Sep 2026 (Q3 FY26) — Oct 22, 2026
SB Financial Group Q3 FY26 — Sustained Loan Growth and Margin Expansion Amid Strategic Investments
Read the full callSB Financial Group earnings: last reported Thu, 22 Oct 2026, for the quarter ended Sep 2026.
Reported
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | Quarterly, as filed | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 4.5 | +16.7% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Price
1Y: $19.85 on 22 Oct 2025 → $30.3. High $30.73 (24 Sept 2026), low $18.72 (3 Nov 2025).
Overview
Call summaries
SB Financial Group Q3 FY26 — Sustained Loan Growth and Margin Expansion Amid Strategic Investments
Read the full callSB Financial Group Q2 FY26 — Strong Execution and Diversified Revenue Drive Profitability
Read the full callEvery analysed call
Financials
Net profit, year on year: +17% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Profit before tax | 3 | 5 | 3 | 5 | 5 | 5 | 5 | 6 |
| Tax rate | 24.2% | 19.7% | 16.6% | 18.5% | 18.4% | 21.4% | 18.6% | 18.3% |
| Net profit | 2 | 4 | 2 | 4 | 4 | 4 | 4 | 4 |
| EPS ($ per share) | 0.35 | — | 0.33 | 0.60 | 0.64 | — | 0.69 | 0.72 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 40 | 54 | 54 | 54 | 61 | 61 | 61 | 61 |
| Reserves | 64 | 73 | 85 | 100 | 102 | 108 | 116 | 126 |
| Total liabilities | 856 | 902 | 1,115 | 1,186 | 1,217 | 1,219 | 1,252 | 1,404 |
| Fixed assets | 22 | 23 | 24 | 23 | 23 | 21 | 20 | 22 |
| Total assets | 987 | 1,039 | 1,258 | 1,331 | 1,336 | 1,343 | 1,380 | 1,545 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 14 | 19 | 24 | 17 | 26 | 14 | 9 | 24 |
| Cash from investing | -88 | -68 | -57 | -72 | -166 | -17 | -29 | -68 |
| Cash from financing | 95 | 27 | 147 | 64 | 18 | -1 | 22 | 90 |
| Capital expenditure | -2 | -2 | -2 | -2 | -2 | -1 | -1 | -3 |
| Free cash flow | 12 | 17 | 22 | 15 | 24 | 13 | 8 | 21 |
| KPI | Jun 2026 Q2 FY26 | Sep 2026 Q3 FY26 | Change vs prior quarter |
|---|---|---|---|
| Assets under management (AUM) Wealth Management Division | <$557MConcurrently, our Wealth Management Division finished the period with fees improving to $955,000 and assets to nearly $557 million.Source: earnings call transcript | $578MWithin this framework, our wealth management division continues to provide a robust array of advisory services with total wealth and brokerage assets under management, finishing the quarter at $578 million.Source: earnings call transcript | — |
Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.
20 filings between Feb 4, 2026 and Sep 15, 2026.
Purchases
$993
1 purchase by 1 insider
Sales
$144.2K
3 sales by 1 insider
| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| HARDGROVE RICHARD L | — | $144.2K | Sep 15, 2026 |
| Strausbaugh Sue Ann | $993 | — | Mar 4, 2026 |
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Sep 15, 2026 | HARDGROVE RICHARD L Director | Sale | 3,702 | $107.7K |
| Jun 15, 2026 | HARDGROVE RICHARD L Director | Sale | 650 | $14.9K |
| Mar 4, 2026 | Strausbaugh Sue Ann Director | Purchase | 48 | $993 |
| Feb 5, 2026 | STOLLY TIMOTHY J. Director | Award | 1,150 | $25.5K |
| Feb 5, 2026 | CARTER GEORGE W Director | Award | 1,150 | $25.5K |
