Northpointe Bancshares (NPB) earnings

NORTHPOINTE BANCSHARES INC· Financials

Results to: Jun 2026
Latest analysed call: Sep 2026 (Q3 FY26)
Balance sheet to: Dec 2025

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Northpointe Bancshares earnings: last reported Wed, 21 Oct 2026, for the quarter ended Sep 2026.

Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

Metric	Value	Change	Basis	Period	Note
Revenue	Unavailable	—	Quarterly, as filed	Quarter to Jun 2026	Not in the filed figures for the quarter to jun 2026. No older figure is substituted.
Operating margin	Unavailable	—	Operating profit / revenue	Quarter to Jun 2026	Not in the filed figures for the quarter to jun 2026. No older figure is substituted.
Net profit	21.7 $ million	+6.9% YoY	Quarterly, as filed	Quarter to Jun 2026	Profit after tax as filed.

Source: Inve data from filed results (SEC filings) · to Jun 2026

Price

$15.44 −0.06% · −$0.01

Last close Oct 23, 2026 · US · USD · Source: Inve

Performance −7.3% 1Y

1Y: $16.65 on 22 Oct 2025 → $15.44. High $19.31 (1 Jul 2026), low $14.57 (30 Sept 2026).

Previous close: $15.45
52-week range: $14.57 – $19.31
One year: −6.48%

Overview

Symbol: NPB
Sector: Financials
Exchange: US
Currency: USD

Financials

What the filings say

Net profit, year on year: +7% (quarter to jun 2026 against jun 2025).

In $ million. Oldest period first.

Line item	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Profit before tax	25	15	23	27	29	32	29	29
Tax rate	24.0%	25.0%	23.7%	23.7%	24.0%	26.0%	24.7%	24.7%
Net profit	19	11	17	20	22	24	22	22
EPS ($ per share)	0.67	—	0.50	0.52	0.58	—	0.63	0.61

Source: Inve data · income statement, quarterly · to Jun 2026

In $ million. Oldest period first.

Line item	Dec 2023	Dec 2024	Dec 2025
Reserves	251	296	364
Total liabilities	4,328	4,762	6,454
Fixed assets	29	27	28
Total assets	4,758	5,224	7,023

Source: Inve data · balance sheet · to Dec 2025

In $ million. Oldest period first.

Line item	Dec 2023	Dec 2024	Dec 2025
Cash from operations	504	20	44
Cash from investing	-751	-458	-1,630
Cash from financing	324	463	1,706
Net cash flow	78	24	120
Capital expenditure	-3	-1	-3
Free cash flow	501	19	42

Source: Inve data · cash flow · to Dec 2025

NPB operating KPIs by quarter

NPB operating KPIs stated on its earnings calls, by fiscal quarter
KPI	Jun 2026 Q2 FY26	Sep 2026 Q3 FY26	Change vs prior quarter
Net interest margin	2.33% Our second quarter net interest margin was 2.33%, and year-to-date 2026 was 2.37% based on the tightening of NPP yields and no significant forecasted changes to the mix or rates paid on liabilities, I'm expecting a net interest margin range of 2.3% to 2.4% for full year 2026. Source: earnings call transcript	2.32% Our third quarter net interest margin was 2.32% and year-to-date 2026 was 2.36%. Source: earnings call transcript	0 pt

Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.

Insider filings

52 filings between Nov 17, 2025 and Sep 1, 2026.

Open market

decisions to buy or sell

Purchases

$4.25M

8 purchases by 2 insiders

Sales

$1.84M

24 sales by 3 insiders

83% filed under a 10b5-1 plan — scheduled in advance, not decided on the day

Compensation

not trading decisions

10: Option exercise — converted options into shares
8: Tax withheld — shares kept back by the company to cover tax

Also filed: 2 gifts.

Who traded

open market only

Insider	Bought	Sold	Last filing
Williams Charles Alan	$4.24M	—	Sep 1, 2026
Dean Richard Jeffery	—	$1.01M	Mar 9, 2026
Hooker David Stevens	—	$541.9K	Aug 14, 2026
Butler Amy M	—	$290.0K	Jan 29, 2026
Lawrence David F.	$9.1K	—	Mar 3, 2026

Latest filings (50)

