Sep 2026 (Q3 FY26) — Oct 15, 2026
BNY Mellon Q3 FY26 — Strong Growth and Operating Leverage Driven by Platform and AI Innovation
Read the full callBank of New York Mellon (BNY) earnings
- Jun 2026
- Sep 2026 (Q3 FY26)
- Dec 2025
Bank of New York Mellon earnings: last reported Thu, 15 Oct 2026, for the quarter ended Sep 2026.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | Quarterly, as filed | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 1,761 | +23.8% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Guidance
What management said, and what became of it
18 of 19 judged targets kept · 14 open · verdicts reflect calls analysed to Sep 2026.
| Target | Original wording | Said | Latest call | Verdict |
|---|---|---|---|---|
| Expense growth (YoY, ex-notable items) | up 6% to 7% | Jun 2026 | Therefore, we are increasing our expectation for full year 2026 expense growth excluding notable items by 100 basis points to somewhere around the middle of a 7% to 8% range. | Revised Down |
| Quarterly tax rate | approximately 23% | Jun 2026 | Pending | |
| Medium-term firm pretax margin target | 33% | Dec 2023 | we expanded pretax margin to 40% and return on tangible common equity to 31% | Achieved |
1 of Bank of New York Mellon Corp's 33 targets was missed. See which ones, and which are quietly gone. The 3 above are the free sample; 30 more targets are in the full ledger.
Claimed
- EPS of $2.34 grew 24% year-over-year, with adjusted EPS also up 24%.
- Firm-wide revenue of $5.7 billion increased 12% year-over-year, driven by broad-based growth across segments.
- Achieved 390 basis points of positive operating leverage, expanding pretax margin to 39% and return on tangible common equity (ROTCE) to 29%.
- Secured 15th consecutive quarter of year-over-year sales growth, with strong client demand and new mandates.
- Raised full-year 2026 outlook for positive operating leverage to nearly 500 bps (from 400 bps), with total revenue growth expected around 12-13%.
Qualified
- Tier 1 leverage ratio decreased 24 bps sequentially to 5.7%, primarily due to capital returns and AOCI decline.
- Net interest income decreased 2% quarter-over-quarter to $1.4 billion, driven by seasonally lower deposit balances.
- Assets under management (AUM) were up only 2% year-over-year, partially offset by cumulative net outflows and unfavorable FX.
Price
$142.44 −0.60% · −$0.86
Performance +34.4% 1Y
1Y: $105.98 on 17 Oct 2025 → $142.44. High $164.84 (4 Sept 2026), low $105.98 (17 Oct 2025).
- Previous close
- $143.3
- 52-week range
- $106.43 – $164.84
- One year
- +31.28%
Overview
- Symbol
- BNY
- Sector
- Financials
- Exchange
- US
- Currency
- USD
Guidance
What management said, and what became of it
18 of 19 judged targets kept · 14 open · verdicts reflect calls analysed to Sep 2026.
| Target | Original wording | Said | Latest call | Verdict |
|---|---|---|---|---|
| Expense growth (YoY, ex-notable items) | up 6% to 7% | Jun 2026 | Therefore, we are increasing our expectation for full year 2026 expense growth excluding notable items by 100 basis points to somewhere around the middle of a 7% to 8% range. | Revised Down |
| Quarterly tax rate | approximately 23% | Jun 2026 | Pending | |
| Medium-term firm pretax margin target | 33% | Dec 2023 | we expanded pretax margin to 40% and return on tangible common equity to 31% | Achieved |
Claimed
- EPS of $2.34 grew 24% year-over-year, with adjusted EPS also up 24%.
- Firm-wide revenue of $5.7 billion increased 12% year-over-year, driven by broad-based growth across segments.
- Achieved 390 basis points of positive operating leverage, expanding pretax margin to 39% and return on tangible common equity (ROTCE) to 29%.
- Secured 15th consecutive quarter of year-over-year sales growth, with strong client demand and new mandates.
- Raised full-year 2026 outlook for positive operating leverage to nearly 500 bps (from 400 bps), with total revenue growth expected around 12-13%.
Qualified
- Tier 1 leverage ratio decreased 24 bps sequentially to 5.7%, primarily due to capital returns and AOCI decline.
- Net interest income decreased 2% quarter-over-quarter to $1.4 billion, driven by seasonally lower deposit balances.
- Assets under management (AUM) were up only 2% year-over-year, partially offset by cumulative net outflows and unfavorable FX.
The full ledger
Open Bank of New York Mellon Corp’s full ledger
A free account opens 5 company ledgers a month. All 33 tracked commitments, with each call’s wording and source.
Call summaries
Jun 2026 (Q2 FY26) — Jul 15, 2026
BNY Mellon Q2 FY26 — Record Revenue and Strong Operating Leverage
Read the full callNews
Latest news
From the news desk, item by item, hours after each call.
