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    UNITED COMMUNITY BANKS INC

    View UCB earnings calls

    Overview

    Price

    Market Cap

    Sector

    Rank

    Performance

    No price data available

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly
    MetricQ2 FY24Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Trend
    EarningsRevenue
    $245.26M
    $217.28M
    $250.85M
    $247.68M
    $260.24M
    +6.1%
    $276.85M
    +27.4%
    $278.39M
    +11.0%
    $276.51M
    +11.6%
    Strengthening
    Operating Profit
    Net Profit
    $66.61M
    $47.35M
    $75.80M
    $71.41M
    $78.73M
    +18.2%
    $91.49M
    +93.2%
    $86.45M
    +14.1%
    $84.29M
    +18.0%
    Strengthening
    EPS
    $0.54
    $0.38
    $0.58
    $0.63
    +16.7%
    $0.71
    +86.8%
    $0.69
    +19.0%
    Strengthening
    Other Income
    Interest
    $138.26M
    Depreciation
    Profit before Tax
    $85.98M
    $59.78M
    $96.41M
    $91.16M
    $100.50M
    +16.9%
    $118.07M
    +97.5%
    $112.68M
    +16.9%
    $108.36M
    +18.9%
    Strengthening
    MarginsOPM
    Tax
    22.5%
    20.8%
    21.4%
    21.7%
    21.7%
    -3.8%
    22.5%
    +8.2%
    23.3%
    +8.9%
    22.2%
    +2.5%
    Strengthening
    ReturnsROIC
    6.1%
    4.4%
    7.0%
    6.6%
    7.2%
    +18.2%
    8.4%
    +93.2%
    7.9%
    +14.1%
    7.7%
    +18.0%
    Strengthening

    Balance Sheet

    Balance Sheet

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    AssetsCash & Equivalents$320.56M$515.21M$1.61B$2.32B$646.85M$1.00B$519.87M$395.75M$493.14M
    Short-Term Investments
    Total Current Assets
    Net PP&E$206.14M$235.87M$249.89M$274.72M$338.46M$421.23M$437.08M$430.76M$391.88M
    Goodwill$307.11M$327.43M$367.81M$452.01M$751.17M$919.91M$907.09M$925.12M
    Intangibles$16.96M$14.82M$14.01M$20.40M$28.07M$70.17M$49.55M$42.76M
    Total Assets$12.57B$12.92B$17.79B$20.95B$24.01B$27.30B$27.72B$28.00B$28.18B
    LiabilitiesTotal Current Liabilities
    Short-Term Debt$0$0$158.93M$0$195.00M$85.00M$0
    Long-Term Debt$267.19M$212.66M$326.96M$247.36M$324.66M$324.82M$254.15M$120.40M$120.50M
    Long-Term Leases
    Total Liabilities$11.12B$11.28B$15.79B$18.72B$21.31B$24.04B$24.29B$24.36B$24.52B
    EquityCommon Stock & APIC$79.23M$79.01M$86.67M$89.35M$106.22M$119.01M$119.36M$120.60M$119.68M
    Retained Earnings-$90.42M$40.15M$136.87M$330.65M$508.84M$581.22M$714.14M$914.26M$968.19M
    Total Equity$1.46B$1.64B$2.01B$2.22B$2.70B$3.26B$3.43B$3.64B$3.65B
    HighlightsNet Cash / (Debt)$53.37M$2.07B$163.26M$679.05M$70.72M$190.35M$372.64M

    Cash Flow

    Cash Flow

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    ActivitiesCash from Operating$270.01M$153.93M$158.68M$359.32M$607.31M$293.97M$349.73M$384.04M$354.68M
    Cash from Investing-$359.48M$163.22M-$1.58B-$1.81B-$2.02B-$163.29M-$991.04M$33.42M$44.46M
    Cash from Financing$102.46M-$129.21M$2.52B$2.16B-$258.78M$226.34M$157.31M-$541.57M-$542.71M
    SummaryCapital Expenditure-$17.62M-$20.94M-$18.46M-$26.48M-$42.70M-$72.48M-$47.04M-$27.58M-$30.19M
    Free Cash Flow$252.39M$132.99M$140.22M$332.84M$564.60M$221.49M$302.69M$356.46M$324.49M
    FCF Margin48.3%23.7%24.3%44.7%68.3%24.8%31.8%33.5%29.7%