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    AMERICAN COASTAL INSURANCE (ACIC) stock price & financials

    View ACIC earnings calls

    Overview

    Price

    Market Cap

    Sector

    Rank

    Performance11.2% 1Y

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly
    MetricQ3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Trend
    EarningsRevenue
    $82.14M
    $79.27M
    $72.20M
    $86.47M
    $90.39M
    +10.1%
    $86.38M
    +9.0%
    $71.22M
    -1.4%
    $82.60M
    -4.5%
    Stable
    Operating Profit
    $36.06M
    $8.90M
    $25.12M
    $36.17M
    $41.70M
    +15.6%
    $37.27M
    +318.9%
    $25.54M
    +1.7%
    $28.45M
    -21.3%
    Strengthening
    Net Profit
    $28.12M
    $4.95M
    $21.35M
    $26.44M
    $32.48M
    +15.5%
    $26.56M
    +437.1%
    $19.25M
    -9.8%
    $21.90M
    -17.2%
    Strengthening
    EPS
    $0.59
    $0.44
    $0.55
    $0.67
    +13.6%
    $0.40
    -9.1%
    $0.46
    -16.4%
    Weakening
    Other Income
    Interest
    $3.07M
    $2.78M
    $2.72M
    $2.72M
    $2.72M
    -11.3%
    $2.66M
    -4.5%
    $2.34M
    -13.7%
    $2.34M
    -13.8%
    Weakening
    Depreciation
    Profit before Tax
    $36.52M
    $8.89M
    $26.19M
    $37.55M
    $42.37M
    +16.0%
    $36.62M
    +312.0%
    $25.75M
    -1.7%
    $28.40M
    -24.4%
    Strengthening
    MarginsOPM
    43.9%
    11.2%
    34.8%
    41.8%
    46.1%
    +5.1%
    43.1%
    +284.2%
    35.9%
    +3.0%
    34.5%
    -17.6%
    Strengthening
    Tax
    24.2%
    34.0%
    24.8%
    25.3%
    23.3%
    -3.7%
    27.5%
    -19.2%
    25.2%
    +2.0%
    22.9%
    -9.6%
    Weakening
    ReturnsROIC
    -38.3%
    -6.7%
    -29.1%
    -36.0%
    -44.3%
    -15.5%
    -36.2%
    -437.1%
    -26.2%
    +9.8%
    -29.8%
    +17.2%
    Weakening

    Balance Sheet

    Balance Sheet

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    AssetsCash & Equivalents$112.68M$215.47M$239.42M$212.02M$70.90M$138.93M$137.04M$198.76M$218.94M
    Short-Term Investments
    Total Current Assets
    Net PP&E$17.14M$33.06M$36.35M$33.25M$6.57M$4.22M$8.95M$3.68M$3.70M
    Goodwill$73.05M$73.05M$73.05M$73.05M$69.63M$59.48M$59.48M$59.48M$59.48M
    Intangibles$31.35M$26.08M$21.93M$18.38M$12.77M$8.55M$5.91M$3.47M$2.20M
    Total Assets$2.32B$2.47B$2.85B$2.70B$2.84B$1.06B$1.22B$1.07B$1.24B
    LiabilitiesTotal Current Liabilities
    Short-Term Debt
    Long-Term Debt$163.13M$161.60M$160.38M$158.56M$150.00M$150.00M$150.00M$150.00M
    Long-Term Leases
    Total Liabilities$1.78B$1.94B$2.43B$2.37B$3.02B$893.61M$980.45M$755.17M$903.01M
    EquityCommon Stock & APIC$4.0K$4.0K$4.0K$4.0K$4.0K$5.0K$5.0K$5.0K$5.0K
    Retained Earnings$140.55M$100.39M-$6.63M-$74.90M-$546.30M-$237.39M-$184.77M-$114.51M-$73.36M
    Total Equity$520.23M$503.14M$395.75M$312.41M-$182.04M$168.76M$235.66M$317.56M$340.79M
    HighlightsNet Cash / (Debt)

    Cash Flow

    Cash Flow

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    ActivitiesCash from Operating$25.76M$149.01M-$10.47M-$295.39M-$173.11M-$136.00M$243.51M$71.03M-$30.61M
    Cash from Investing-$125.64M-$33.98M$36.57M$251.38M$236.84M-$2.54M-$179.21M$620.0K-$1.49M
    Cash from Financing$7.73M-$12.10M-$11.65M-$12.21M-$25.39M$26.77M-$13.84M-$1.08M-$57.90M
    SummaryCapital Expenditure-$4.07M-$21.90M-$10.85M-$5.27M-$3.05M-$196.0K-$22.0K-$155.0K-$430.0K
    Free Cash Flow$21.69M$127.12M-$21.32M-$300.66M-$176.16M-$136.20M$243.49M$70.87M-$31.04M
    FCF Margin3.0%15.4%-2.5%-131.5%-79.5%-51.5%82.1%21.1%-9.4%

    Ratios