RFSL
Richfield Financial Services financials
- Market cap
- ₹17 Cr
Quarterly results
Q1 FY27: revenue up 123.7%, net profit up 277.8% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1 | 1 | 2 | 2 | 3 +243% | 3 +168% | 4 +150% | 5 +124% |
| EBITDA | -0 | -0 | -0 | 1 | 1 +835% | 1 +1300% | 1 +700% | 2 +168% |
| Net profit | -0 | 0 | 0 | 0 | 0 +1233% | 0 +800% | -0 −245% | 0 +278% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Performance −44.0% 1Y
1Y: ₹34.99 on 9 Sept 2025 → ₹19.6. High ₹43.29 (13 Nov 2025), low ₹18.72 (9 Sept 2026).
Financials, as filed
Revenue grew 157.5% a year over 2 years, FY24 to FY26. Operating margin narrowed to 36.8%.
| Year ending | FY24 | FY25 | FY26 |
|---|---|---|---|
| Revenue | ₹2 Cr | ₹4 Cr | ₹12 Cr |
| Operating profit | ₹1 Cr | ₹-0 Cr | ₹4 Cr |
| Operating margin | 38.0% | -9.4% | 36.8% |
| Interest | ₹0 Cr | ₹0 Cr | ₹5 Cr |
| Depreciation | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Net profit | ₹1 Cr | ₹0 Cr | ₹0 Cr |
| Net margin | 46.2% | 3.2% | 3.0% |
| Cash from operations | ₹-5 Cr | ₹-21 Cr | ₹-47 Cr |
| Free cash flow | ₹-5 Cr | ₹-21 Cr | ₹-48 Cr |
| ROCE | 9.7% | 6.7% | 9.1% |
How to read this
From the company's own filings. Margins are computed from the filed sums; a year with an incomplete quarter is left blank rather than estimated.
Balance sheet
| Year ending | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| Equity capital | ₹4 Cr | ₹4 Cr | ₹4 Cr | ₹4 Cr | ₹8 Cr | ₹10 Cr |
| Reserves | ₹4 Cr | ₹4 Cr | ₹4 Cr | ₹5 Cr | ₹1 Cr | ₹5 Cr |
| Borrowings | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹1 Cr | ₹44 Cr | ₹67 Cr |
| Other liabilities | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹2 Cr | ₹4 Cr |
| Total liabilities | ₹8 Cr | ₹8 Cr | ₹8 Cr | ₹10 Cr | ₹55 Cr | ₹85 Cr |
| Fixed assets | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹1 Cr |
| Capital work in progress | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Investments | ₹5 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Other assets | ₹3 Cr | ₹8 Cr | ₹8 Cr | ₹10 Cr | ₹54 Cr | ₹84 Cr |
| Total assets | ₹8 Cr | ₹8 Cr | ₹8 Cr | ₹10 Cr | ₹55 Cr | ₹85 Cr |
How to read this
As filed each year. A line the company does not report — deposits for a non-lender, for instance — is left out rather than shown as a row of dashes.
Who owns it
As disclosed at Jun 2026
Since Jun 2025, promoters trimmed −10.39 pp while the public added +10.39 pp. The shareholder count grew 9% to 1,529.
- Promoters
- 37.1%
- Public
- 62.9%
Since Jun 2025
- Promoters −10.39 pp
- Public +10.39 pp
How it drifted, 12 quarters
Over this window promoters fell from 47.5% to 37.1% — −10.4 pp.
Ownership split by quarter, oldest first. Sep '23: Promoters 47.5%, Public 52.5%.Dec '23: Promoters 47.5%, Public 52.5%.Mar '24: Promoters 47.5%, Public 52.5%.Jun '24: Promoters 47.5%, Public 52.5%.Sep '24: Promoters 47.5%, Public 52.5%.Dec '24: Promoters 47.5%, Public 52.5%.Mar '25: Promoters 47.5%, Public 52.5%.Jun '25: Promoters 47.5%, Public 52.5%.Sep '25: Promoters 47.5%, Public 52.5%.Dec '25: Promoters 47.5%, Public 52.5%.Mar '26: Promoters 37.1%, Public 62.9%.Jun '26: Promoters 37.1%, Public 62.9%.
Who bought this quarter
since Mar 2026
Disclosed holders that added to a position or appeared on the register for the first time, biggest addition first.
- Ente Naadu Multi State Agro Cooperative Society Limited newly disclosed 8.28% held
The same filing shows 1 holder trimming and 1 off the list — both are in the register beside this.
Who is on the register
Named in the Jun 2026 filing
Every holder of Richfield Financial Services Ltd. above SEBI's 1% disclosure line, and what changed since Mar 2026.
| Holder | Stake | Change |
|---|---|---|
| V C Georgekutty | 12.53% | unchanged |
| Midhun Ittoop | 12.30% | unchanged |
| Varghese Mathew | 12.30% | unchanged |
| Ente Naadu Multi State Agro Cooperative Society Limited | 8.28% | newly disclosed |
| Elen Elu Shibu | 5.53% | unchanged |
| Erin Lizbeth Shibu | 5.27% | unchanged |
| Elezabeth Mathew | 3.87% | unchanged |
| Eldhose P V | 3.66% | unchanged |
| Anilkumar . | 3.49% | −1.08 pp |
| Eldo P Aleyas | 3.36% | unchanged |
| Gajmukta Merchants Pvt.Ltd. | 2.10% | unchanged |
| Gandhari Commercial Pvt. Ltd. | 1.86% | unchanged |
A holder disappearing from this list has fallen below the 1% line — it is not necessarily a sale. Percentages are of total shares, as disclosed in the company's own filing. Who was buying across the market this quarter.
Learn to analyse Richfield Financial Services Ltd.
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