 |
| EPS ($ per share) | 0.52 | — | 0.62 | 0.68 | 0.77 | — | 0.87 | 0.91 |
| Line item | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|
| Equity capital | 110 | 218 | 220 | 221 | 303 | 304 |
| Reserves | 22 | 17 | 47 | 77 | 106 | 151 |
| Total liabilities | 1,820 | 2,322 | 2,974 | 3,307 | 3,657 | 4,309 |
| Fixed assets | 2 | 2 | 2 | 2 | 2 | 2 |
| Total assets | 1,954 | 2,557 | 3,227 | 3,593 | 4,053 | 4,755 |
| Line item | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|
| Cash from operations | 51 | 29 | 46 | 39 | 52 | 73 |
| Cash from investing | -373 | -455 | -837 | -279 | -447 | -544 |
| Cash from financing | 434 | 561 | 626 | 302 | 426 | 626 |
| Net cash flow | — | 135 | -165 | 62 | 31 | 155 |
| Capital expenditure | -1 | -1 | -0 | -1 | -1 | -1 |
| Free cash flow | 51 | 28 | 45 | 38 | 51 | 71 |
Insider filings
40 filings between Nov 19, 2025 and Aug 4, 2026.
Open market
decisions to buy or sellPurchases
$6.28M
7 purchases by 6 insiders
Sales
$846.8K
14 sales by 5 insiders
Compensation
not trading decisions- 17
- Award — granted as compensation
Also filed: 2 gifts.
Who traded
open market only| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Allbaugh Larry Eugene | $4.25M | — | Jul 22, 2026 |
| Perry-Smith Robert Truxtun | $1.38M | — | Jul 22, 2026 |
| Beckwith James Eugene | — | $411.7K | May 20, 2026 |
| Ramos Kevin Francis | $250.0K | — | Jul 22, 2026 |
| Deary-Bell Shannon | $250.0K | — | Jul 22, 2026 |
| Lee Michael Eugene | — | $199.5K | May 21, 2026 |
| Wait Brett Levi | — | $175.5K | May 26, 2026 |
| Riggs Judson Teichert | $100.0K | — | Jul 22, 2026 |
Latest filings (50)
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Aug 4, 2026 | Allbaugh Larry Eugene Director | Gift | 50,000 | $0 |
| Jul 22, 2026 | Ramos Kevin Francis Director | Purchase | 5,682 | $250.0K |
| Jul 22, 2026 | Riggs Judson Teichert Director | Purchase | 2,273 | $100.0K |
| Jul 22, 2026 | Lucas Donna Director | Purchase | 1,136 | $50.0K |
| Jul 22, 2026 | Deary-Bell Shannon Director | Purchase | 5,682 | $250.0K |
| Jul 22, 2026 | Perry-Smith Robert Truxtun Director | Purchase | 31,363 | $1.38M |
| Jul 22, 2026 | Allbaugh Larry Eugene Director | Purchase | 90,909 | $4.00M |
| Jul 22, 2026 | Allbaugh Larry Eugene Director | Purchase | 5,682 | $250.0K |
| May 29, 2026 | Allbaugh Larry Eugene Director | Gift | 150,000 | $0 |
| May 26, 2026 | Wait Brett Levi SVP, Chief Information Officer | Sale | 1,640 | $69.3K |
| May 21, 2026 | Wait Brett Levi SVP, Chief Information Officer | Award | 905 | $0 |
| May 21, 2026 | Dalton John William SVP, Chief Credit Officer | Award | 905 | $0 |
| May 21, 2026 | Kurtze Don Justin EVP, SF Bay Area President | Award | 2,715 | $0 |
| May 21, 2026 | Lee Michael Eugene SVP, Chief Regulatory Officer | Sale | 867 | $35.7K |
| May 21, 2026 | Lee Michael Eugene SVP, Chief Regulatory Officer | Award | 905 | $0 |
