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    Ameris Bancorp (ABCB) financials

    View ABCB earnings calls

    Price

    Market Cap

    Sector

    Rank

    Performance+14.2% 1Y

    Income Statement

    Financial Trajectories

    11
    Quarterly
    MetricQ3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Trend
    EarningsRevenue
    Operating Profit
    Net Profit
    $99.21M
    $94.38M
    $87.94M
    $109.83M
    $106.03M
    +6.9%
    $108.36M
    +14.8%
    $110.49M
    +25.7%
    $51.45M
    -53.2%
    Weakening
    EPS
    $1.44
    $1.28
    $1.60
    $1.55
    +7.6%
    $1.64
    +28.1%
    $0.77
    -51.9%
    Weakening
    Other Income
    Interest
    Depreciation
    Profit before Tax
    $125.89M
    $126.02M
    $112.94M
    $142.69M
    $137.04M
    +8.9%
    $141.09M
    +12.0%
    $140.72M
    +24.6%
    $66.05M
    -53.7%
    Weakening
    MarginsOPM
    Tax
    21.2%
    25.1%
    22.1%
    23.0%
    22.6%
    +6.8%
    23.2%
    -7.6%
    21.5%
    -3.0%
    22.1%
    -4.0%
    Weakening
    ReturnsROIC
    4.1%
    3.9%
    3.6%
    4.5%
    4.4%
    +6.9%
    4.5%
    +14.8%
    4.6%
    +25.7%
    2.1%
    -53.2%
    Weakening

    Balance Sheet

    Balance Sheet

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    AssetsCash & Equivalents$679.53M$621.85M$2.12B$4.06B$1.12B$1.17B$1.22B$1.09B$1.20B
    Short-Term Investments
    Total Current Assets
    Net PP&E$145.41M$272.42M$296.58M$281.47M$276.62M$266.30M$254.53M$255.30M$220.50M
    Goodwill$503.43M$931.64M$928.00M$1.01B$1.02B$1.02B$1.02B$1.02B$1.02B
    Intangibles$58.70M$91.60M$72.00M$125.90M$106.20M$87.90M$70.80M$54.82M
    Total Assets$11.44B$18.24B$20.44B$23.86B$25.05B$25.20B$26.26B$27.52B$28.49B
    LiabilitiesTotal Current Liabilities
    Short-Term Debt
    Long-Term Debt
    Long-Term Leases
    Total Liabilities$9.99B$15.77B$17.79B$20.89B$21.86B$21.78B$22.51B$23.44B$24.40B
    EquityCommon Stock & APIC$49.02M$71.50M$71.75M$72.02M$72.26M$72.52M$72.70M$72.90M$73.27M
    Retained Earnings$377.13M$507.95M$671.51M$1.01B$1.31B$1.54B$1.85B$2.21B$2.35B
    Total Equity$1.46B$2.47B$2.65B$2.97B$3.20B$3.43B$3.75B$4.08B$4.09B
    HighlightsNet Cash / (Debt)

    Cash Flow

    Cash Flow

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    ActivitiesCash from Operating-$108.80M-$940.21M$798.40M$9.14M$1.06B$568.96M$154.19M$390.18M$548.53M
    Cash from Investing-$53.31M-$487.09M-$1.20B-$420.98M-$4.87B-$338.19M-$846.68M-$1.30B-$1.84B
    Cash from Financing$510.99M$1.37B$1.90B$2.36B$865.53M-$181.59M$745.56M$781.16M$1.32B
    SummaryCapital Expenditure-$10.01M-$11.58M-$18.12M-$25.45M-$13.57M-$17.53M-$13.48M-$20.54M-$26.55M
    Free Cash Flow-$118.81M-$951.79M$780.28M-$16.31M$1.05B$551.43M$140.72M$369.64M$521.98M
    FCF Margin

    Ratios