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    Reliance Industries Limited

    RELIANCE
    Oil, Gas & Consumable Fuels·19 Jul 2026
    Management Summary

    Reliance Industries Limited reported an extraordinary Q1 FY27 with robust revenue and EBITDA growth across its diverse segments. O2C and Jio Platforms delivered strong financial performance, while Retail and FMCG demonstrated significant expansion, particularly in digital commerce and new product categories. Despite macro volatility and specific headwinds like retail under-recoveries and increased finance costs from 5G capitalization, the company maintained strong cash flows and continued its strategic investments in New Energy and digital infrastructure.

    Highlights

    6
    • Overall revenue increased 25% YoY, primarily due to oil prices, Jio's 12% growth, and Retail's 12% growth.

    • Overall EBITDA grew 10% YoY to over ₹54,000 Crores, excluding the prior year's Asian Paints contribution.

    • O2C EBITDA was up 17% YoY to ₹17,000 Crores, driven by high distillate margins (250-300% more) and strong spreads.

    • Jio Platforms achieved 11.8% YoY revenue growth (₹39,173 Crores) and 15.1% YoY EBITDA growth (₹20,865 Crores), with a 53.3% EBITDA margin.

    • FMCG revenue doubled YoY to ₹8,600 Crores, with beverages growing 2.5 times and daily essentials reaching ₹3,200 Crores.

    • JioStar's overall revenue increased 14% to ₹10,946 Crores, with IPL 2026 consumption up 7% overall and 19% on CTV.

    Concerns

    4
    • Retail EBITDA margin declined 80 bps YoY to 7.9%, attributed to investments in digital commerce and infrastructure for dark stores.

    • Jio Platforms' PAT was impacted by higher finance costs due to the full capitalization of 5G networks, leading to increased depreciation and interest expenses.

    • O2C performance was affected by SAED, under-recoveries in retail fuel sales, and a 10% reduction in production due to a planned turnaround.

    • Oil & Gas EBITDA was flat to slightly lower YoY, despite higher CBM production and liquid prices, due to lower KGD6 production and realization.

    Key financials

    Single quarter

    05 metrics
    1. 01Overall Revenue+25%YoY
    2. 02Overall EBITDA₹54,000 Cr+10%YoY
    3. 03Net Profit₹23,200 Cr+6%YoY
    4. 04Finance Cost+19%YoY
    5. 05Depreciation+9%YoY

    Segment breakdown

    O2C
    Revenue₹17,000 Cr EBITDA
    Oil & Gas
    Revenue EBITDA
    Jio Platforms
    ₹39,173 Cr Revenue₹20,865 Cr EBITDA53.3% EBITDA Margin215.6 Rs ARPU₹764 Cr PAT
    Retail
    ₹90,000 Cr Revenue7.9% EBITDA Margin
    FMCG
    ₹8,600 Cr Revenue₹3,200 Cr Daily Essentials Revenue₹2,900 Cr Beverages Revenue
    JioStar
    ₹10,946 Cr Overall Revenue PBT
    E&P
    Revenue107 $/bbl Condensate Price Realization
    List

    Capital allocation

    6
    high confidence
    CategoryHeadline
    Capex

    ₹39,000 crores

    Debt

    Net ₹1,23,000 crores

    M&A

    Sosyo

    acquisition · closed

    M&A

    Toni & Guy, Brylcreem, Badedas and Matey

    acquisition · integrated

    M&A

    Goodness Group (Campa CANS)

    acquisition · integrated

    Guidance & targets

    6
    CategoryTargetPriority
    Profitability
    Retail Absolute EBITDA
    Double
    High
    Revenue
    FMCG Revenue
    ₹1 lakh Crores
    High
    Price Realization
    KGD6 Ceiling Price
    $9.9
    Medium
    Capacity
    Solar PV Manufacturing Annual Capacity
    20-gigawatt
    High
    Capacity
    Battery Manufacturing Capacity
    40-gigawatt hour
    High
    Capacity
    Battery Manufacturing Capacity Scale-up
    120-gigawatt hour
    High

    What to watch in Q2 FY27

    5

    Retail Digital Commerce EBITDA Margin

    next two years
    Current7.9% (down 80 bps YoY)
    TargetImprovement towards overall retail EBITDA margin

    Why it matters

    To assess the effectiveness of investments in digital commerce and hyperlocal delivery in driving profitability.

    EBITDA margin is at 7.9%. It is down 80 bps on a Y-o-Y basis. But if you recollect, last two quarters, Q4 was 7.9, Q3 was 8.0. So, as we increase the growth of digital revenues, margins have come down. It is a function of that. And that is a consistent trend over the last three quarters. We continue to invest in technology and infrastructure for dark stores to enable online commerce and which is driving the growth in costs.

