Jun 2026 (Q2 FY26) — Aug 14, 2026
BayFirst Financial Corp. Q2 FY26 — Asset Resolution and Strategic Reorientation
Read the full callBayFirst Financial (BAFN) earnings
- Jun 2026
- Jun 2026 (Q2 FY26)
- Dec 2025
BayFirst Financial earnings: last reported Fri, 14 Aug 2026, for the quarter ended Jun 2026.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | Quarterly, as filed | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | -32.7 | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. The year-earlier figure was zero or a loss, so no percentage is shown. |
Price
$6.34 +20.76% · +$1.09
Performance −32.0% 1Y
1Y: $9.33 on 14 Oct 2025 → $6.34. High $9.7 (29 Oct 2025), low $4.55 (24 Jun 2026).
- Previous close
- $5.25
- 52-week range
- $4.55 – $9.7
- One year
- −33.26%
Overview
- Symbol
- BAFN
- Sector
- Financials
- Exchange
- US
- Currency
- USD
Call summaries
Every analysed call
BayFirst Financial earnings calls (BAFN)
Financials
What the filings say
Net profit, year on year: −1662% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Profit before tax | 2 | 13 | -1 | -2 | -26 | -3 | -8 | -44 |
| Tax rate | 25.9% | 25.1% | 26.4% | 25.1% | 27.0% | 12.7% | 25.6% | 25.8% |
| Net profit | 1 | 10 | -1 | -2 | -19 | -2 | -6 | -33 |
| EPS ($ per share) | 0.18 | — | -0.32 | -0.54 | -4.71 | — | -1.54 | -8.05 |
| Line item | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|
| Equity capital | 43 | 51 | 53 | 55 | 55 | 54 |
| Reserves | 13 | 36 | 33 | 34 | 40 | 14 |
| Total liabilities | 1,474 | 821 | 847 | 1,017 | 1,176 | 1,213 |
| Fixed assets | 18 | 30 | 35 | 39 | 33 | 31 |
| Total assets | 1,545 | 917 | 939 | 1,118 | 1,283 | 1,294 |
| Line item | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|
| Cash from operations | -108 | 495 | 440 | 455 | 393 | 289 |
| Cash from investing | -933 | 208 | -511 | -641 | -519 | -198 |
| Cash from financing | 986 | -649 | 27 | 179 | 145 | 39 |
| Net cash flow | -55 | 54 | -44 | -8 | 19 | 129 |
| Capital expenditure | -3 | -13 | -8 | -8 | -2 | -0 |
| Free cash flow | -111 | 482 | 432 | 447 | 392 | 289 |
Insider filings
53 filings between Oct 24, 2025 and Oct 8, 2026.
Open market
decisions to buy or sellPurchases
None
No insider bought shares.
Sales
$0
4 sales by 1 insider
Some filings report no price, so the dollar figures above are a floor, not a total.
Compensation
not trading decisions- 19
- Tax withheld — shares kept back by the company to cover tax
Also filed: 30 other filings.
