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    USCB FINANCIAL HOLDINGS (USCB) financials

    View USCB earnings calls

    Price

    Market Cap

    Sector

    Rank

    Performance+32.6% 1Y

    Income Statement

    Financial Trajectories

    11
    Quarterly
    MetricQ3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Trend
    EarningsRevenue
    Operating Profit
    Net Profit
    $6.95M
    $6.90M
    $7.66M
    $8.14M
    $8.94M
    +28.6%
    $1.36M
    -80.3%
    $9.35M
    +22.1%
    $9.08M
    +11.5%
    Weakening
    EPS
    $0.35
    $0.38
    $0.41
    $0.46
    +31.4%
    $0.51
    +34.2%
    $0.49
    +19.5%
    Strengthening
    Other Income
    Interest
    Depreciation
    Profit before Tax
    $9.16M
    $9.10M
    $10.10M
    $10.74M
    $11.80M
    +28.8%
    $3.27M
    -64.0%
    $11.69M
    +15.7%
    $12.71M
    +18.4%
    Weakening
    MarginsOPM
    Tax
    24.1%
    24.1%
    24.2%
    24.2%
    24.3%
    +0.5%
    58.4%
    +141.8%
    20.0%
    -17.3%
    28.6%
    +18.2%
    Strengthening
    ReturnsROIC
    -19.5%
    -19.3%
    -21.5%
    -22.8%
    -25.0%
    -28.6%
    -3.8%
    +80.3%
    -26.2%
    -22.1%
    -25.4%
    -11.5%
    Strengthening

    Balance Sheet

    Balance Sheet

    USD · Annual
    Line itemFY20FY21FY22FY23FY24FY25TTM
    AssetsCash & Equivalents$47.73M$46.23M$54.17M$41.06M$77.03M$38.48M$118.15M
    Short-Term Investments
    Total Current Assets
    Net PP&E$20.86M$19.46M$19.66M$16.26M$13.01M$9.77M$17.29M
    Goodwill
    Intangibles
    Total Assets$1.50B$1.85B$2.09B$2.34B$2.58B$2.79B$3.02B
    LiabilitiesTotal Current Liabilities
    Short-Term Debt
    Long-Term Debt
    Long-Term Leases
    Total Liabilities$1.33B$1.65B$1.90B$2.15B$2.37B$2.57B$2.79B
    EquityCommon Stock & APIC
    Retained Earnings-$53.62M-$124.25M-$104.10M-$88.55M-$67.81M-$49.54M-$35.69M
    Total Equity$171.00M$203.90M$182.43M$191.97M$215.39M$217.18M$233.24M
    HighlightsNet Cash / (Debt)

    Cash Flow

    Cash Flow

    USD · Annual
    Line itemFY20FY21FY22FY23FY24FY25TTM
    ActivitiesCash from Operating$13.10M$22.05M$29.54M$22.55M$34.84M$42.80M$50.06M
    Cash from Investing-$178.78M-$359.36M-$270.60M-$273.00M-$212.61M-$245.41M-$234.82M
    Cash from Financing$177.67M$335.81M$249.00M$237.35M$213.74M$164.05M$248.09M
    SummaryCapital Expenditure-$347.0K-$633.0K-$673.0K-$163.0K-$314.0K-$303.0K-$971.0K
    Free Cash Flow$12.76M$21.42M$28.86M$22.38M$34.52M$42.50M$49.09M
    FCF Margin

    Ratios