    How to verify

    key_financials.segment_breakdown[name='Retail'].metrics[label='EBITDA Margin']

    Risks & concerns

    8
    RiskSeverity

    Macro volatility and energy market shock

    The quarter was characterized by extraordinary macro volatility and energy market shocks, leading to supply chain dislocations.Management acknowledged

    high

    Higher crude acquisition differentials

    The company had to pay higher differentials to acquire crude, impacting O2C profitability.Management acknowledged

    medium

    SAED and retail under-recoveries

    SAED (Special Additional Excise Duty) and under-recoveries in retail fuel sales impacted earnings.Management acknowledged

    high

    Planned turnaround and feedstock diversion

    A planned turnaround lowered production by 10%, and LPG/gas diversions impacted petrochemical output.Management acknowledged

    medium

    KGD6 natural decline

    KGD6 production is experiencing a natural decline, which the company aims to offset with campaigns.Management acknowledged

    medium

    Crude oil price volatility and geopolitical risks

    Volatility in crude prices, high freight rates, and Middle East geopolitical issues (SOH closure) created significant challenges for refining.Management acknowledged

    high

    Retail EBITDA margin compression

    Retail EBITDA margin declined 80 bps YoY due to conscious investments in ramping up digital commerce and hyperlocal delivery infrastructure.Management acknowledged

    medium

    Jio PAT impact from 5G capitalization

    Jio Platforms' profit after tax was lower due to increased finance costs and depreciation resulting from the full capitalization of 5G network assets (over ₹1 lakh crore between March 2025-2026).Management acknowledged

    medium

    Q&A highlights

    7

    “So I will be a bit careful in answering that because we are in the process and I do not want to give any forward looking kind of statements but firstly, yes, that growth number is increasing so there is scope for far more monetization of the digital services and the point I was making was it is higher than connectivity and it is growing, but there is scope for a lot more there, of course, because of all the products and technologies that we have developed and the margin also is a function really of the revenue itself.”

    Analyst questioned if the 20% digital services growth was sufficient given the low base and if margins would converge with connectivity; management indicated potential for more monetization but was cautious on forward-looking statements.

    asked by Manish Adukia, Goldman Sachs

    3 min read6 chapters

    Detailed Narrative

    01

    Overall Group Performance and Strategic Mix Shift

    Reliance Industries Limited delivered an 'extraordinary' Q1 FY27, with overall revenue climbing 25% YoY and EBITDA increasing 10% YoY to over ₹54,000 Crores, after adjusting for prior year's Asian Paints contribution. Net profit also rose 6% to approximately ₹23,200 Crores. The company noted a significant shift in its business mix, with consumer businesses now contributing about 50% of the overall mix, indicating a successful diversification strategy. Strong cash flows continue to fund the company's substantial capex requirements across its various growth engines.

    02

    Jio Platforms: Robust Growth Driven by 5G and Digital Services

    Jio Platforms reported strong performance with 533 million subscribers, adding 35.2 million YoY, including 285 million 5G users (up 73 million YoY). Revenue grew 11.8% YoY to ₹39,173 Crores, and EBITDA increased 15.1% YoY to ₹20,865 Crores, achieving a 53.3% margin, 150 bps higher than last year. Digital services growth outpaced connectivity at 20% YoY, contributing to the overall momentum. ARPU increased by ₹7 YoY to ₹215.6, and per capita data consumption reached 43.7 GB per user per month, with 5G data traffic now 1.5 times that of 4G.

    03

    Retail: Digital Commerce Expansion and Margin Strategy

    Reliance Retail's revenue reached ₹90,000 Crores, up 12% YoY (11.6% adjusted for RCPL demerger), with transactions growing 46%. Digital commerce saw significant traction, with grocery digital orders up 116% YoY and its share in grocery B2C almost doubling. However, the EBITDA margin compressed by 80 bps YoY to 7.9% due to conscious investments in ramping up digital commerce, dark store infrastructure, and technology. The company aims to double its absolute EBITDA in the next two years by focusing on disciplined growth, unit economics, and leveraging its existing data and infrastructure.

    04

    Oil to Chemicals (O2C): Strong Margins Amidst Volatility and Headwinds

    The O2C segment's EBITDA grew 17% YoY to ₹17,000 Crores, with revenue up 30% YoY, driven by high distillate margins (250-300% higher) and strong spreads. The company demonstrated agility in sourcing crude from diverse regions (Latin America, US, Canada, Africa, Russia) amidst Middle East dislocations, running its refinery at near full capacity. Despite these positives, earnings were impacted by SAED, under-recoveries in retail fuel sales, and a 10% reduction in production due to a planned turnaround and feedstock diversions.

    05

    FMCG Business: Rapid Expansion and Brand Building

    The FMCG business delivered robust growth, with revenue doubling YoY to ₹8,600 Crores. Daily essentials contributed ₹3,200 Crores, and beverages, including Campa, achieved ₹2,900 Crores, representing over 50% of last year's total beverage revenue. The company expanded its distribution network to over 5,000 distributors and 3 million retail outlets, reaching over 40 international markets. Strategic acquisitions like Sosyo and the integration of brands like Toni & Guy and Campa CANS (now manufactured in Australia) are key to its target of ₹1 lakh Crores revenue by FY2030.

    06

    New Energy: Integrated Manufacturing and Ecosystem Build-out

    Reliance's New Energy vertical is progressing with disciplined execution at scale. The company has achieved approximately 1 gigawatt peak of solar modules production and is on track for 20-gigawatt annual solar PV manufacturing capacity. Battery manufacturing is also advancing, with a target of 40-gigawatt hour capacity this year, scaling up to 120-gigawatt hour. The focus is on building a fully integrated manufacturing ecosystem from polysilicon to modules and cells at a single location in Jamnagar, aiming for lowest cost production and self-sufficiency in energy for India.

    This is an AI-generated summary of a publicly available earnings call transcript. It is for informational purposes only and does not constitute investment advice, a recommendation, or an endorsement. inve.money is not a SEBI-registered investment advisor. Please consult a qualified financial advisor before making any investment decisions.