Sep 2026 (Q3 FY26) — Oct 22, 2026
Fulton Financial Q3 FY26 — Record Profitability Driven by Strong Deposit Growth and Efficiency Gains
Read the full callFulton Financial earnings: last reported Thu, 22 Oct 2026, for the quarter ended Sep 2026.
Reported
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 79.3 | +14.7% YoY | Quarterly, as filed | Quarter to Jun 2026 | Revenue from operations as filed. |
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 102 | +3.2% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Price
1Y: $17.63 on 22 Oct 2025 → $23.67. High $25.19 (16 Jul 2026), low $17.03 (17 Nov 2025).
Overview
Call summaries
Fulton Financial Q3 FY26 — Record Profitability Driven by Strong Deposit Growth and Efficiency Gains
Read the full callFulton Financial Q2 FY26 — Record Operating Earnings and Blue Foundry Integration
Read the full callFulton Financial Q1 FY26 — Solid Execution Drives Profitability and Capital Strength
Read the full callEvery analysed call
Financials
Net profit, year on year: +3% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 60 | 66 | 67 | 69 | 70 | 70 | 70 | 79 |
| Profit before tax | 80 | 86 | 115 | 123 | 128 | 120 | 117 | 128 |
| Tax rate | 20.7% | 20.4% | 19.2% | 19.1% | 21.4% | 17.6% | 19.1% | 19.8% |
| Net profit | 63 | 69 | 93 | 99 | 100 | 99 | 95 | 102 |
| EPS ($ per share) | 0.33 | — | 0.50 | 0.53 | 0.54 | — | 0.51 | 0.52 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 554 | 556 | 558 | 560 | 562 | 564 | 615 | 618 |
| Reserves | 946 | 1,079 | 1,121 | 1,282 | 1,451 | 1,619 | 1,776 | 2,025 |
| Total liabilities | 18,435 | 19,544 | 23,290 | 23,084 | 24,352 | 24,812 | 28,874 | 28,628 |
| Fixed assets | 235 | 240 | 231 | 220 | 225 | 223 | 196 | 175 |
| Total assets | 20,682 | 21,886 | 25,907 | 25,796 | 26,932 | 27,572 | 32,072 | 32,118 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 297 | 128 | 157 | 338 | 595 | 363 | 417 | 304 |
| Cash from investing | -741 | -893 | -2,499 | -210 | -1,536 | -809 | 1,629 | -82 |
| Cash from financing | 487 | 838 | 3,672 | -338 | -16 | 314 | -1,532 | -225 |
| Net cash flow | 44 | 72 | 1,330 | -209 | -957 | -132 | 514 | -2 |
| KPI | Mar 2026 Q1 FY26 | Jun 2026 Q2 FY26 | Sep 2026 Q3 FY26 | Change vs prior quarter |
|---|---|---|---|---|
| Net interest margin | 3.58%The net interest margin was 3.58%, down just 1 basis point from the fourth quarter.Source: earnings call transcript | — | 3.58%Our net interest margin was 3.58% compared to 3.6% in the second quarter.Source: earnings call transcript | — |
| Common equity tier 1 ratio (CET1) | — | ~12.1%We repurchased $11.1 million of common stock while increasing tangible book value and improving our common equity Tier 1 ratio to approximately 12.1%.Source: earnings call transcript | 12.2%Tangible common equity ended the quarter at 8.4%, primarily reflecting the impact of AOCI, while our CET1 capital ratio remained stable at 12.2%.Source: earnings call transcript | — |
Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.
51 filings between Nov 26, 2025 and Sep 3, 2026.
Purchases
None
No insider bought shares.
Sales
$1.39M
6 sales by 4 insiders
67% filed under a 10b5-1 plan — scheduled in advance, not decided on the day
Also filed: 7 other filings, 5 gifts.
| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Myers Curtis J | — | $653.6K | May 4, 2026 |
| Wenger E Philip | — | $325.6K | Jul 13, 2026 |
| Sargent Angela M | — | $312.0K | Aug 4, 2026 |
| Crutchfield Lisa | — | $101.7K | Aug 5, 2026 |
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Sep 3, 2026 | Kraemer Richard S SEVP & CFO | Option exercise | 14,019 | $0 |
| Sep 3, 2026 | Kraemer Richard S SEVP & CFO | Tax withheld | 5,219 | $124.6K |
| Sep 2, 2026 | Gremer Kevin C SEVP Chief Operations & Tech | Tax withheld | 803 | $19.0K |
| Sep 2, 2026 | Gremer Kevin C SEVP Chief Operations & Tech | Option exercise | 2,666 | $0 |
| Aug 29, 2026 | Mauriello Josephine E SEVP Head of Consumer Banking | Option exercise | 420 | $0 |
| Aug 29, 2026 | Mauriello Josephine E SEVP Head of Consumer Banking | Tax withheld | 420 | $9.9K |
| Aug 5, 2026 | Crutchfield Lisa Director | Sale | 4,100 | $101.7K |
| Aug 4, 2026 | Sargent Angela M SEVP & Chief Info Officer | Sale | 12,562 | $312.0K |
| Jul 30, 2026 | Wenger E Philip Director | Gift | 8,000 | $0 |
| Jul 13, 2026 | Wenger E Philip Director | Sale 10b5-1 plan | 5,000 | $120.7K |
| Jun 6, 2026 | Kraemer Richard S SEVP & CFO | Other | 136 | $2.5K |
| Jun 1, 2026 | Shirk Michael F Director | Option exercise | 5,117 | $0 |
| Jun 1, 2026 | Devine Denise L Director | Option exercise | 5,117 | $0 |
| Jun 1, 2026 | Pergolin Antoinette M Director | Option exercise | 5,117 | $0 |
| Jun 1, 2026 | Wenger E Philip Director | Option exercise | 5,117 | $0 |
| Jun 1, 2026 | MOXLEY JAMES R III Director | Option exercise | 5,117 | $0 |
| May 4, 2026 | Myers Curtis J Chairman & CEO | Sale 10b5-1 plan | 30,748 | $653.6K |
| May 1, 2026 | Fiol Andrew B Sr Executive Vice President | Tax withheld | 9,766 | $211.1K |
| May 1, 2026 | Fiol Andrew B Sr Executive Vice President | Option exercise | 34,272 | $0 |
| May 1, 2026 | Myers Curtis J Chairman & CEO | Tax withheld 10b5-1 plan | 54,174 | $1.17M |
| May 1, 2026 | Luddington Natasha R. Sr.EVP & Chief Legal Officer | Option exercise | 30,005 | $0 |
| May 1, 2026 | Cossetti Anthony Chief Accounting Officer | Tax withheld | 1,507 | $32.6K |
| May 1, 2026 | Cossetti Anthony Chief Accounting Officer | Option exercise | 5,282 | $0 |
| May 1, 2026 | Myers Curtis J Chairman & CEO | Option exercise 10b5-1 plan | 116,526 | $0 |
| May 1, 2026 | Taylor Bernadette M Sr Executive Vice President | Tax withheld | 9,475 | $204.9K |
| May 1, 2026 | Luddington Natasha R. Sr.EVP & Chief Legal Officer | Tax withheld | 13,233 | $286.1K |
| May 1, 2026 | Taylor Bernadette M Sr Executive Vice President | Tax withheld | 93 | $2.0K |
| May 1, 2026 | Taylor Bernadette M Sr Executive Vice President | Option exercise | 23,990 | $0 |
| May 1, 2026 | Mueller Meg R SEVP | Tax withheld | 15,525 | $335.7K |
| May 1, 2026 | Malhotra Atul Chief Risk Officer | Option exercise | 5,942 | $0 |
| May 1, 2026 | Mueller Meg R SEVP | Tax withheld | 130 | $2.8K |
| May 1, 2026 | Mauriello Josephine E SEVP Head of Consumer Banking | Tax withheld | 1,303 | $28.2K |
| May 1, 2026 | Mauriello Josephine E SEVP Head of Consumer Banking | Option exercise | 3,601 | $0 |
| May 1, 2026 | Glover John J SEVP | Tax withheld | 1,369 | $29.6K |
| May 1, 2026 | Sargent Angela M SEVP & Chief Info Officer | Tax withheld | 10,976 | $237.3K |
| May 1, 2026 | Glover John J SEVP | Option exercise | 4,033 | $0 |
| May 1, 2026 | Malhotra Atul Chief Risk Officer | Tax withheld | 2,600 | $56.2K |
| May 1, 2026 | Mueller Meg R SEVP | Option exercise | 35,696 | $0 |
| May 1, 2026 | Sargent Angela M SEVP & Chief Info Officer | Option exercise | 29,157 | $0 |
| Apr 16, 2026 | Martin George K Director | Other | 16 | $342 |
| Apr 13, 2026 | Wenger E Philip Director | Sale 10b5-1 plan | 5,000 | $107.1K |
| Mar 12, 2026 | Fiol Andrew B Sr Executive Vice President | Other | 180 | $3.5K |
| Mar 12, 2026 | Myers Curtis J Chairman & CEO | Other 10b5-1 plan | 207 | $4.1K |
| Mar 12, 2026 | Kraemer Richard S SEVP & CFO | Other | 749 | $14.7K |
| Mar 12, 2026 | Gremer Kevin C SEVP Chief Operations & Tech | Other | 1,273 | $25.0K |
| Mar 9, 2026 | Taylor Bernadette M Sr Executive Vice President | Gift | 425 | $0 |
| Jan 16, 2026 | Martin George K Director | Other | 17 | $339 |
| Jan 12, 2026 | Wenger E Philip Director | Sale 10b5-1 plan | 5,000 | $97.8K |
| Dec 5, 2025 | Taylor Bernadette M Sr Executive Vice President | Gift | 425 | $0 |
| Dec 3, 2025 | Fiol Andrew B Sr Executive Vice President | Gift | 11,000 | $0 |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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