OFG Bancorp (OFG) earnings

Results to: Jun 2026
Latest analysed call: Sep 2026 (Q3 FY26)
Balance sheet to: Dec 2025

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OFG Bancorp earnings: last reported Wed, 21 Oct 2026, for the quarter ended Sep 2026.

Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

Metric	Value	Change	Basis	Period	Note
Revenue	Unavailable	—	Quarterly, as filed	Quarter to Jun 2026	Not in the filed figures for the quarter to jun 2026. No older figure is substituted.
Operating margin	Unavailable	—	Operating profit / revenue	Quarter to Jun 2026	Not in the filed figures for the quarter to jun 2026. No older figure is substituted.
Net profit	58.8 $ million	+13.5% YoY	Quarterly, as filed	Quarter to Jun 2026	Profit after tax as filed.

Source: Inve data from filed results (SEC filings) · to Jun 2026

Price

$51.27 −0.18% · −$0.09

Last close Oct 23, 2026 · US · USD · Source: Inve

Performance +29.5% 1Y

1Y: $39.6 on 22 Oct 2025 → $51.27. High $53.95 (14 Aug 2026), low $37.15 (23 Jan 2026).

Previous close: $51.36
52-week range: $37.15 – $53.95
One year: +30.89%

Overview

Symbol: OFG
Sector: Financials
Exchange: US
Currency: USD

Financials

What the filings say

Net profit, year on year: +13% (quarter to jun 2026 against jun 2025).

In $ million. Oldest period first.

Line item	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Sales	0	—	—	—	—	—	—	—
Expenses	0	—	—	—	—	—	—	—
Profit before tax	62	53	59	66	61	47	69	74
Tax rate	23.9%	4.6%	23.3%	21.4%	15.5%	−17.9%	21.6%	21.1%
Net profit	47	50	46	52	52	56	54	59
EPS ($ per share)	1.01	—	1.01	1.15	1.17	—	1.26	1.39

Source: Inve data · income statement, quarterly · to Jun 2026

In $ million. Oldest period first.

Line item	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Equity capital	60	60	60	60	60	60	60	60
Reserves	253	280	300	400	516	639	772	905
Total liabilities	5,583	8,252	8,740	8,831	8,776	10,151	10,246	11,076
Fixed assets	69	81	84	92	107	104	105	94
Total assets	6,583	9,298	9,826	9,900	9,819	11,344	11,501	12,466

Source: Inve data · balance sheet · to Dec 2025

In $ million. Oldest period first.

Line item	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Cash from operations	133	110	35	100	164	296	253	218
Cash from investing	-489	842	758	-183	-1,513	-1,405	-336	-438
Cash from financing	317	-549	510	-49	-125	1,307	-74	670
Net cash flow	—	403	1,303	-132	-1,473	198	-157	449
Capital expenditure	-11	-13	-15	-23	-31	-18	-21	-18
Free cash flow	122	97	20	77	133	278	231	199

Source: Inve data · cash flow · to Dec 2025

Insider filings

82 filings between Nov 10, 2025 and Sep 15, 2026.

Open market

decisions to buy or sell

Purchases

$64.8K

1 purchase by 1 insider

Sales

$6.06M

8 sales by 5 insiders

Compensation

not trading decisions

26: Award — granted as compensation
6: Option exercise — converted options into shares
38: Tax withheld — shares kept back by the company to cover tax

Also filed: 3 gifts.

Who traded

open market only

Insider	Bought	Sold	Last filing
FERNANDEZ JOSE RAFAEL	—	$3.97M	Jul 24, 2026
Colon Jorge	—	$1.02M	Nov 10, 2025
Arizmendi Maritza	—	$533.5K	Aug 14, 2026
De Jesus Nestor	—	$296.6K	Aug 12, 2026
Ortiz Cesar A	—	$232.0K	Dec 15, 2025
Franqui Annette	$64.8K	—	Feb 20, 2026

Latest filings (50)

