Sep 2026 (Q3 FY26) — Oct 23, 2026
WSFS Financial Corporation Q3 FY26 — Strong Core Performance and Fee Income Growth
Read the full callWSFS Financial earnings: last reported Fri, 23 Oct 2026, for the quarter ended Sep 2026.
Reported
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | Quarterly, as filed | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 84.4 | +16.7% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Guidance
11 of 11 judged targets kept · 19 open · verdicts reflect calls analysed to Jun 2026.
| Target | Original wording | Said | Latest call | Verdict |
|---|---|---|---|---|
| Full-year 2026 deposit growth | mid-single digits | Dec 2025 | We also raised our deposit growth rate from mid to high single digits. | Revised Up |
| Full-year 2026 efficiency ratio | high 50s | Dec 2025 | Our outlook for efficiency remains unchanged. | On Track |
| Cash Connect profit margin, long-term goal ("teens") | teens | Jun 2025 | the business delivered a strong profit margin of 15%, more than doubling its profit margin year-over-year | Achieved |
19 of WSFS FINANCIAL CORP's 30 targets are still open. See which are on track and which have gone quiet. The 3 above are the free sample; 27 more targets are in the full ledger.
Claimed
Qualified
Price
1Y: $52.74 on 22 Oct 2025 → $79.02. High $82.29 (5 Aug 2026), low $52.09 (31 Oct 2025).
Overview
Guidance
11 of 11 judged targets kept · 19 open · verdicts reflect calls analysed to Jun 2026.
| Target | Original wording | Said | Latest call | Verdict |
|---|---|---|---|---|
| Full-year 2026 deposit growth | mid-single digits | Dec 2025 | We also raised our deposit growth rate from mid to high single digits. | Revised Up |
| Full-year 2026 efficiency ratio | high 50s | Dec 2025 | Our outlook for efficiency remains unchanged. | On Track |
| Cash Connect profit margin, long-term goal ("teens") | teens | Jun 2025 | the business delivered a strong profit margin of 15%, more than doubling its profit margin year-over-year | Achieved |
Claimed
Qualified
The full ledger
A free account opens 5 company ledgers a month. All 30 tracked commitments, with each call’s wording and source.
Call summaries
WSFS Financial Corporation Q3 FY26 — Strong Core Performance and Fee Income Growth
Read the full callWSFS Q2 FY26 — Strong Performance Driven by Fee Income Growth and Improved Asset Quality
Read the full callWSFS Financial Corporation Q1 FY26 — Strong Core Performance and Capital Return
Read the full callEvery analysed call
Financials
Net profit, year on year: +17% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Profit before tax | 86 | 84 | 87 | 96 | 101 | 97 | 114 | 111 |
| Tax rate | 24.7% | 23.9% | 24.3% | 24.4% | 24.2% | 25.2% | 24.1% | 24.1% |
| Net profit | 64 | 64 | 66 | 72 | 76 | 73 | 87 | 84 |
| EPS ($ per share) | 1.09 | — | 1.13 | 1.28 | 1.37 | — | 1.64 | 1.63 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reserves | 791 | 917 | 977 | 1,225 | 1,411 | 1,644 | 1,872 | 2,122 |
| Total liabilities | 6,428 | 10,407 | 12,544 | 13,840 | 17,713 | 18,125 | 18,235 | 18,586 |
| Fixed assets | 45 | 104 | 97 | 87 | 116 | 104 | 86 | 80 |
| Total assets | 7,249 | 12,256 | 14,334 | 15,777 | 19,915 | 20,595 | 20,814 | 21,314 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 136 | 90 | 15 | 126 | 481 | 237 | 220 | 220 |
| Cash from investing | -360 | 294 | -875 | -1,492 | -137 | -326 | -67 | 125 |
| Cash from financing | 121 | -433 | 1,943 | 1,245 | -1,039 | 345 | -91 | 199 |
| Net cash flow | -103 | -49 | 1,083 | -122 | -696 | 256 | 62 | 544 |
| Capital expenditure | -5 | -14 | -7 | -7 | -9 | -6 | -14 | -6 |
| Free cash flow | 130 | 76 | 8 | 119 | 472 | 231 | 206 | 214 |
| KPI | Mar 2026 Q1 FY26 | Jun 2026 Q2 FY26 | Sep 2026 Q3 FY26 | Change vs prior quarter |
|---|---|---|---|---|
| Net interest margin | 3.83%Net interest margin of 3.83% was flat linked quarter while absorbing the interest rate cuts that occurred in the fourth quarter.Source: earnings call transcript | 3.87%Net interest margin expanded 4 basis points linked quarter to 3.87%, driven by a 4 basis point reduction in our client deposit costs as well as higher investment securities and yields.Source: earnings call transcript | 3.88%Net interest margin expanded by 1 basis point linked quarter to 3.88%, reflecting the benefit of loan growth and higher investment securities yields, partially offset by a 4 basis point increase in client deposit costs.Source: earnings call transcript | 0 pt |
Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.
