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    Synchrony Financial (SYF) financials

    View SYF earnings calls

    Price

    Market Cap

    Sector

    Rank

    Performance+2.9% 1Y

    Income Statement

    Financial Trajectories

    11
    Quarterly
    MetricQ3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Trend
    EarningsRevenue
    Operating Profit
    Net Profit
    $789.00M
    $774.00M
    $757.00M
    $967.00M
    $1.08B
    +36.5%
    $751.00M
    -3.0%
    $805.00M
    +6.3%
    $885.00M
    -8.5%
    Stable
    EPS
    $1.96
    $1.91
    $2.51
    $2.89
    +47.4%
    $2.29
    +19.9%
    $2.61
    +4.0%
    Strengthening
    Other Income
    Interest
    Depreciation
    Profit before Tax
    $1.03B
    $973.00M
    $984.00M
    $1.26B
    $1.43B
    +39.0%
    $952.00M
    -2.2%
    $1.05B
    +6.4%
    $1.19B
    -5.6%
    Stable
    MarginsOPM
    Tax
    23.3%
    20.4%
    23.1%
    23.0%
    24.6%
    +5.9%
    21.1%
    +3.2%
    23.1%
    +0.2%
    25.4%
    +10.3%
    Strengthening
    ReturnsROIC
    3.0%
    3.0%
    2.9%
    3.7%
    4.1%
    +36.5%
    2.9%
    -3.0%
    3.1%
    +6.3%
    3.4%
    -8.5%
    Stable

    Balance Sheet

    Balance Sheet

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    AssetsCash & Equivalents$9.40B$12.15B$11.52B$8.34B$10.29B$14.26B$14.71B$14.97B$16.19B
    Short-Term Investments
    Total Current Assets
    Net PP&E$1.25B$1.22B
    Goodwill$1.02B$1.08B$1.08B$1.10B$1.10B$1.02B$1.27B$1.36B$1.36B
    Intangibles$1.14B$1.26B$1.13B$1.17B$742.00M$815.00M$854.00M$104.00M$152.00M
    Total Assets$106.79B$104.83B$95.95B$95.75B$104.56B$117.48B$119.46B$119.09B$121.93B
    LiabilitiesTotal Current Liabilities
    Short-Term Debt
    Long-Term Debt$24.00B$19.87B$15.78B$14.51B$14.19B$15.98B$15.46B$15.18B$16.43B
    Long-Term Leases
    Total Liabilities$92.11B$89.74B$83.25B$82.09B$91.69B$103.58B$102.88B$102.33B$105.03B
    EquityCommon Stock & APIC$1.00M$1.00M$1.00M$1.00M$1.00M$1.00M$1.00M$1.00M$1.00M
    Retained Earnings$8.99B$12.12B$10.62B$14.24B$16.72B$18.66B$21.64B$24.60B$25.97B
    Total Equity$14.68B$15.09B$12.70B$13.65B$12.87B$13.90B$16.58B$16.77B$16.90B
    HighlightsNet Cash / (Debt)

    Cash Flow

    Cash Flow

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    ActivitiesCash from Operating$9.34B$8.99B$7.49B$7.10B$6.69B$8.59B$9.85B$9.85B$9.69B
    Cash from Investing-$19.04B-$261.00M-$498.00M-$4.81B-$10.23B-$14.23B-$8.90B-$4.85B-$9.88B
    Cash from Financing$8.25B-$6.46B-$8.03B-$5.20B$5.28B$9.63B-$611.00M-$4.74B-$2.75B
    SummaryCapital Expenditure
    Free Cash Flow
    FCF Margin

    Ratios