Jun 2026 (Q2 FY26) — Aug 12, 2026
American Integrity Insurance Group Q2 FY26 — Record Production and Strong Underwriting Economics
Read the full callAmerican Integrity Insurance Group earnings: last reported Wed, 12 Aug 2026, for the quarter ended Jun 2026.
Reported
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 115 | +54.6% YoY | Quarterly, as filed | Quarter to Jun 2026 | Revenue from operations as filed. |
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 34.1 | +24.2% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Price
1Y: $23.85 on 14 Oct 2025 → $27.7. High $27.7 (15 Oct 2026), low $16.36 (29 May 2026).
Overview
Call summaries
American Integrity Insurance Group Q2 FY26 — Record Production and Strong Underwriting Economics
Read the full callEvery analysed call
Financials
Net profit, year on year: +24% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 47 | 67 | 72 | 74 | 62 | 68 | 91 | 115 |
| Profit before tax | 7 | 11 | 43 | 24 | 19 | 29 | 27 | 46 |
| Tax rate | 31.1% | 21.9% | 11.2% | −14.1% | 29.9% | 28.7% | 26.9% | 26.4% |
| Net profit | 5 | 8 | 38 | 27 | 13 | 21 | 20 | 34 |
| EPS ($ per share) | 0.33 | 0.62 | 2.78 | 1.62 | 0.67 | 1.07 | 1.02 | 1.74 |
| Line item | Dec 2024 | Dec 2025 |
|---|---|---|
| Equity capital | 0 | 0 |
| Reserves | 152 | 229 |
| Total liabilities | 1,036 | 893 |
| Fixed assets | 2 | 6 |
| Investments | 0 | 18 |
| Total assets | 1,198 | 1,230 |
| Line item | Dec 2024 | Dec 2025 |
|---|---|---|
| Cash from operations | 149 | 138 |
| Cash from investing | -19 | -135 |
| Cash from financing | -12 | 62 |
| Capital expenditure | -1 | -5 |
| Free cash flow | 148 | 133 |
60 filings between Nov 21, 2025 and Oct 13, 2026.
Purchases
$2.50M
6 purchases by 4 insiders
Sales
$80.48M
29 sales by 3 insiders
31% filed under a 10b5-1 plan — scheduled in advance, not decided on the day
| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| SOWELL JAMES E | $2.30M | $50.32M | Jun 9, 2026 |
| Ritchie Robert C | — | $26.90M | Oct 13, 2026 |
| Smathers Steven E | $49.3K | $3.26M | May 22, 2026 |
| Clark David Lewis | $100.0K | — | May 22, 2026 |
| MATHIS STEVEN B | $50.5K | — | May 26, 2026 |
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Oct 13, 2026 | Ritchie Robert C Chief Executive Officer | Sale 10b5-1 plan | 50,700 | $1.39M |
| Oct 12, 2026 | Ritchie Robert C Chief Executive Officer | Sale 10b5-1 plan | 69,727 | $1.89M |
| Oct 9, 2026 | Ritchie Robert C Chief Executive Officer | Sale 10b5-1 plan | 3,137 | $84.9K |
| Sep 30, 2026 | MATHIS STEVEN B Director | Award | 580 | $0 |
| Sep 30, 2026 | Csiszar Ernest N Director | Award | 580 | $0 |
| Sep 30, 2026 | Smathers Steven E Director | Award | 580 | $0 |
| Sep 17, 2026 | Biggs Steve W Chief Accounting Officer | Award | 4,820 | $0 |
| Aug 31, 2026 | Ritchie Robert C Chief Executive Officer | Sale 10b5-1 plan | 9,174 | $237.8K |
| Aug 28, 2026 | Ritchie Robert C Chief Executive Officer | Sale 10b5-1 plan | 6,000 | $159.0K |
| Aug 27, 2026 | Ritchie Robert C Chief Executive Officer | Sale 10b5-1 plan | 10,000 | $263.5K |
| Aug 26, 2026 | Ritchie Robert C Chief Executive Officer | Sale 10b5-1 plan | 54,365 | $1.45M |