86 filings between Dec 12, 2025 and Sep 11, 2026.
Purchases
None
No insider bought shares.
Sales
$5.64M
9 sales by 5 insiders
22% filed under a 10b5-1 plan — scheduled in advance, not decided on the day
Also filed: 4 gifts, 1 other.
| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| LEVENSON RODGER | — | $4.85M | Jun 10, 2026 |
| Kruzinski Shari | — | $356.2K | Jul 28, 2026 |
| DONAHUE MICHAEL J | — | $258.0K | Sep 10, 2026 |
| BACCI ARTHUR J | — | $141.4K | Feb 9, 2026 |
| Wechsler James J | — | $31.5K | Feb 5, 2026 |
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Sep 11, 2026 | BACCI ARTHUR J EVP, COO | Other | 3,898 | $310.8K |
| Sep 10, 2026 | DONAHUE MICHAEL J Director | Sale | 3,247 | $258.0K |
| Aug 15, 2026 | Burg David Executive Vice President, CFO | Tax withheld | 5,610 | $458.1K |
| Aug 7, 2026 | DAVIS JENNIFER W Director | Award | 923 | $75.0K |
| Aug 7, 2026 | Brake Francis B. Director | Award | 923 | $75.0K |
| Aug 7, 2026 | MCKEE LYNN Director | Award | 923 | $75.0K |
| Aug 7, 2026 | Buchholz Karen Dougherty Director | Award | 923 | $75.0K |
| Aug 7, 2026 | BIRD ANAT Director | Award | 923 | $75.0K |
| Aug 7, 2026 | Gheysens Christopher Director | Award | 923 | $75.0K |
| Aug 7, 2026 | du Pont Eleuthere I Director | Award | 923 | $75.0K |
| Aug 7, 2026 | Hong Michelle Director | Award | 1,908 | $155.1K |
| Aug 7, 2026 | TURNER DAVID G Director | Award | 923 | $75.0K |
| Aug 7, 2026 | DONAHUE MICHAEL J Director | Award | 923 | $75.0K |
| Jul 28, 2026 | Kruzinski Shari EVP, Chief Consumer Bk Officer | Sale | 3,500 | $286.1K |
| Jun 10, 2026 | LEVENSON RODGER President & CEO | Option exercise 10b5-1 plan | 27,730 | $1.44M |
| Jun 10, 2026 | LEVENSON RODGER President & CEO | Sale 10b5-1 plan | 15,406 | $1.15M |
| Jun 10, 2026 | LEVENSON RODGER President & CEO | Sale 10b5-1 plan | 50,040 | $3.70M |
| Jun 10, 2026 | LEVENSON RODGER President & CEO | Option exercise 10b5-1 plan | 34,740 | $1.25M |
| Apr 15, 2026 | LEVENSON RODGER President & CEO | Tax withheld | 2,764 | $190.9K |
| Apr 15, 2026 | LEVENSON RODGER President & CEO | Tax withheld | 2,256 | $155.8K |
| Apr 15, 2026 | BACCI ARTHUR J EVP, COO | Tax withheld | 371 | $25.6K |
| Apr 15, 2026 | BACCI ARTHUR J EVP, COO | Tax withheld | 448 | $30.9K |
| Apr 15, 2026 | BACCI ARTHUR J EVP, COO | Tax withheld | 507 | $35.0K |
| Apr 15, 2026 | Matyger Allan Michael Junior EVP and CIO | Tax withheld | 81 | $5.6K |
