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    Synchrony Financial

    View SYF earnings calls

    Overview

    Price

    Market Cap

    Sector

    Rank

    Performance

    No price data available

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly
    MetricQ3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Trend
    EarningsRevenue
    Operating Profit
    Net Profit
    $789.00M
    $774.00M
    $757.00M
    $967.00M
    $1.08B
    +36.5%
    $751.00M
    -3.0%
    $805.00M
    +6.3%
    $885.00M
    -8.5%
    Stable
    EPS
    $1.96
    $1.91
    $2.51
    $2.89
    +47.4%
    $2.29
    +19.9%
    $2.61
    +4.0%
    Strengthening
    Other Income
    Interest
    Depreciation
    Profit before Tax
    $1.03B
    $973.00M
    $984.00M
    $1.26B
    $1.43B
    +39.0%
    $952.00M
    -2.2%
    $1.05B
    +6.4%
    $1.19B
    -5.6%
    Stable
    MarginsOPM
    Tax
    23.3%
    20.4%
    23.1%
    23.0%
    24.6%
    +5.9%
    21.1%
    +3.2%
    23.1%
    +0.2%
    25.4%
    +10.3%
    Strengthening
    ReturnsROIC
    3.0%
    3.0%
    2.9%
    3.7%
    4.1%
    +36.5%
    2.9%
    -3.0%
    3.1%
    +6.3%
    3.4%
    -8.5%
    Stable

    Balance Sheet

    Balance Sheet

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    AssetsCash & Equivalents$9.40B$12.15B$11.52B$8.34B$10.29B$14.26B$14.71B$14.97B$16.19B
    Short-Term Investments
    Total Current Assets
    Net PP&E$1.25B$1.22B
    Goodwill$1.02B$1.08B$1.08B$1.10B$1.10B$1.02B$1.27B$1.36B$1.36B
    Intangibles$1.14B$1.26B$1.13B$1.17B$742.00M$815.00M$854.00M$104.00M$152.00M
    Total Assets$106.79B$104.83B$95.95B$95.75B$104.56B$117.48B$119.46B$119.09B$121.93B
    LiabilitiesTotal Current Liabilities
    Short-Term Debt
    Long-Term Debt$24.00B$19.87B$15.78B$14.51B$14.19B$15.98B$15.46B$15.18B$16.43B
    Long-Term Leases
    Total Liabilities$92.11B$89.74B$83.25B$82.09B$91.69B$103.58B$102.88B$102.33B$105.03B
    EquityCommon Stock & APIC$1.00M$1.00M$1.00M$1.00M$1.00M$1.00M$1.00M$1.00M$1.00M
    Retained Earnings$8.99B$12.12B$10.62B$14.24B$16.72B$18.66B$21.64B$24.60B$25.97B
    Total Equity$14.68B$15.09B$12.70B$13.65B$12.87B$13.90B$16.58B$16.77B$16.90B
    HighlightsNet Cash / (Debt)

    Cash Flow

    Cash Flow

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    ActivitiesCash from Operating$9.34B$8.99B$7.49B$7.10B$6.69B$8.59B$9.85B$9.85B$9.69B
    Cash from Investing-$19.04B-$261.00M-$498.00M-$4.81B-$10.23B-$14.23B-$8.90B-$4.85B-$9.88B
    Cash from Financing$8.25B-$6.46B-$8.03B-$5.20B$5.28B$9.63B-$611.00M-$4.74B-$2.75B
    SummaryCapital Expenditure
    Free Cash Flow
    FCF Margin