Every analysed call
Bank of New York Mellon earnings calls (BNY)
Financials
What the filings say
Net profit, year on year: +24% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Net profit | 1,182 | 1,155 | 1,220 | 1,423 | 1,445 | 1,461 | 1,632 | 1,761 |
| EPS ($ per share) | 1.51 | 1.56 | 1.59 | 1.95 | 1.90 | — | 2.26 | 2.47 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 14 | 14 | 14 | 14 | 14 | 14 | — | — |
| Reserves | 28,652 | 31,894 | 34,241 | 36,667 | 37,743 | 39,549 | 42,537 | 46,396 |
| Total liabilities | 322,005 | 339,780 | 423,513 | 401,047 | 364,933 | 368,972 | 374,300 | 427,492 |
| Fixed assets | — | — | 3,602 | 3,431 | 3,256 | 3,163 | 3,266 | 3,581 |
| Total assets | 362,873 | 381,508 | 469,633 | 444,438 | 405,560 | 409,877 | 416,064 | 472,300 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 5,996 | 96 | 5,038 | 2,838 | 15,068 | 5,912 | 687 | 6,730 |
| Cash from investing | 3,299 | -10,548 | -78,455 | 19,672 | 19,874 | -5,810 | -9,479 | -44,283 |
| Cash from financing | -8,098 | 9,459 | 75,508 | -21,962 | -33,654 | -3,519 | 6,338 | 39,714 |
| Net cash flow | 1,125 | -991 | 2,152 | 464 | 1,646 | -3,187 | -2,765 | 2,382 |
| Capital expenditure | -1,108 | -1,210 | -1,222 | -1,215 | -1,346 | -1,220 | -1,469 | -1,553 |
| Free cash flow | 4,888 | -1,114 | 3,816 | 1,623 | 13,722 | 4,692 | -782 | 5,177 |
BNY operating KPIs by quarter
| KPI | Jun 2026 Q2 FY26 | Sep 2026 Q3 FY26 | Change vs prior quarter |
|---|---|---|---|
| Return on tangible common equity (ROTCE) | 31%Taken together, we expanded pretax margin to 40% and return on tangible common equity to 31%.Source: earnings call transcript | 29%Earnings per share of $2.34 grew by 24% year-over-year at a very solid pretax margin of 39% and with a strong return on tangible common equity of 29%.Source: earnings call transcript | -2 pt |
| Common equity tier 1 ratio (CET1) | 11%Our CET1 ratio at the end of the quarter was 11% essentially unchanged from the prior quarter.Source: earnings call transcript | 10.9%Our CET1 ratio was 10.9%, down 6 basis points quarter-over-quarter.Source: earnings call transcript | -0.1 pt |
Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.
Insider filings
77 filings between Oct 31, 2025 and Oct 1, 2026.
Open market
decisions to buy or sellPurchases
None
No insider bought shares.
Sales
$12.60M
13 sales by 6 insiders
38% filed under a 10b5-1 plan — scheduled in advance, not decided on the day
Compensation
not trading decisions- 30
- Award — granted as compensation
- 26
- Tax withheld — shares kept back by the company to cover tax
Also filed: 6 gifts, 2 other filings.
Who traded
open market only| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| McDonogh Dermot | — | $4.94M | Jul 29, 2026 |
| McCarthy J Kevin | — | $4.09M | Apr 17, 2026 |
| Perez Alejandro | — | $1.71M | Apr 17, 2026 |
| Minaya Jose | — | $1.10M | Sep 28, 2026 |
| Kurimsky Kurtis R. | — | $719.5K | Apr 17, 2026 |
| Hobbs Shannon Marie | — | $40.7K | Apr 17, 2026 |
Latest filings (50)
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Oct 1, 2026 | Echevarria Joseph Director | Award | 625 | $90.0K |
| Oct 1, 2026 | Goldstein Jeffrey A Director | Award | 287 | $41.3K |
| Oct 1, 2026 | O'CONNOR SANDRA Director | Award | 191 | $27.5K |
| Oct 1, 2026 | Robinson Elizabeth Director | Award | 74 | $10.6K |
| Sep 28, 2026 | Minaya Jose Senior Executive VP | Sale 10b5-1 plan | 1,843 | $273.4K |
| Sep 28, 2026 | Minaya Jose Senior Executive VP | Sale 10b5-1 plan | 22 | $3.3K |
| Sep 28, 2026 | Minaya Jose Senior Executive VP | Sale 10b5-1 plan | 1,655 | $247.0K |