| May 21, 2026 | Luck Heather Christina EVP, Chief Financial Officer | Award | 2,715 | $0 |
| May 21, 2026 | Ramirez-Medina Lydia Ann EVP, Chief Operating Officer | Award | 2,715 | $0 |
| May 21, 2026 | Rizzo Michael Anthony EVP, Chief Banking Officer | Award | 2,715 | $0 |
| May 21, 2026 | Wetton Shelley Ronan SVP, Chief Marketing Officer | Award | 905 | $0 |
| May 20, 2026 | Beckwith James Eugene President & CEO | Sale | 2,428 | $100.4K |
| May 20, 2026 | Beckwith James Eugene President & CEO | Sale | 2,000 | $82.2K |
| May 20, 2026 | Beckwith James Eugene President & CEO | Sale | 2,000 | $82.4K |
| May 14, 2026 | Wait Brett Levi SVP & CIO | Sale | 2,583 | $106.2K |
| May 7, 2026 | Lee Michael Eugene SVP & Chief Regulatory Officer | Sale | 1,641 | $67.7K |
| May 6, 2026 | Ramirez-Medina Lydia Ann EVP & Chief Operating Officer | Sale | 400 | $16.4K |
| Mar 9, 2026 | Beckwith James Eugene President & CEO | Sale | 2,000 | $73.5K |
| Mar 9, 2026 | Beckwith James Eugene President & CEO | Sale | 2,000 | $73.1K |
| Feb 20, 2026 | Lee Michael Eugene SVP & Chief Regulatory Officer | Sale | 1,200 | $47.2K |
| Feb 17, 2026 | Lee Michael Eugene SVP & Chief Regulatory Officer | Sale | 1,200 | $48.9K |
| Jan 29, 2026 | Deary-Bell Shannon Director | Award | 974 | $0 |
| Jan 29, 2026 | Riggs Judson Teichert Director | Award | 974 | $0 |
| Jan 29, 2026 | Reynoso Randall E Director | Award | 974 | $0 |
| Jan 29, 2026 | Ramos Kevin Francis Director | Award | 974 | $0 |
| Jan 29, 2026 | Perry-Smith Robert Truxtun Director | Award | 974 | $0 |
| Jan 29, 2026 | Nickum David Frank Director | Award | 974 | $0 |
| Jan 29, 2026 | Lucas Donna Director | Award | 974 | $0 |
| Jan 29, 2026 | Kashiwagi Warren Paul Director | Award | 974 | $0 |
| Jan 29, 2026 | Allbaugh Larry Eugene Director | Award | 974 | $0 |
| Dec 12, 2025 | Rizzo Michael Anthony EVP & Chief Banking Officer | Sale | 641 | $23.9K |
| Nov 19, 2025 | Ramirez-Medina Lydia Ann EVP & Chief Operating Officer | Sale | 600 | $19.8K |
| Aug 15, 2025 | Ramirez-Medina Lydia Ann EVP & Chief Operating Officer | Sale | 825 | $25.5K |
| Jul 28, 2025 | Beckwith James Eugene President & CEO | Award | 7,062 | $0 |
| Jul 9, 2025 | Wetton Shelley Ronan SVP & Chief Marketing Officer | Gift | 352 | $0 |
| Jun 10, 2025 | Beckwith James Eugene President & CEO | Sale | 6,429 | $178.4K |
| Jun 5, 2025 | Ramirez-Medina Lydia Ann EVP & Chief Operating Officer | Sale | 600 | $16.5K |
| May 9, 2025 | Deary-Bell Shannon Director | Code W | 3,900 | — |
| May 1, 2025 | Wait Brett Levi SVP & CIO | Award | 907 | $0 |
| May 1, 2025 | Wetton Shelley Ronan SVP & Chief Marketing Officer | Award | 907 | $0 |
| May 1, 2025 | Allbaugh Larry Eugene Director | Award | 68 | $0 |
| May 1, 2025 | Deary-Bell Shannon Director | Award | 68 | $0 |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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