ServisFirst Bancshares (SFBS) earnings

ServisFirst Bancshares, Inc.· Financials

Results to: Jun 2026
Latest analysed call: Sep 2026 (Q3 FY26)
Balance sheet to: Dec 2025

Company research is public. Sign in to keep your own companies, notes and cases.

ServisFirst Bancshares earnings: last reported Mon, 19 Oct 2026, for the quarter ended Sep 2026.

Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

Metric	Value	Change	Basis	Period	Note
Revenue	Unavailable	—	Quarterly, as filed	Quarter to Jun 2026	Not in the filed figures for the quarter to jun 2026. No older figure is substituted.
Operating margin	Unavailable	—	Operating profit / revenue	Quarter to Jun 2026	Not in the filed figures for the quarter to jun 2026. No older figure is substituted.
Net profit	85.8 $ million	+39.7% YoY	Quarterly, as filed	Quarter to Jun 2026	Profit after tax as filed.

Source: Inve data from filed results (SEC filings) · to Jun 2026

Guidance

What management said, and what became of it

6 of 8 judged targets kept · 7 open · verdicts reflect calls analysed to Jun 2026.

ServisFirst Bancshares, Inc. management guidance track record on Inve: 15 targets tracked across analysed earnings calls (6 achieved, 2 missed, 7 open).

Target	Original wording	Said	Latest call	Verdict
Bank-owned life insurance income (quarterly run rate)	$3.8 million	Mar 2026	Jun 2026:bank-owned life insurance income was $4.1 million, up 94% year-over-year and 47% linked quarter Call transcript, Jun 2026 · no direct link	Achieved
Noninterest expense growth (year-over-year)	high single digit[s]	Dec 2025	Jun 2026:Noninterest expense was $50 million for the quarter, up 5.4% linked quarter and 13% year-over-year. Call transcript, Jun 2026 · no direct link	At Risk
Effective tax rate (annual target)	stay below 20%	Jun 2026	Jun 2026:My target is to stay below 20% on an effective tax rate. Call transcript, Jun 2026 · no direct link	New

Source: Inve Guidance Tracker for ServisFirst Bancshares, Inc. · to Jun 2026

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

2 of ServisFirst Bancshares, Inc.'s 15 targets were missed. See which ones, and which are quietly gone. The 3 above are the free sample; 12 more targets are in the full ledger.

Free account: 5 full ledgers a month and one Inve Case. US Pro opens 100 a month: first month free, no card.

See the full record

Price

$41.22 −0.19% · −$0.08

Last close Oct 23, 2026 · US · USD · Source: Inve

Performance +16.3% 1Y

1Y: $35.43 on 22 Oct 2025 → $41.22. High $45.77 (13 Aug 2026), low $33.88 (20 Nov 2025).

Previous close: $41.3
52-week range: $33.88 – $45.77
One year: +16.44%

Overview

Symbol: SFBS
Sector: Financials
Exchange: US
Currency: USD

Guidance

What management said, and what became of it

6 of 8 judged targets kept · 7 open · verdicts reflect calls analysed to Jun 2026.

ServisFirst Bancshares, Inc. management guidance track record on Inve: 15 targets tracked across analysed earnings calls (6 achieved, 2 missed, 7 open).

Target	Original wording	Said	Latest call	Verdict
Bank-owned life insurance income (quarterly run rate)	$3.8 million	Mar 2026	Jun 2026:bank-owned life insurance income was $4.1 million, up 94% year-over-year and 47% linked quarter Call transcript, Jun 2026 · no direct link	Achieved
Noninterest expense growth (year-over-year)	high single digit[s]	Dec 2025	Jun 2026:Noninterest expense was $50 million for the quarter, up 5.4% linked quarter and 13% year-over-year. Call transcript, Jun 2026 · no direct link	At Risk
Effective tax rate (annual target)	stay below 20%	Jun 2026	Jun 2026:My target is to stay below 20% on an effective tax rate. Call transcript, Jun 2026 · no direct link	New

Source: Inve Guidance Tracker for ServisFirst Bancshares, Inc. · to Jun 2026

The full ledger

Open ServisFirst Bancshares, Inc.’s full ledger

A free account opens 5 company ledgers a month. All 15 tracked commitments, with each call’s wording and source.

