Asset-light BC network linking banks & governments to rural India via touchpoints, CSCs & loan distribution.
Price
Market Cap
Sector
Information Technology
Rank
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 | FY26 |
|---|---|---|---|---|---|---|---|
| LiabilitiesEquity Capital | 0 | 0 | 67 | 91 | 91 | 91 | 91 |
| Reserves | 10 | 15 | 40 | 340 | 392 | 414 | 432 |
| Borrowings | 11 | 15 | 5 | 7 | 7 | 7 | 6 |
| Other Liabilities | 20 | 26 | 67 | 71 | 183 | 205 | 233 |
| Total Liabilities | 41 | 56 | 179 | 510 | 672 | 717 | 762 |
| AssetsFixed Assets | 8 | 15 | 88 | 93 | 148 | 179 | 180 |
| CWIP | 0 | 0 | 0 | 0 | 11 | 12 | 15 |
| Investments | 0 | 0 | 0 | 15 | 110 | 130 | 126 |
| Other Assets | 32 | 41 | 92 | 402 | 404 | 397 | 441 |
| Total Assets | 41 | 56 | 179 | 510 | 672 | 717 | 762 |
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ActivitiesCash from Operating | 9 | 20 | 29 | 20 | 67 | 51 |
| Cash from Investing | -1 | -14 | -66 | -295 | -23 | -14 |
| Cash from Financing | -5 | -8 | 46 | 290 | -4 | -19 |
| SummaryCapital Expenditure | — | — | — | — | — | — |
| Free Cash Flow | 9 | 12 | 28 | 15 | 54 | 42 |
| FCF Margin | — | — | — | — | — | — |
The Earnings Per Share over the last 12 months.
Your assumption of the company's expected yearly EPS growth (e.g., 6 for 6%).
Pre-filled with the lower of median (33.1×) and current (35.9×) PE — the conservative anchor.
The annualized return you aim to achieve. We solve for the price that delivers it, then compare to today's price.
At 42.5% growth and a 33× exit, ₹227 only delivers your return if you pay ₹608. The price is currently baking in 19% growth.
EPS grows 42.5%/yr for 5 years, then fades to 6% over 2, exits at 33×.
| Year | Growth | EPS (₹) |
|---|---|---|
| FY27 | 42.5% | 9.02 |
| FY28 | 42.5% | 12.85 |
| FY29 | 42.5% | 18.32 |
| FY30 | 42.5% | 26.10 |
| FY31 | 42.5% | 37.19 |
| FY32 | 24.3% ·fade | 46.21 |
| FY33 | 6.0% ·fade | 48.99 |
Methodology: we discount normalized net profit as a proxy for owner earnings (an earnings-power approximation — not full free cash flow). Terminal growth is capped at 6% (≈ nominal GDP) regardless of the required return. This is an analytical tool, not investment advice.
Guides on how to read this kind of business and the numbers that matter.