Date	Insider	What	Shares	Value
Sep 1, 2026	Williams Charles Alan CHAIRMAN & CEO	Purchase	85,000	$1.42M
Aug 26, 2026	Williams Charles Alan CHAIRMAN & CEO	Purchase	48,312	$818.7K
Aug 25, 2026	Williams Charles Alan CHAIRMAN & CEO	Purchase	30,000	$508.4K
Aug 14, 2026	Hooker David Stevens Director	Sale 10b5-1 plan	720	$12.6K
Aug 14, 2026	Hooker David Stevens Director	Sale 10b5-1 plan	52	$910
Aug 13, 2026	Hooker David Stevens Director	Sale 10b5-1 plan	24	$421
Aug 13, 2026	Hooker David Stevens Director	Sale 10b5-1 plan	339	$5.9K
Aug 4, 2026	Hooker David Stevens Director	Sale 10b5-1 plan	2,946	$51.8K
Aug 4, 2026	Hooker David Stevens Director	Sale 10b5-1 plan	210	$3.7K
Aug 3, 2026	Hooker David Stevens Director	Sale 10b5-1 plan	2,995	$52.7K
Aug 3, 2026	Hooker David Stevens Director	Sale 10b5-1 plan	214	$3.8K
Jul 1, 2026	Hooker David Stevens Director	Sale 10b5-1 plan	7,000	$135.1K
Jul 1, 2026	Hooker David Stevens Director	Sale 10b5-1 plan	500	$9.6K
Jun 9, 2026	Hooker David Stevens Director	Sale 10b5-1 plan	157	$2.8K
Jun 9, 2026	Hooker David Stevens Director	Sale 10b5-1 plan	2,194	$38.8K
Jun 8, 2026	Hooker David Stevens Director	Sale 10b5-1 plan	722	$12.6K
Jun 8, 2026	Hooker David Stevens Director	Sale 10b5-1 plan	17	$298
Jun 5, 2026	Hooker David Stevens Director	Sale 10b5-1 plan	51	$894
Jun 5, 2026	Hooker David Stevens Director	Sale 10b5-1 plan	234	$4.1K
Jun 2, 2026	Hooker David Stevens Director	Sale 10b5-1 plan	275	$4.8K
Jun 2, 2026	Hooker David Stevens Director	Sale 10b5-1 plan	3,850	$67.4K
May 13, 2026	Williams Charles Alan CHAIRMAN & CEO	Purchase	25,000	$427.0K
May 12, 2026	Williams Charles Alan CHAIRMAN & CEO	Purchase	25,000	$430.3K
May 1, 2026	Hooker David Stevens Director	Sale 10b5-1 plan	7,000	$124.7K
May 1, 2026	Hooker David Stevens Director	Sale 10b5-1 plan	500	$8.9K
Apr 1, 2026	Comps Kevin J PRESIDENT & SECRETARY	Option exercise	9,333	$0
Apr 1, 2026	Williams Charles Alan CHAIRMAN & CEO	Option exercise	49,560	$0
Apr 1, 2026	Williams Charles Alan CHAIRMAN & CEO	Option exercise	9,333	$0
Apr 1, 2026	Butler Amy M EVP, NATIONAL SALES	Option exercise	7,000	$0
Apr 1, 2026	Butler Amy M EVP, NATIONAL SALES	Tax withheld	2,173	$37.5K
Apr 1, 2026	Christel David J PRES, MORTGAGE PURCH PROGRAM	Option exercise	9,333	$0
Apr 1, 2026	Christel David J PRES, MORTGAGE PURCH PROGRAM	Tax withheld	3,673	$63.4K
Apr 1, 2026	Comps Kevin J PRESIDENT & SECRETARY	Tax withheld	4,017	$69.3K
Apr 1, 2026	Howes Brad T EVP, CHIEF FINANCIAL OFFICER	Option exercise	7,000	$0
Apr 1, 2026	Howes Brad T EVP, CHIEF FINANCIAL OFFICER	Tax withheld	2,912	$50.3K
Mar 9, 2026	Dean Richard Jeffery Director	Sale	57,619	$1.01M
Mar 3, 2026	Lawrence David F. Director	Purchase	500	$9.1K
Feb 12, 2026	Williams Charles Alan CHAIRMAN & CEO	Purchase	23,450	$395.9K
Feb 11, 2026	Williams Charles Alan CHAIRMAN & CEO	Purchase	14,205	$240.1K
Jan 29, 2026	Butler Amy M EVP, NATIONAL SALES	Sale	6,365	$111.4K
Jan 27, 2026	Butler Amy M EVP, NATIONAL SALES	Sale	6,800	$122.7K
Jan 27, 2026	Butler Amy M EVP, NATIONAL SALES	Sale	3,111	$55.8K
Dec 19, 2025	Howes Brad T EVP, CHIEF FINANCIAL OFFICER	Tax withheld	2,457	$43.4K
Dec 19, 2025	Comps Kevin J PRESIDENT & SECRETARY	Option exercise	79,697	$0
Dec 19, 2025	Comps Kevin J PRESIDENT & SECRETARY	Tax withheld	34,745	$613.9K
Dec 19, 2025	Christel David J PRES, MORTGAGE PURCH PROGRAM	Option exercise	85,897	$0
Dec 19, 2025	Christel David J PRES, MORTGAGE PURCH PROGRAM	Tax withheld	33,801	$597.3K
Dec 19, 2025	Butler Amy M EVP, NATIONAL SALES	Option exercise	23,097	$0
Dec 19, 2025	Butler Amy M EVP, NATIONAL SALES	Tax withheld	6,821	$120.5K
Dec 19, 2025	Howes Brad T EVP, CHIEF FINANCIAL OFFICER	Option exercise	8,590	$0

Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.

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