| Apr 15, 2026 | BRUBAKER LISA M EVP, CHRO | Tax withheld | 598 | $41.3K |
| Apr 15, 2026 | BACCI ARTHUR J EVP, COO | Tax withheld | 613 | $42.3K |
| Apr 15, 2026 | BRUBAKER LISA M EVP, CHRO | Tax withheld | 357 | $24.7K |
| Apr 15, 2026 | BRUBAKER LISA M EVP, CHRO | Tax withheld | 355 | $24.5K |
| Apr 15, 2026 | Wechsler James J EVP Chief Comm'l Banking Ofc | Tax withheld | 69 | $4.8K |
| Apr 15, 2026 | LEVENSON RODGER President & CEO | Tax withheld | 2,157 | $149.0K |
| Apr 15, 2026 | Kruzinski Shari EVP, Chief Consumer Bk Officer | Tax withheld | 347 | $24.0K |
| Apr 15, 2026 | Wechsler James J EVP Chief Comm'l Banking Ofc | Tax withheld | 178 | $12.3K |
| Apr 15, 2026 | Burg David Executive Vice President, CFO | Tax withheld | 460 | $31.8K |
| Apr 15, 2026 | Kruzinski Shari EVP, Chief Consumer Bk Officer | Tax withheld | 418 | $28.9K |
| Apr 15, 2026 | Kruzinski Shari EVP, Chief Consumer Bk Officer | Tax withheld | 341 | $23.6K |
| Apr 15, 2026 | Hopkins Jamie Patrick Executive Vice President | Tax withheld | 553 | $38.2K |
| Apr 15, 2026 | Hopkins Jamie Patrick Executive Vice President | Tax withheld | 636 | $43.9K |
| Apr 15, 2026 | Davis Christine Elizabeth EVP, Chief Risk Officer | Tax withheld | 84 | $5.8K |
| Apr 15, 2026 | Davis Christine Elizabeth EVP, Chief Risk Officer | Tax withheld | 328 | $22.7K |
| Apr 15, 2026 | Wechsler James J EVP Chief Comm'l Banking Ofc | Tax withheld | 127 | $8.8K |
| Apr 15, 2026 | Davis Christine Elizabeth EVP, Chief Risk Officer | Tax withheld | 417 | $28.8K |
| Apr 15, 2026 | Wechsler James J EVP Chief Comm'l Banking Ofc | Tax withheld | 137 | $9.5K |
| Apr 15, 2026 | Davis Christine Elizabeth EVP, Chief Risk Officer | Tax withheld | 341 | $23.6K |
| Apr 15, 2026 | Matyger Allan Michael Junior EVP and CIO | Tax withheld | 123 | $8.5K |
| Apr 15, 2026 | Matyger Allan Michael Junior EVP and CIO | Tax withheld | 151 | $10.4K |
| Apr 15, 2026 | Matyger Allan Michael Junior EVP and CIO | Tax withheld | 119 | $8.2K |
| Apr 15, 2026 | Kruzinski Shari EVP, Chief Consumer Bk Officer | Tax withheld | 499 | $34.5K |
| Apr 15, 2026 | LEVENSON RODGER President & CEO | Tax withheld | 2,182 | $150.7K |
| Apr 15, 2026 | BRUBAKER LISA M EVP, CHRO | Tax withheld | 431 | $29.8K |
| Feb 27, 2026 | LEVENSON RODGER President & CEO | Tax withheld | 10,015 | $636.1K |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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