Browse the register

Financials

What the filings say

Net profit, year on year: +40% (quarter to jun 2026 against jun 2025).

In $ million. Oldest period first.

Line item	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Profit before tax	72	79	79	77	79	108	101	107
Tax rate	17.2%	17.9%	20.1%	19.8%	16.8%	19.7%	17.8%	19.9%
Net profit	60	65	63	61	66	86	83	86
EPS ($ per share)	1.10	—	1.16	1.12	1.20	—	1.52	1.57

Source: Inve data · income statement, quarterly · to Jun 2026

In $ million. Oldest period first.

Line item	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Equity capital	0	0	0	0	0	0	0	0
Reserves	501	617	748	911	1,110	1,255	1,413	1,614
Total liabilities	7,292	8,105	10,940	14,297	13,298	14,689	15,735	15,877
Fixed assets	58	56	55	60	60	59	59	60
Total assets	8,007	8,948	11,933	15,449	14,596	16,130	17,352	17,727

Source: Inve data · balance sheet · to Dec 2025

In $ million. Oldest period first.

Line item	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Cash from operations	168	164	191	266	273	197	253	355
Cash from investing	-754	-988	-1,411	-1,561	-2,642	-200	-949	-1,154
Cash from financing	790	773	2,801	3,305	-1,036	1,318	941	49
Net cash flow	204	-51	1,581	2,011	-3,406	1,315	246	-750
Capital expenditure	-2	—	—	—	—	—	—	—
Free cash flow	166	—	—	—	—	—	—	—

Source: Inve data · cash flow · to Dec 2025

SFBS operating KPIs by quarter

SFBS operating KPIs stated on its earnings calls, by fiscal quarter
KPI	Mar 2026 Q1 FY26	Jun 2026 Q2 FY26	Sep 2026 Q3 FY26	Change vs prior quarter
Efficiency ratio	29.81% We are very pleased that the efficiency ratio came in at 29.81%, the second consecutive quarter below 30%. Source: earnings call transcript	29.65% Despite that growth, our efficiency ratio came in at 29.65%, the third consecutive quarter below 30% and a meaningful improvement from 33.46% a year ago. Source: earnings call transcript	30.2% Our efficiency ratio is 30.20% compared to 29.65% last quarter and 35.22% a year ago or 33.31% adjustment. Source: earnings call transcript	+0.6 pt
Common equity tier 1 ratio (CET1)	11.86% Common equity Tier 1 capital to risk-weighted assets reached 11.86% on a preliminary basis, up 21 basis points from year-end and up 38 basis points from 1 year ago. Source: earnings call transcript	11.83% Common equity Tier 1 capital risk to weighted assets reached 11.83% on a preliminary basis, relatively flat from 11.86% last quarter and up 45 basis points from a year ago. Source: earnings call transcript	11.98% Common equity Tier 1 capital to risk-weighted assets was 11.98% on a preliminary basis, up 49 basis points from 11.49% a year ago. Source: earnings call transcript	+0.2 pt

Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.

Insider filings

16 filings between Dec 19, 2025 and Jul 31, 2026.

Open market

decisions to buy or sell

Purchases

None

No insider bought shares.

Sales

$4.16M

2 sales by 1 insider

Compensation

not trading decisions

11: Award — granted as compensation
1: Option exercise — converted options into shares

Also filed: 2 gifts.

Who traded

open market only

Insider	Bought	Sold	Last filing
Cashio J. Richard	—	$4.16M	Jul 31, 2026

Latest filings (50)