| Aug 25, 2026 | Ritchie Robert C Chief Executive Officer | Sale 10b5-1 plan | 65,000 | $1.71M |
| Aug 24, 2026 | Ritchie Robert C Chief Executive Officer | Sale 10b5-1 plan | 45,461 | $1.20M |
| Aug 21, 2026 | Ritchie Robert C Chief Executive Officer | Sale | 150 | $3.9K |
| Aug 21, 2026 | Ritchie Robert C Chief Executive Officer | Sale | 24,464 | $628.2K |
| Aug 20, 2026 | Ritchie Robert C Chief Executive Officer | Sale | 35,000 | $877.8K |
| Aug 19, 2026 | Ritchie Robert C Chief Executive Officer | Sale | 6,000 | $151.4K |
| Aug 18, 2026 | Ritchie Robert C Chief Executive Officer | Sale | 12,000 | $304.1K |
| Aug 17, 2026 | Ritchie Robert C Chief Executive Officer | Sale | 55,000 | $1.37M |
| Aug 14, 2026 | Ritchie Robert C Chief Executive Officer | Sale | 20,402 | $492.1K |
| Aug 13, 2026 | Ritchie Robert C Chief Executive Officer | Sale | 50,000 | $1.18M |
| Aug 12, 2026 | Ritchie Robert C Chief Executive Officer | Sale | 38,161 | $880.8K |
| Aug 12, 2026 | Ritchie Robert C Chief Executive Officer | Sale | 99 | $2.4K |
| Aug 10, 2026 | Ritchie Robert C Chief Executive Officer | Sale | 5,800 | $120.2K |
| Aug 7, 2026 | Ritchie Robert C Chief Executive Officer | Sale | 12,959 | $272.3K |
| Aug 6, 2026 | Ritchie Robert C Chief Executive Officer | Sale | 36,965 | $770.0K |
| Aug 4, 2026 | Ritchie Robert C Chief Executive Officer | Sale | 30,000 | $625.5K |
| Aug 3, 2026 | Ritchie Robert C Chief Executive Officer | Sale | 33,000 | $682.4K |
| Jun 30, 2026 | Csiszar Ernest N Director | Award | 870 | $0 |
| Jun 30, 2026 | Smathers Steven E Director | Award | 870 | $0 |
| Jun 30, 2026 | MATHIS STEVEN B Director | Award | 870 | $0 |
| Jun 9, 2026 | SOWELL JAMES E 10% owner | Purchase | 79,497 | $1.34M |
| Jun 8, 2026 | SOWELL JAMES E 10% owner | Purchase | 33,628 | $568.6K |
| Jun 5, 2026 | SOWELL JAMES E 10% owner | Purchase | 23,231 | $393.1K |
| May 26, 2026 | MATHIS STEVEN B Director | Purchase | 3,000 | $50.5K |
| May 22, 2026 | Smathers Steven E Director | Purchase | 2,900 | $49.3K |
| May 22, 2026 | Clark David Lewis Chairman | Purchase | 5,830 | $100.0K |
| May 7, 2026 | Clark David Lewis Chairman | Tax withheld | 1,230 | $24.2K |
| May 7, 2026 | Ritchie Jon P President | Tax withheld | 1,538 | $30.3K |
| May 7, 2026 | Ritchie Robert C Chief Executive Officer | Tax withheld | 2,921 | $57.5K |
| Apr 6, 2026 | Foley Brian Chief Financial Officer | Award | 4,262 | $0 |
| Mar 31, 2026 | MATHIS STEVEN B Director | Award | 778 | $0 |
| Mar 31, 2026 | Csiszar Ernest N Director | Award | 778 | $0 |
| Mar 31, 2026 | Smathers Steven E Director | Award | 778 | $0 |
| Mar 2, 2026 | Lurie Benjamin A Chief Financial Officer | Award | 3,166 | $0 |
| Mar 2, 2026 | Clark David Lewis Chairman | Award | 9,451 | $0 |
| Mar 2, 2026 | Ritchie Robert C Chief Executive Officer | Award | 19,706 | $0 |
| Mar 2, 2026 | Ritchie Jon P President | Award | 11,814 | $0 |
| Dec 31, 2025 | Csiszar Ernest N Director | Award | 735 | $0 |
| Dec 31, 2025 | MATHIS STEVEN B Director | Award | 735 | $0 |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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