Date	Insider	What	Shares	Value
Sep 15, 2026	FERNANDEZ JOSE RAFAEL CEO; Chairman BOD	Gift	10,000	—
Sep 9, 2026	FERNANDEZ JOSE RAFAEL CEO; Chairman BOD	Gift	600	—
Aug 26, 2026	Grindstaff Lynda Director	Award	50	—
Aug 26, 2026	Garcia Rodriguez Roberto Director	Award	50	—
Aug 26, 2026	Grindstaff Lynda Director	Tax withheld	5	$259
Aug 26, 2026	Garcia Rodriguez Roberto Director	Tax withheld	5	$259
Aug 14, 2026	Arizmendi Maritza Chief Financial Officer	Sale	10,000	$533.5K
Aug 12, 2026	De Jesus Nestor Director	Sale	4,000	$212.0K
Jul 24, 2026	FERNANDEZ JOSE RAFAEL CEO; Chairman BOD	Sale	52,352	$2.75M
May 19, 2026	Rodriguez Mari Evelyn Chief Retail Banking Officer	Tax withheld	1,957	$89.5K
May 19, 2026	Rodriguez Mari Evelyn Chief Retail Banking Officer	Option exercise	8,750	—
Apr 23, 2026	FERNANDEZ JOSE RAFAEL CEO; Chairman BOD	Gift	10,000	—
Mar 10, 2026	Haggarty Patrick J. Managing Director Comm. Bankin	Award	717	—
Mar 10, 2026	Arizmendi Maritza Chief Financial Officer	Tax withheld	431	$17.8K
Mar 10, 2026	Ortiz Cesar A Chief Risk Officer	Tax withheld	376	$15.6K
Mar 10, 2026	Rodriguez Mari Evelyn Chief Retail Banking Officer	Award	717	—
Mar 10, 2026	Haggarty Patrick J. Managing Director Comm. Bankin	Tax withheld	175	$7.2K
Mar 10, 2026	Gonzalez Hugh General Counsel	Award	667	—
Mar 10, 2026	Arizmendi Maritza Chief Financial Officer	Award	1,417	—
Mar 10, 2026	Garcia Ada Managing Dir Customer Intelli	Award	717	—
Mar 10, 2026	Garcia Ada Managing Dir Customer Intelli	Tax withheld	231	$9.6K
Mar 10, 2026	Gonzalez Hugh General Counsel	Tax withheld	250	$10.3K
Mar 10, 2026	Ortiz Cesar A Chief Risk Officer	Award	717	—
Mar 10, 2026	Rodriguez Mari Evelyn Chief Retail Banking Officer	Tax withheld	199	$8.2K
Mar 10, 2026	FERNANDEZ JOSE RAFAEL CEO; Chairman BOD	Tax withheld	1,667	$69.0K
Mar 10, 2026	FERNANDEZ JOSE RAFAEL CEO; Chairman BOD	Award	5,150	—
Mar 4, 2026	Colon Jorge Director	Award	1,500	—
Mar 4, 2026	Rodriguez Mari Evelyn Chief Retail Banking Officer	Tax withheld	183	$7.8K
Mar 4, 2026	Rodriguez Mari Evelyn Chief Retail Banking Officer	Award	660	—
Mar 4, 2026	Colon Jorge Director	Tax withheld	150	$6.4K
Mar 4, 2026	Ortiz Cesar A Chief Risk Officer	Tax withheld	381	$16.3K
Mar 4, 2026	Ortiz Cesar A Chief Risk Officer	Tax withheld	412	$17.1K
Mar 4, 2026	Gonzalez Hugh General Counsel	Tax withheld	278	$11.5K
Mar 4, 2026	Gonzalez Hugh General Counsel	Award	1,310	—
Mar 4, 2026	Garcia Ada Managing Dir Customer Intelli	Tax withheld	248	$10.6K
Mar 4, 2026	Ortiz Cesar A Chief Risk Officer	Award	1,410	—
Mar 4, 2026	FERNANDEZ JOSE RAFAEL CEO; Chairman BOD	Tax withheld	2,195	$90.9K
Mar 4, 2026	Garcia Ada Managing Dir Customer Intelli	Award	1,410	—
Mar 4, 2026	Haggarty Patrick J. Managing Director Comm. Bankin	Tax withheld	196	$8.4K
Mar 4, 2026	Haggarty Patrick J. Managing Director Comm. Bankin	Tax withheld	202	$8.4K
Mar 4, 2026	Haggarty Patrick J. Managing Director Comm. Bankin	Award	1,410	—
Mar 4, 2026	Velez-Dominguez Rafael A Director	Tax withheld	150	$6.4K
Mar 4, 2026	Velez-Dominguez Rafael A Director	Award	1,500	—
Mar 4, 2026	Franqui Annette Director	Tax withheld	150	$6.4K
Mar 4, 2026	Franqui Annette Director	Award	1,500	—
Mar 4, 2026	Garcia Ada Managing Dir Customer Intelli	Tax withheld	260	$10.8K
Mar 4, 2026	Harnett Sue Director	Tax withheld	150	$6.4K
Mar 4, 2026	Harnett Sue Director	Award	1,500	—
Mar 4, 2026	De Jesus Nestor Director	Tax withheld	150	$6.4K
Mar 4, 2026	De Jesus Nestor Director	Award	1,500	—

Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.

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