Norwood Financial (NWFL) earnings

NORWOOD FINANCIAL CORP· Financials

Results to: Jun 2026
Latest analysed call: Jun 2026 (Q2 FY26)
Balance sheet to: Dec 2025

Company research is public. Sign in to keep your own companies, notes and cases.

Norwood Financial earnings: last reported Wed, 22 Jul 2026, for the quarter ended Jun 2026.

Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

Metric	Value	Change	Basis	Period	Note
Revenue	2.1 $ million	+12.5% YoY	Quarterly, as filed	Quarter to Jun 2026	Revenue from operations as filed.
Operating margin	Unavailable	—	Operating profit / revenue	Quarter to Jun 2026	Not in the filed figures for the quarter to jun 2026. No older figure is substituted.
Net profit	9.3 $ million	+50.3% YoY	Quarterly, as filed	Quarter to Jun 2026	Profit after tax as filed.

Source: Inve data from filed results (SEC filings) · to Jun 2026

Price

$34.77 +0.58% · +$0.2

Last close Oct 23, 2026 · US · USD · Source: Inve

Performance +31.7% 1Y

1Y: $26.41 on 22 Oct 2025 → $34.77. High $35.25 (15 Sept 2026), low $26.16 (23 Oct 2025).

Previous close: $34.57
52-week range: $26.16 – $35.25
One year: +32.91%

Overview

Symbol: NWFL
Sector: Financials
Exchange: US
Currency: USD

Financials

What the filings say

Net profit, year on year: +50% (quarter to jun 2026 against jun 2025).

In $ million. Oldest period first.

Line item	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Sales	2	2	2	2	2	2	2	2
Profit before tax	5	-16	7	8	11	9	5	12
Tax rate	20.7%	21.2%	20.8%	20.8%	20.9%	20.6%	22.6%	19.8%
Net profit	4	-13	6	6	8	7	4	9
EPS ($ per share)	0.48	—	0.63	0.67	0.89	—	0.35	0.86

Source: Inve data · income statement, quarterly · to Jun 2026

In $ million. Oldest period first.

Line item	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Equity capital	1	1	1	1	1	1	1	1
Reserves	78	87	94	110	130	135	125	141
Total liabilities	1,062	1,093	1,657	1,863	1,880	2,020	2,104	2,183
Fixed assets	14	14	18	17	18	18	20	23
Total assets	1,185	1,231	1,852	2,069	2,047	2,201	2,317	2,425

Source: Inve data · balance sheet · to Dec 2025

In $ million. Oldest period first.

Line item	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Cash from operations	17	18	14	29	31	30	23	34
Cash from investing	-55	-40	-61	-131	-208	-117	-115	-129
Cash from financing	39	18	144	197	2	121	99	67
Capital expenditure	-1	-2	-1	-1	-2	-1	-3	-5
Free cash flow	16	17	13	28	29	28	20	29

Source: Inve data · cash flow · to Dec 2025

Insider filings

168 filings between Oct 27, 2025 and Oct 13, 2026.

Open market

decisions to buy or sell

Purchases

$584.8K

25 purchases by 7 insiders

Sales

$103.6K

4 sales by 1 insider

Compensation

not trading decisions

130: Award — granted as compensation
4: Option exercise — converted options into shares
1: Tax withheld — shares kept back by the company to cover tax

Also filed: 4 gifts.

Who traded

open market only

Insider	Bought	Sold	Last filing
Shook James	$320.3K	—	Jul 28, 2026
Carroll Joseph W	$193.5K	—	May 5, 2026
O'Bell Vincent	—	$103.6K	Sep 2, 2026
McCaffery John Martin JR	$29.4K	—	Apr 30, 2026
Schmalzle Ronald R	$21.1K	—	May 26, 2026
Donnelly James O	$8.5K	—	Apr 29, 2026
FORTE ANDREW	$8.0K	—	May 12, 2026
PHILLIPS KENNETH A	$4.0K	—	Oct 31, 2025

Latest filings (50)

