DA
DAVE
DAVE What Dave promised, and what happened
Guidance
What management said, and what became of it
16 of 18 judged targets kept · 15 open · verdicts reflect calls analysed to Jun 2026.
| Target | Original wording | Said | Latest call | Verdict |
|---|---|---|---|---|
| CashAI v6.0 underwriting model | we will start to be testing v6.0 later this year | Dec 2025 | We additionally began rolling out Cash AI V6, the latest generation of our proprietary cash flow underwriting engine. | Achieved |
| Migration of all existing members to Coastal Community Bank | all of our customers on Coastal, hopefully in the next 12 months or sooner | Dec 2024 | Part of the scaling there is dictated or dependent on our full migration from our Evolve bank partnership as well, which we were in the process of migrating away from. | Missed |
| Full year adjusted diluted EPS | $14 to $15 | Dec 2025 | we expect adjusted diluted EPS of $17 to $17.50, up from $16.25 to $16.75, assuming a 23% effective tax rate | Revised Up |
The full ledger
Open Dave’s full ledger
A free account opens 5 company ledgers a month. All 33 tracked commitments, with each call’s wording and source.
The rest of the ledger
Pro opens all 33 tracked commitments for Dave
Above is what the last two calls moved. Pro adds every quarter's revision, the source quote behind each one, and the topics management has stopped answering.