| Feb 5, 2026 | Kissner Rita A Director | Award | 1,150 | $25.5K |
| Feb 5, 2026 | KLEIN MARK A CHAIRMAN, PRESIDENT, CEO | Award | 7,348 | $162.7K |
| Feb 5, 2026 | FINN GAYLYN J Director | Award | 1,150 | $25.5K |
| Feb 5, 2026 | MARTIN WILLIAM G Director | Award | 1,150 | $25.5K |
| Feb 5, 2026 | HELBERG TOM R Director | Award | 1,150 | $25.5K |
| Feb 5, 2026 | GAYTAN GARCIA JUAN ERNESTO EVP OF SUBSIDIARY | Award | 3,672 | $81.3K |
| Feb 5, 2026 | DILLER KEETA JANE EVP OF SUBSIDIARY | Award | 3,672 | $0 |
| Feb 5, 2026 | COSENTINO ANTHONY VAN EVP & CFO | Award | 3,672 | $81.3K |
| Feb 5, 2026 | CLAXTON TIMOTHY L. Director | Award | 1,150 | $25.5K |
| Feb 5, 2026 | Strausbaugh Sue Ann Director | Award | 50 | $1.1K |
| Feb 5, 2026 | WALZ STEVEN A. EVP OF SUBSIDIARY | Tax withheld | 878 | $19.4K |
| Feb 5, 2026 | HARDGROVE RICHARD L Director | Award | 1,150 | $25.5K |
| Feb 5, 2026 | WALZ STEVEN A. EVP OF SUBSIDIARY | Award | 3,672 | $0 |
| Feb 5, 2026 | DILLER KEETA JANE EVP OF SUBSIDIARY | Tax withheld | 878 | $19.4K |
| Feb 4, 2026 | HARDGROVE RICHARD L Director | Sale | 977 | $21.6K |
| Jun 23, 2025 | CLAXTON TIMOTHY L. Director | Purchase | 2,000 | $35.3K |
| Jun 20, 2025 | KLEIN MARK A CHAIRMAN, PRESIDENT, CEO | Purchase | 100 | $1.8K |
| Mar 6, 2025 | Homoelle David A. EVP OF SUBSIDIARY | Purchase | 322 | $6.8K |
| Feb 26, 2025 | CARTER GEORGE W Director | Purchase | 134 | $2.8K |
| Feb 13, 2025 | Homoelle David A. EVP OF SUBSIDIARY | Sale | 937 | $22.0K |
| Feb 5, 2025 | MARTIN WILLIAM G Director | Award | 1,024 | $0 |
| Feb 5, 2025 | HARDGROVE RICHARD L Director | Award | 1,024 | $0 |
| Feb 5, 2025 | Kissner Rita A Director | Award | 1,024 | $0 |
| Feb 5, 2025 | KLEIN MARK A CHAIRMAN, PRESIDENT, CEO | Award | 1,840 | $0 |
| Feb 5, 2025 | KLEIN MARK A CHAIRMAN, PRESIDENT, CEO | Tax withheld | 1,364 | $32.0K |
| Feb 5, 2025 | FINN GAYLYN J Director | Award | 1,024 | $0 |
| Feb 5, 2025 | COSENTINO ANTHONY VAN EVP & CFO | Award | 920 | $0 |
| Feb 5, 2025 | COSENTINO ANTHONY VAN EVP & CFO | Tax withheld | 1,138 | $26.7K |
| Feb 5, 2025 | STOLLY TIMOTHY J. Director | Award | 1,024 | $0 |
| Feb 5, 2025 | HELBERG TOM R Director | Award | 1,024 | $0 |
| Feb 5, 2025 | CARTER GEORGE W Director | Award | 1,024 | $0 |
| Feb 5, 2025 | DILLER KEETA JANE EVP OF SUBSIDIARY | Tax withheld | 1,137 | $26.6K |
| Feb 5, 2025 | Homoelle David A. EVP OF SUBSIDIARY | Award | 920 | $0 |
| Feb 5, 2025 | Homoelle David A. EVP OF SUBSIDIARY | Tax withheld | 938 | $22.0K |
| Feb 5, 2025 | CLAXTON TIMOTHY L. Director | Award | 1,024 | $0 |
| Feb 5, 2025 | WALZ STEVEN A. EVP OF SUBSIDIARY | Award | 920 | $0 |
| Feb 5, 2025 | WALZ STEVEN A. EVP OF SUBSIDIARY | Tax withheld | 950 | $22.3K |
| Feb 5, 2025 | GAYTAN GARCIA JUAN ERNESTO EVP OF SUBSIDIARY | Award | 920 | $0 |
| Feb 5, 2025 | DILLER KEETA JANE EVP OF SUBSIDIARY | Award | 920 | $0 |
| Dec 12, 2024 | HARDGROVE RICHARD L Director | Sale | 1,200 | $25.8K |
| Nov 25, 2024 | KLEIN MARK A CHAIRMAN, PRESIDENT, CEO | Gift | 100 | $0 |
| Sep 5, 2024 | HARDGROVE RICHARD L Director | Sale | 1,692 | $28.3K |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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