Who traded
open market only| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Rogers Alfred Tate Jr | — | $0 | Jul 14, 2026 |
Latest filings (50)
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Oct 8, 2026 | Deloach Dennis Reppard III Director | Other | 33,575 | $117.5K |
| Oct 8, 2026 | Berset Mark S Director | Other | 16,217 | $56.8K |
| Oct 8, 2026 | Berset Mark S Director | Other | 48,697 | $170.4K |
| Oct 8, 2026 | Zipperian Barbara J Director | Other | 5,096 | $17.8K |
| Oct 8, 2026 | Oliver Robin Leigh COO | Other | 11,006 | $38.5K |
| Oct 8, 2026 | LEHMAN KENNETH R Director | Other | 749,535 | $2.62M |
| Oct 8, 2026 | Berset Mark S Director | Other | 214,908 | $752.2K |
| Oct 8, 2026 | McKim Scott Joseph EVP, Chief Financial Officer | Other | 2,206 | $7.7K |
| Oct 8, 2026 | Saravanos Anthony Director | Other | 57,159 | $200.1K |
| Oct 8, 2026 | Spoor Bradly William Director | Other | 3,021 | $10.6K |
| Oct 8, 2026 | Spoor Bradly William Director | Other | 21,939 | $76.8K |
| Oct 8, 2026 | Berset Mark S Director | Other | 6,596 | $23.1K |
| Oct 8, 2026 | Politis Christos Director | Other | 43,711 | $153.0K |
| Sep 4, 2026 | McKim Scott Joseph EVP, Chief Financial Officer | Other | 48 | $300 |
| Sep 4, 2026 | Oliver Robin Leigh COO | Other | 48 | $300 |
| Jul 14, 2026 | Rogers Alfred Tate Jr CEO & President | Sale | 22,856 | — |
| Jul 14, 2026 | Rogers Alfred Tate Jr CEO & President | Sale | 279,986 | — |
| Jul 14, 2026 | Rogers Alfred Tate Jr CEO & President | Sale | 148,564 | — |
| Jul 14, 2026 | Rogers Alfred Tate Jr CEO & President | Sale | 691,394 | — |
| May 15, 2026 | WuDunn Sheryl Director | Tax withheld | 99 | $643 |
| May 15, 2026 | Berset Mark S Director | Tax withheld | 99 | $643 |
| May 15, 2026 | Deloach Dennis Reppard III Director | Tax withheld | 99 | $643 |
| May 15, 2026 | Harris Alexander Octavius Director | Tax withheld | 99 | $643 |
| May 15, 2026 | Politis Christos Director | Tax withheld | 99 | $643 |
| May 15, 2026 | LEO ANTHONY N Director | Tax withheld | 138 | $896 |
| May 15, 2026 | Spoor Bradly William Director | Tax withheld | 99 | $643 |
| May 15, 2026 | Berset Derek Steven Director | Tax withheld | 99 | $643 |
| May 15, 2026 | Zipperian Barbara J Director | Tax withheld | 99 | $643 |
| May 15, 2026 | Saravanos Anthony Director | Tax withheld | 138 | $896 |
| May 7, 2026 | McKim Scott Joseph EVP, Chief Financial Officer | Other | 45 | $300 |
| May 7, 2026 | Oliver Robin Leigh President, COO | Other | 45 | $300 |
| May 7, 2026 | Zernick Thomas Gerard Director | Other | 227 | $1.5K |
| Feb 19, 2026 | LEO ANTHONY N Director | Other | 0 | $1 |
| Feb 19, 2026 | McKim Scott Joseph EVP, Chief Financial Officer | Other | 1 | $6 |
| Feb 19, 2026 | Oliver Robin Leigh President, COO | Other | 0 | $1 |
| Feb 19, 2026 | Zernick Thomas Gerard Director | Other | 0 | $1 |
| Feb 5, 2026 | Oliver Robin Leigh President, COO | Other | 50 | $300 |
| Feb 5, 2026 | Zernick Thomas Gerard CEO | Other | 249 | $1.5K |
| Feb 5, 2026 | Tudor Rhonda S SVP, Chief Accounting Officer | Other | 17 | $100 |
| Feb 5, 2026 | McKim Scott Joseph EVP, Chief Financial Officer | Other | 50 | $300 |
| Feb 3, 2026 | Oliver Robin Leigh President, COO | Tax withheld | 134 | $891 |
| Feb 3, 2026 | Zernick Thomas Gerard CEO | Tax withheld | 890 | $5.9K |
| Feb 3, 2026 | McKim Scott Joseph EVP, Chief Financial Officer | Tax withheld | 89 | $592 |
| Jan 27, 2026 | Oliver Robin Leigh President, COO | Tax withheld | 119 | $802 |
| Jan 26, 2026 | Oliver Robin Leigh President, COO | Tax withheld | 119 | $812 |
| Jan 26, 2026 | Oliver Robin Leigh President, COO | Tax withheld | 119 | $812 |
| Jan 23, 2026 | McKim Scott Joseph EVP, Chief Financial Officer | Tax withheld | 75 | $503 |
| Jan 23, 2026 | Oliver Robin Leigh President, COO | Tax withheld | 134 | $898 |
| Nov 13, 2025 | Tudor Rhonda S SVP, Chief Accounting Officer | Other | 40 | $300 |
| Nov 13, 2025 | McKim Scott Joseph EVP, Chief Financial Officer | Other | 40 | $300 |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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