Date	Insider	What	Shares	Value
Jul 31, 2026	Cashio J. Richard Director	Sale	11,500	$1.03M
May 18, 2026	Smith Hatton C.V. Director	Award	788	$0
May 18, 2026	Cashio J. Richard Director	Award	788	$0
May 18, 2026	Filler James J Director	Award	788	$0
May 18, 2026	TUDER IRMA LOYA Director	Award	788	$0
May 18, 2026	Mettler Christopher J Director	Award	788	$0
May 18, 2026	Holloway Elizabeth Bugg Director	Award	788	$0
Mar 24, 2026	Cashio J. Richard Director	Sale	42,000	$3.13M
Mar 12, 2026	TUDER IRMA LOYA Director	Option exercise	8,000	$285.2K
Feb 9, 2026	BROUGHTON THOMAS A Chairman, President, & CEO	Award	6,018	$0
Feb 9, 2026	RUSHING RODNEY ELDON COO, EVP	Award	1,801	$0
Jan 20, 2026	BROUGHTON THOMAS A Chairman, President, & CEO	Award	6,500	$0
Jan 20, 2026	Harper James Hannon CCO, SVP	Award	1,000	$0
Jan 20, 2026	RUSHING RODNEY ELDON COO, EVP	Award	1,700	$0
Dec 19, 2025	Cashio J. Richard Director	Gift	3,300	$0
Dec 19, 2025	Cashio J. Richard Director	Gift	3,300	$0
Sep 5, 2025	BROUGHTON THOMAS A Chairman, President, & CEO	Gift	284	$0
Sep 3, 2025	Cashio J. Richard Director	Gift	1,200	$0
Aug 22, 2025	BROUGHTON THOMAS A Chairman, President, & CEO	Sale	22,206	$1.95M
May 19, 2025	Filler James J Director	Award	784	$0
May 19, 2025	TUDER IRMA LOYA Director	Award	784	$0
May 19, 2025	Mettler Christopher J Director	Award	784	$0
May 19, 2025	Cashio J. Richard Director	Award	784	$0
May 19, 2025	Smith Hatton C.V. Director	Award	784	$0
May 19, 2025	Holloway Elizabeth Bugg Director	Award	784	$0
Apr 28, 2025	Harper James Hannon CCO, SVP	Award	3,000	$0
Mar 6, 2025	RUSHING RODNEY ELDON COO, EVP	Gift	275	$0
Mar 3, 2025	Sparacio David Anthony CFO, EVP	Award	5,000	$0
Feb 21, 2025	BROUGHTON THOMAS A Chairman, President, & CEO	Tax withheld	700	$60.7K
Feb 21, 2025	RUSHING RODNEY ELDON COO, EVP	Tax withheld	115	$10.0K
Feb 18, 2025	ABBOTT HENRY FULBROOK Chief Credit Officer, SVP	Award	700	$0
Feb 13, 2025	Mettler Christopher J Director	Sale	18,000	$1.60M
Feb 10, 2025	Cashio J. Richard Director	Sale	1,589	$145.4K
Jan 29, 2025	BROUGHTON THOMAS A Chairman, President, & CEO	Tax withheld	624	$56.9K
Jan 29, 2025	RUSHING RODNEY ELDON COO, EVP	Tax withheld	201	$18.3K
Jan 27, 2025	BROUGHTON THOMAS A Chairman, President, & CEO	Award	4,569	$0
Jan 27, 2025	BROUGHTON THOMAS A Chairman, President, & CEO	Award	4,596	$0
Jan 27, 2025	RUSHING RODNEY ELDON COO, EVP	Award	1,244	$0
Jan 27, 2025	RUSHING RODNEY ELDON COO, EVP	Tax withheld	431	$38.7K
Jan 27, 2025	BROUGHTON THOMAS A Chairman, President, & CEO	Tax withheld	1,404	$125.9K
Jan 27, 2025	RUSHING RODNEY ELDON COO, EVP	Award	1,366	$0
Dec 24, 2024	Mettler Christopher J Director	Sale	1,500	$129.8K
Dec 20, 2024	Mettler Christopher J Director	Sale	1,805	$157.3K
Dec 19, 2024	Mettler Christopher J Director	Sale	1,000	$85.5K
Dec 18, 2024	Mettler Christopher J Director	Sale	2,500	$232.5K
Dec 11, 2024	Mettler Christopher J Director	Sale	4,000	$385.0K
Dec 10, 2024	Mettler Christopher J Director	Sale	556	$53.5K
Nov 22, 2024	Mettler Christopher J Director	Option exercise	25,000	$847.5K
Nov 22, 2024	Mettler Christopher J Director	Tax withheld	8,770	$847.5K
Nov 22, 2024	Mettler Christopher J Director	Tax withheld	4,869	$470.5K

Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.

Your own record

Start an Inve Case for ServisFirst Bancshares, Inc.

Free account. Everything above stays public.

Write why you follow ServisFirst Bancshares, Inc. and the condition you want checked. Inve compares your numeric conditions with available results and management guidance; your own conditions remain yours to review.

What an account adds

Keep reading