UNITDCR
United Credit financials
- Market cap
- ₹15 Cr
Quarterly results
Q1 FY27: revenue up 5.4%, net profit down 24.0% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1 | 1 | 1 | 1 | 1 −14% | 1 −13% | 1 +2% | 1 +5% |
| Net profit | 0 | 0 | 0 | 0 | 0 −47% | 0 −41% | 0 +340% | 0 −24% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Performance −22.6% 1Y
1Y: ₹28.95 on 9 Sept 2025 → ₹22.4. High ₹33.78 (13 Oct 2025), low ₹19.45 (30 Mar 2026).
Financials, as filed
Revenue fell 4.4% a year over 2 years, FY24 to FY26.
| Year ending | FY24 | FY25 | FY26 |
|---|---|---|---|
| Revenue | ₹3 Cr | ₹3 Cr | ₹3 Cr |
| Interest | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Depreciation | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Net profit | ₹2 Cr | ₹1 Cr | ₹1 Cr |
| Net margin | 48.1% | 29.3% | 27.7% |
| Cash from operations | ₹1 Cr | ₹-0 Cr | ₹-0 Cr |
| Free cash flow | ₹1 Cr | ₹-1 Cr | ₹-1 Cr |
| ROE | 5.8% | 3.4% | 2.8% |
How to read this
From the company's own filings. Margins are computed from the filed sums; a year with an incomplete quarter is left blank rather than estimated.
Balance sheet
| Year ending | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| Equity capital | ₹5 Cr | ₹5 Cr | ₹5 Cr | ₹5 Cr | ₹5 Cr | ₹5 Cr |
| Reserves | ₹20 Cr | ₹21 Cr | ₹22 Cr | ₹23 Cr | ₹25 Cr | ₹25 Cr |
| Borrowings | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | — | ₹0 Cr |
| Other liabilities | ₹1 Cr | ₹1 Cr | ₹1 Cr | ₹1 Cr | ₹0 Cr | ₹0 Cr |
| Total liabilities | ₹27 Cr | ₹28 Cr | ₹29 Cr | ₹30 Cr | ₹31 Cr | ₹32 Cr |
| Fixed assets | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Capital work in progress | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Investments | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Other assets | ₹27 Cr | ₹27 Cr | ₹28 Cr | ₹29 Cr | ₹30 Cr | ₹31 Cr |
| Total assets | ₹27 Cr | ₹28 Cr | ₹29 Cr | ₹30 Cr | ₹31 Cr | ₹32 Cr |
How to read this
As filed each year. A line the company does not report — deposits for a non-lender, for instance — is left out rather than shown as a row of dashes.
Who owns it
As disclosed at Jun 2026
The ownership split has held steady since Jun 2025. The shareholder count shrank 2% to 2,592.
- Promoters
- 57.3%
- DIIs
- 0.0%
- Government
- 0.5%
- Public
- 42.2%
Since Jun 2025
- Public +0.01 pp
- Promoters 0.00 pp
- DIIs 0.00 pp
How it drifted, 12 quarters
Ownership split by quarter, oldest first. Sep '23: Promoters 57.9%, DIIs 0.0%, Government 0.5%, Public 41.6%.Dec '23: Promoters 57.3%, DIIs 0.0%, Government 0.5%, Public 42.1%.Mar '24: Promoters 57.3%, DIIs 0.0%, Government 0.5%, Public 42.2%.Jun '24: Promoters 57.3%, DIIs 0.0%, Government 0.5%, Public 42.2%.Sep '24: Promoters 57.3%, DIIs 0.0%, Government 0.5%, Public 42.1%.Dec '24: Promoters 57.3%, DIIs 0.0%, Government 0.5%, Public 42.2%.Mar '25: Promoters 57.3%, DIIs 0.0%, Government 0.5%, Public 42.1%.Jun '25: Promoters 57.3%, DIIs 0.0%, Government 0.5%, Public 42.1%.Sep '25: Promoters 57.3%, DIIs 0.0%, Government 0.5%, Public 42.1%.Dec '25: Promoters 57.3%, DIIs 0.0%, Government 0.5%, Public 42.2%.Mar '26: Promoters 57.3%, DIIs 0.0%, Government 0.5%, Public 42.2%.Jun '26: Promoters 57.3%, DIIs 0.0%, Government 0.5%, Public 42.2%.
Who bought this quarter
since Mar 2026
Disclosed holders that added to a position or appeared on the register for the first time, biggest addition first.
- Iepf newly disclosed 3.08% held
The same filing shows 0 holders trimming and 1 off the list — both are in the register beside this.
Who is on the register
Named in the Jun 2026 filing
Every holder of United Credit ltd. above SEBI's 1% disclosure line, and what changed since Mar 2026.
| Holder | Stake | Change |
|---|---|---|
| Dabriwala Banijya Udyog Limited | 43.16% | unchanged |
| United Nanotech Products Limited | 13.93% | unchanged |
| Ashok Kumar Dabriwala | 13.86% | unchanged |
| Iepf | 3.08% | newly disclosed |
| Pramila Jalan | 2.90% | unchanged |
| Farooq Arbi Halai | 2.69% | unchanged |
| Sunanda Dabriwala | 0.29% | unchanged |
| Investor Education and Protection Fund | — | off the list |
A holder disappearing from this list has fallen below the 1% line — it is not necessarily a sale. Percentages are of total shares, as disclosed in the company's own filing. Who was buying across the market this quarter.
Learn to analyse United Credit ltd.
Guides on how to read this kind of business and the numbers that matter.