Date	Insider	What	Shares	Value
Oct 13, 2026	Gifford Jeffrey S Director	Award	40	$1.3K
Oct 13, 2026	Shook James Director	Award	40	$1.3K
Oct 13, 2026	Nacinovich Marissa S Director	Award	40	$1.3K
Oct 13, 2026	Carroll Joseph W Director	Award	40	$1.3K
Oct 13, 2026	FORTE ANDREW Director	Award	50	$1.7K
Oct 13, 2026	PHILLIPS KENNETH A Director	Award	40	$1.3K
Oct 13, 2026	Andress Spencer J Director	Award	40	$1.3K
Oct 13, 2026	Matergia Ralph A Director	Award	40	$1.3K
Oct 13, 2026	Schmalzle Ronald R Director	Award	40	$1.3K
Oct 13, 2026	LAMONT KEVIN M Director	Award	40	$1.3K
Oct 13, 2026	Nolan Alexandra K Director	Award	40	$1.3K
Oct 13, 2026	Hungerford Meg L Director	Award	40	$1.3K
Sep 10, 2026	Shook James Director	Award	39	$1.3K
Sep 10, 2026	LAMONT KEVIN M Director	Award	39	$1.3K
Sep 10, 2026	Matergia Ralph A Director	Award	39	$1.3K
Sep 10, 2026	PHILLIPS KENNETH A Director	Award	39	$1.3K
Sep 10, 2026	Andress Spencer J Director	Award	39	$1.3K
Sep 10, 2026	Nacinovich Marissa S Director	Award	39	$1.3K
Sep 10, 2026	FORTE ANDREW Director	Award	48	$1.7K
Sep 10, 2026	Carroll Joseph W Director	Award	39	$1.3K
Sep 10, 2026	Gifford Jeffrey S Director	Award	39	$1.3K
Sep 10, 2026	Nolan Alexandra K Director	Award	39	$1.3K
Sep 10, 2026	Schmalzle Ronald R Director	Award	39	$1.3K
Sep 10, 2026	Hungerford Meg L Director	Award	39	$1.3K
Sep 4, 2026	O'Bell Vincent EVP & Chief Lending Officer	Option exercise	1,500	$40.4K
Sep 4, 2026	O'Bell Vincent EVP & Chief Lending Officer	Option exercise	750	$16.8K
Sep 2, 2026	O'Bell Vincent EVP & Chief Lending Officer	Sale	300	$10.4K
Sep 2, 2026	O'Bell Vincent EVP & Chief Lending Officer	Sale	100	$3.5K
Sep 2, 2026	O'Bell Vincent EVP & Chief Lending Officer	Sale	1,100	$38.0K
Sep 2, 2026	O'Bell Vincent EVP & Chief Lending Officer	Sale	1,500	$51.8K
Sep 2, 2026	O'Bell Vincent EVP & Chief Lending Officer	Option exercise	1,500	$48.5K
Sep 2, 2026	O'Bell Vincent EVP & Chief Lending Officer	Option exercise	1,500	$49.2K
Aug 10, 2026	Schmalzle Ronald R Director	Award	40	$1.4K
Aug 10, 2026	Shook James Director	Award	40	$1.4K
Aug 10, 2026	LAMONT KEVIN M Director	Award	40	$1.4K
Aug 10, 2026	Andress Spencer J Director	Award	40	$1.4K
Aug 10, 2026	Carroll Joseph W Director	Award	40	$1.4K
Aug 10, 2026	FORTE ANDREW Director	Award	49	$1.7K
Aug 10, 2026	Gifford Jeffrey S Director	Award	40	$1.4K
Aug 10, 2026	Hungerford Meg L Director	Award	40	$1.4K
Aug 10, 2026	Matergia Ralph A Director	Award	40	$1.4K
Aug 10, 2026	Nacinovich Marissa S Director	Award	40	$1.4K
Aug 10, 2026	PHILLIPS KENNETH A Director	Award	40	$1.4K
Aug 10, 2026	Nolan Alexandra K Director	Award	40	$1.4K
Jul 28, 2026	Shook James Director	Purchase	3,100	$107.1K
Jul 10, 2026	Matergia Ralph A Director	Award	43	$1.4K
Jul 10, 2026	Nacinovich Marissa S Director	Award	43	$1.4K
Jul 10, 2026	Nolan Alexandra K Director	Award	43	$1.4K
Jul 10, 2026	PHILLIPS KENNETH A Director	Award	43	$1.4K
Jul 10, 2026	Schmalzle Ronald R Director	Award	43	$1.4K

Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.

Your own record

Start an Inve Case for NORWOOD FINANCIAL CORP

Free account. Everything above stays public.

Write why you follow NORWOOD FINANCIAL CORP and the condition you want checked. Inve compares your numeric conditions with available results and management guidance; your own conditions remain yours to review.

What an account adds

Keep reading