| Aug 27, 2026 | Minaya Jose Senior Executive VP | Sale 10b5-1 plan | 930 | $151.7K |
| Aug 27, 2026 | Minaya Jose Senior Executive VP | Sale 10b5-1 plan | 2,590 | $420.7K |
| Aug 5, 2026 | McCarthy J Kevin SEVP & General Counsel | Gift | 249 | $0 |
| Jul 29, 2026 | McDonogh Dermot Chief Financial Officer | Sale | 7,200 | $1.13M |
| Jul 29, 2026 | McDonogh Dermot Chief Financial Officer | Gift | 31,800 | $0 |
| Jul 29, 2026 | McDonogh Dermot Chief Financial Officer | Gift | 31,800 | $0 |
| Jul 29, 2026 | McDonogh Dermot Chief Financial Officer | Sale | 5,297 | $820.5K |
| Jul 29, 2026 | McDonogh Dermot Chief Financial Officer | Sale | 9,000 | $1.38M |
| Jul 29, 2026 | McDonogh Dermot Chief Financial Officer | Sale | 10,303 | $1.60M |
| Jul 16, 2026 | Vince Robin A. Chairman & CEO | Other | 24,833 | $4.00M |
| Jul 16, 2026 | Vince Robin A. Chairman & CEO | Other | 24,833 | $4.00M |
| Jul 1, 2026 | Robinson Elizabeth Director | Award | 73 | $10.6K |
| Jul 1, 2026 | Echevarria Joseph Director | Award | 616 | $90.0K |
| Jul 1, 2026 | O'CONNOR SANDRA Director | Award | 188 | $27.5K |
| Jul 1, 2026 | Goldstein Jeffrey A Director | Award | 282 | $41.2K |
| Apr 17, 2026 | Kurimsky Kurtis R. Corporate Controller | Sale | 5,290 | $719.5K |
| Apr 17, 2026 | Perez Alejandro Sr. Executive Vice President | Gift | 1,000 | $0 |
| Apr 17, 2026 | Perez Alejandro Sr. Executive Vice President | Sale | 12,504 | $1.71M |
| Apr 17, 2026 | McCarthy J Kevin SEVP & General Counsel | Sale | 30,000 | $4.09M |
| Apr 17, 2026 | Hobbs Shannon Marie Senior Executive VP | Sale | 297 | $40.7K |
| Apr 1, 2026 | Echevarria Joseph Director | Award | 744 | $90.0K |
| Apr 1, 2026 | Robinson Elizabeth Director | Award | 88 | $10.6K |
| Apr 1, 2026 | O'CONNOR SANDRA Director | Award | 227 | $27.5K |
| Apr 1, 2026 | IZZO RALPH Director | Award | 227 | $27.5K |
| Apr 1, 2026 | Goldstein Jeffrey A Director | Award | 341 | $41.3K |
| Feb 28, 2026 | McDonogh Dermot Chief Financial Officer | Tax withheld | 5,109 | $608.5K |
| Feb 28, 2026 | Minaya Jose Senior Executive VP | Tax withheld | 45,584 | $5.43M |
| Feb 28, 2026 | Datta Rajashree Senior Executive VP | Tax withheld | 6,541 | $779.0K |
| Feb 28, 2026 | Datta Rajashree Senior Executive VP | Tax withheld | 1,900 | $226.3K |
| Feb 28, 2026 | McDonogh Dermot Chief Financial Officer | Tax withheld | 27,684 | $3.30M |
| Feb 23, 2026 | McDonogh Dermot Chief Financial Officer | Award | 56,818 | $0 |
| Feb 23, 2026 | McCarthy J Kevin SEVP & General Counsel | Tax withheld | 29,034 | $3.35M |
| Feb 23, 2026 | McCarthy J Kevin SEVP & General Counsel | Award | 52,501 | $0 |
| Feb 23, 2026 | McDonogh Dermot Chief Financial Officer | Tax withheld | 31,421 | $3.63M |
| Feb 23, 2026 | Vince Robin A. Chairman & CEO | Tax withheld | 101,619 | $11.74M |
| Feb 23, 2026 | Vince Robin A. Chairman & CEO | Award | 183,759 | $0 |
| Feb 15, 2026 | Vince Robin A. Chairman & CEO | Tax withheld | 12,631 | $1.49M |
| Feb 15, 2026 | Koffey Jayee Sr. Exec. Vice President | Tax withheld | 1,982 | $233.4K |
| Feb 15, 2026 | Koffey Jayee Sr. Exec. Vice President | Tax withheld | 3,069 | $361.3K |
| Feb 15, 2026 | Koffey Jayee Sr. Exec. Vice President | Tax withheld | 3,395 | $399.7K |
| Feb 15, 2026 | Datta Rajashree Senior Executive VP | Tax withheld | 4,606 | $542.3K |
| Feb 15, 2026 | Minaya Jose Senior Executive VP | Tax withheld | 6,681 | $786.6K |
| Feb 15, 2026 | Hobbs Shannon Marie Senior Executive VP | Tax withheld | 1,241 | $146.1K |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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